CENTURY 21 Edge
$1,295,000$1,375,0006 bd4 ba5,126 sqft$253 /sqft≈$9,541 /mo all-in ↓

37403 CHURCH AVENUE, DADE CITY, FL, 33525

Active174 days on marketListed May 1, 2026MLS #TB8503668

✦ Reduced $80KPrivate poolSingle Family ResidenceRIVERS ADD

About this home

37403 CHURCH AVENUE

Some homes are made for showing off. This one's made for living in. Drive up beneath a canopy of oaks and through the curved driveway, and you already sense this is a place built for gathering — big enough for the whole family, and then some. Step through the front door into a foyer that's bright and welcoming, the kind that makes you want to kick your shoes off. To one side, a front office or den gives someone a quiet place to work from home, help with homework, or just close the door for a minute of peace. The other direction leads to a dining room made for holidays and Sunday dinners, then through to a kitchen that's really the heart of this home. The oversized island has room for the kids to do homework while dinner's on, seating for quick breakfasts, and plenty of counter space when everyone's pitching in to cook. A new 5- burner cooktop, dual ovens, and two full-size refrigerators mean you're never short on room — whether it's a weeknight meal or a house full of family for the holidays. Perch at the breakfast bar and take in the view — a cozy fireplace, a private courtyard, and the pool just beyond. From there, the family room opens up with oversized glass doors that make the backyard feel like an extension of the living space. Movie nights, game nights, birthday parties that spill outside — this room can handle it all. A bedroom and full bath on the main floor is perfect for guests, grandparents, or older kids who want a little independence. Upstairs, original hardwood floors lead you to a central sitting area that separates the two wings of bedrooms — a nice buffer for family members who want a little privacy at the end of the day. The primary suite is a genuine retreat with two balconies, a big walk-in closet, and a bathroom built for unwinding, with a dual-sink vanity, soaking tub, and walk-in shower. The kids' bedrooms are just as thoughtfully laid out — two Jack & Jill bathroom setups connect bedrooms 2 & 3 and 4 & 5, and every single bedroom has its own walk-in closet, so there's no fighting over closet space. Bedroom 5 even opens right onto the upstairs pool balcony — ask any kid, that's the best room in the house. And with laundry upstairs, keeping up with a busy household just got a lot easier. Downstairs, the backyard is where this home really shines for family life. Blooming magnolias, garden beds, two fountains, and a pool — with direct access from the great room, family room, and kitchen, it's easy to keep an eye on the kids while you're grilling or chatting with friends. The whole house was renovated in 2026, top to bottom — new electrical, plumbing, cabinets, countertops, flooring, and more — so it's move-in ready for whatever your family's next chapter looks like. Room for everyone, space to grow, and a backyard made for making memories

Facts & features

The home at a glance

6

Bedrooms

4

Bathrooms

5,126

Sqft

0.74 ac

Lot size

1965

Year built

Two

Levels

$253

Per sqft

Private poolFireplacePets allowed

Inside

FlooringCarpet · Luxury Vinyl · Hardwood
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Walk-In Closet(s)
LaundryInside · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Brick · HardiPlank Type
FoundationSlab
FacesSouth
ExteriorBalcony · Courtyard · French Doors · Irrigation System · Lighting · Outdoor Shower · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$8,955/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Fire Hydrant · Public · Sewer Connected · Sprinkler Well · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,541 /mo · 10% down Conventional, 30-yr fixed at 7.5%

Principal & interest$8,149
PMI (est., until 20% equity)$486
Property tax — 2025 actual bill$746
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $129,500Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $129,500
Interest rate7.50%
Loan term

Estimated payment

$9,541/mo

Principal & interest$8,149
PMI (est., until 20% equity)$486
Property taxes (actual bill)$746
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Dade City actives

$253 vs $192

Days on market

174 vs 73 typical

Where $253/sqft sits among the 339 Dade City actives

140
104
33 · this home
23
13
26
$130–179$179–227$227–276$276–324$324–373$373+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dade City

Drive times from this address

Downtown Tampa≈ 46 min
Tampa Int’l Airport (TPA)≈ 57 min
Walt Disney World≈ 73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dade City. See the full Dade City guide →

DADE CITY 33525 — neighborhood snapshot

Population

20,220

Median age

44.2

Median income

$69,697

Median home value

$228,700

Avg household

2.57

Households w/ children

2,084

For the school run

Pasco County School District

HighPasco High School★★★★★
MiddlePasco Middle School★★★★★
ElementarySan Antonio Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dade City market

Seller’s marketLeans seller — 4.6 months of inventoryBuyer’s market

$340K → $349K

Dade City median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

221 of 339

Dade City actives have cut their price

Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 236% above the DADE CITY 33525 median. See the full Dade City market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,295,000 ▼ $80K
May 1, 2026Listed at $1,375,000 · 174 days on market since
1965Built · RIVERS ADD

Reality check

What actually sold near 37403 CHURCH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

36733 VIRGINIA AVENUESold · Jul ’26

$485,000

36733 VIRGINIA AVENUE

5 bd · 2.5 ba · 3,140 sqft · $154/sqft · 57 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 37403 CHURCH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 37403 CHURCH AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

37403 CHURCH AVENUE FAQs

What would the monthly payment be for 37403 CHURCH AVENUE?+

With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $9,541/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 37403 CHURCH AVENUE?+

The most recent tax bill on record (2025) was $8,955. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 37403 CHURCH AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dade City?+

At $1,295,000, this home is listed about 233% above the Dade City median of $388,870. The market section on this page shows how the area is trending.

Which schools are assigned to 37403 CHURCH AVENUE?+

Pasco High School (high), Pasco Middle School (middle), San Antonio Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,295,000 runs 236% above the DADE CITY 33525 median — but at 5,126 sqft it's also nearly twice the size of the typical Dade City listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

174 days on market against a Dade City median of 73 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,375,000, now $1,295,000 — a $80K cut. The full history is in the market section below.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Katherine Britton. MLS #TB8503668.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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