4715 BAY STREET NE UNIT 132, ST PETERSBURG, FL, 33703
Active78 days on marketListed Jun 5, 2026MLS #TB8516001
About this home
4715 BAY STREET NE UNIT 132
Welcome home, to this fully remodeled, first floor one bedroom one and a half bath (1/1.5) unit, located close to laundry, complete with storage unit and covered parking located just a few feet away from the unit #78. Upgrades include NEW IMPACT sliding glass doors, wood-look tile plank floors, new lighting & ceiling fans, new fixtures, new lower kitchen cabinets, sink and faucet, beautiful stone countertops, two beautiful new bathrooms and new water heater! All work completed and permitted by licensed contractors. BUYER BONUS: Seller will allow a $3000 appliance allowance based on price . This light and bright condo features an open floor plan with a large bedroom and walk-in closet, a large kitchen with Florida room for additional dining or office space, overlooking the beautifully manicured courtyard. The unit also has a desirable north/south orientation, located in the 300 building of Winston Park, featuring a heated pool, shuffleboard, and an outdoor grill at the clubhouse! In addition to water/trash removal, cable and high-speed WiFi are also included in the monthly maintenance fees! This ACTIVE community is VERY desired by locals and known as a well-built and very well-maintained 55+ community with AFFORDABLE monthly fees!! Winston Park is surrounded by local shopping, waterfront parks, museums, sports arenas, and several local churches. The Pinellas Trail picks up right in front of the complex with a biking/walking trail that will lead you right into the heart of DOWNTOWN ST. PETE!!! Publix, CVS & Walgreens, and a few major banks are all less than one mile away, and downtown St. Pete is about a 5-7 minute drive. If you like to dine out, there are numerous options along 4th Street (and DOWNTOWN) within a 5-mile radius. Retire in style and affordability and make an appointment to see this beauty today!! MILESTONE AND SIRS ARE BOTH COMPLETED.
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
930
Sqft
1973
Year built
One
Levels
$140
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,125 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,125/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.3%
$/sqft vs WINSTON PARK NORTHEAST
$140 vs $145
Days on market
78 vs 57 typical
Where $140/sqft sits among the 39 homes for sale in WINSTON PARK NORTHEAST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winston Park Northeast
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Winston Park Northeast — neighborhood snapshot
Population
775
Median age
72
Median income
$31,923
Median home value
$154,600
Avg household
1
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
17 of 39
WINSTON PARK NORTHEAST have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% below the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4715 BAY STREET NE UNIT 132
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$116,500
4920 LOCUST STREET NE UNIT 204 · same community
1 bd · 1.5 ba · 930 sqft · $125/sqft · 34 DOM
Sold · Mar ’26$165,000
5095 BAY STREET NE UNIT 205 · same community
1 bd · 1.5 ba · 930 sqft · $177/sqft · 14 DOM
Sold · Jun ’26$147,900
4895 BAY STREET NE UNIT 207 · same community
1 bd · 1.5 ba · 930 sqft · $159/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Shawn Headley
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 4715 BAY STREET NE UNIT 132 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4715 BAY STREET NE UNIT 132 — before you fall in love.
See it in person
Schedule a tour
Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4715 BAY STREET NE UNIT 132 FAQs
What would the monthly payment be for 4715 BAY STREET NE UNIT 132?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,125/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4715 BAY STREET NE UNIT 132?+
The most recent tax bill on record (2025) was $1,705. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4715 BAY STREET NE UNIT 132?+
The listing reports pets: Cats OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $130,000, this home is listed about 70% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4715 BAY STREET NE UNIT 132?+
North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXPERTS · Heather Breckenridge. MLS #TB8516001.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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