416 81ST STREET W, BRADENTON, FL, 34209
Active88 days on marketListed May 13, 2026MLS #TB8503675
About this home
416 81ST STREET W
Don’t miss your once-in-a-lifetime chance to own this stunning 1.2 acre waterfront estate on Palma Sola Bay. This magnificent Neo-Mediterranean home is secured by a lavishly landscaped custom wall with wrought gates and distinct hand-forged lighting. With 4 bedrooms and 4 ½ baths, this luxurious estate is perfect for entertaining. The great room and dining room feature disappearing sliding glass doors for unobstructed sunset water views. The gourmet kitchen is a chef's delight with premium, fully integrated appliances including Wolf gas range, Sub Zero built-in refrigerator, Miele microwave, oven, & dishwasher. The custom-built wine cellar features a 20 ft high circular ceiling and ample Sub-Zero temperature-controlled storage making it ideal for any wine enthusiast. The pool and lanai areas overlook beautiful Palma Sola Bay and the one-of-a-kind waterfall and lagoon designed and installed by Lucas Congdon of Lucas Lagoons/Insane Pools. Boaters will love the 40,000-pound boat lift along with the double jetski/kayak lift. Located a short paddle away from Robinson Preserve and 4 miles from the world-famous beaches of Anna Maria Island. There are truly too many wonderful amenities to detail, please contact the listing agent or visit the listing website for a full list of features.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
3,706
Sqft
1.2 ac
Lot size
3
Garage
2002
Year built
Two
Levels
$1,062
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$24,253 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$24,253/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+201.5%
$/sqft vs Bradenton actives
$1,062 vs $246
Days on market
88 vs 55 typical
Where $1,062/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
224 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 910% above the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 416 81ST STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$365,000
7904 4TH AVENUE W · same community
3 bd · 2 ba · 1,650 sqft · $221/sqft · 78 DOM
Sold · Mar ’26$290,000
7503 4TH AVENUE W · same community
3 bd · 2 ba · 1,650 sqft · $176/sqft · 204 DOM
Sold · Mar ’26$300,000
7523 4TH AVENUE W · same community
3 bd · 2 ba · 1,485 sqft · $202/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 416 81ST STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 416 81ST STREET W — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
416 81ST STREET W FAQs
What would the monthly payment be for 416 81ST STREET W?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $24,253/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 416 81ST STREET W?+
The most recent tax bill on record (2025) was $16,476. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bradenton?+
At $3,937,000, this home is listed about 910% above the Bradenton median of $389,650. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of VINE REAL ESTATE ADVISORS · Robert Washington. MLS #TB8503675.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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