4915 BAY STREET NE UNIT 331, ST PETERSBURG, FL, 33703
Active111 days on marketListed May 1, 2026MLS #TB8503920
About this home
4915 BAY STREET NE UNIT 331
Welcome to Winston Park, one of Northeast St. Petersburg’s most established and well-kept 55+ communities. This spacious 1-bedroom, 1.5-bath condo offers 930 sq ft of comfortable living with a bright, open feel and a peaceful third-floor setting. The interior now features fresh paint throughout, giving the home a crisp, updated look. The A/C was replaced last summer, adding extra peace of mind. The layout includes a generously sized living and dining area, a large primary bedroom with an en-suite bath, and an additional half bath for guests. The kitchen and storage areas are practical and well-organized, making daily living easy and functional. Residents of Winston Park enjoy a large, heated pool, recreation facility, shuffleboard courts, and beautifully maintained grounds with sidewalks ideal for morning walks and socializing. The community is known for its friendly atmosphere and organized activities. Located just off 4th Street North, you’re minutes from grocery stores, restaurants, coffee shops, banks, and everyday conveniences. Downtown St. Pete, the waterfront, and major medical centers are all a short drive away, placing you in one of the most convenient pockets of Northeast St. Petersburg. Call today to schedule a showing!
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
930
Sqft
1975
Year built
One
Levels
$140
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,151 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,151/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs WINSTON PARK NORTHEAST
$140 vs $145
Days on market
111 vs 57 typical
Where $140/sqft sits among the 39 homes for sale in WINSTON PARK NORTHEAST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winston Park Northeast
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Winston Park Northeast — neighborhood snapshot
Population
775
Median age
72
Median income
$31,923
Median home value
$154,600
Avg household
1
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
16 of 39
WINSTON PARK NORTHEAST have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% below the ST PETERSBURG 33703 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 4915 BAY STREET NE UNIT 331
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$116,500
4920 LOCUST STREET NE UNIT 204 · same community
1 bd · 1.5 ba · 930 sqft · $125/sqft · 34 DOM
Sold · Mar ’26$165,000
5095 BAY STREET NE UNIT 205 · same community
1 bd · 1.5 ba · 930 sqft · $177/sqft · 14 DOM
Sold · Jun ’26$147,900
4895 BAY STREET NE UNIT 207 · same community
1 bd · 1.5 ba · 930 sqft · $159/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 4915 BAY STREET NE UNIT 331 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4915 BAY STREET NE UNIT 331 — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4915 BAY STREET NE UNIT 331 FAQs
What would the monthly payment be for 4915 BAY STREET NE UNIT 331?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,151/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4915 BAY STREET NE UNIT 331?+
The most recent tax bill on record (2025) was $2,017. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4915 BAY STREET NE UNIT 331?+
The listing reports pets: Cats OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $130,000, this home is listed about 70% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4915 BAY STREET NE UNIT 331?+
North Shore Elementary School (elementary), Northeast High School (high), Meadowlawn Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33703 market on paper
$130,000 is 69% below the ST PETERSBURG 33703 median of $415,000, and at $140/sqft it sits under the St Petersburg average of $377.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $134,900, now $130,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BROPHY REAL ESTATE · Tammy Brophy Wenzel. MLS #TB8503920.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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