CENTURY 21 Edge
$350,000$425,0003 bd2 ba1,872 sqft$187 /sqft≈$3,113 /mo all-in ↓

3511 GRAY WHETSTONE STREET, BRANDON, FL, 33511

Active152 days on marketListed May 12, 2026MLS #TB8506807

✦ Priced 3% below the BRANDON 33511 median✦ Reduced $75KPrivate poolSingle Family ResidenceBLOOMINGDALE TRAILS

About this home

3511 GRAY WHETSTONE STREET

Virtually Staged. Short Sale. Welcome to this beautifully home located in the desirable gated community of Bloomingdale Trails in Brandon. Offering the perfect combination of comfort, functionality, and location, this home features 3 bedrooms, 2 bathrooms, and a desirable split-bedroom floorplan with an open and airy layout ideal for everyday living and entertaining. Step inside to find an entire freshly painted interior along with brand new carpeting, creating a clean, move-in ready feel from the moment you walk through the door. Vaulted ceilings and abundant natural light enhance the spacious living areas, while the kitchen offers granite countertops, stainless steel appliances, a gas cooktop, and ample cabinet space. The private primary suite provides a relaxing retreat, while the secondary bedrooms offer flexibility for guests, family, or a home office. Outside, enjoy your own backyard oasis complete with a pool, and large fenced in yard — perfect for enjoying Florida living year-round. Located in the gated community of Bloomingdale Trails, residents enjoy a highly desirable Brandon location with convenient access to shopping, dining, parks, major highways, and an easy commute to Tampa, MacDill Air Force Base, and surrounding areas. If you’ve been searching for a move-in ready pool home in a sought-after gated community with a prime commuter-friendly location, this is one you won’t want to miss.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,872

Sqft

0.12 ac

Lot size

2

Garage

2001

Year built

One

Levels

$187

Per sqft

Private pool

Inside

FlooringCarpet · Laminate
AppliancesCooktop · Dishwasher · Microwave · Refrigerator
InteriorAttic Fan
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
FacesSouth
ExteriorSidewalk

Community & fees

HOA fee$230/mo
Taxes (2025)$6,091/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected · Electricity Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,113 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property tax — 2025 actual bill$508
HOA fee — from the listing$230
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,250
Interest rate6.00%
Loan term

Estimated payment

$3,113/mo

Principal & interest$2,060
FHA mortgage insurance (est.)$155
Property taxes (actual bill)$508
HOA / condo fee$230
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $350K
$336KedgeAI estimate $457,726 · range $425K–$471K$490K

vs edgeAI estimate

−23.5%

$/sqft vs Brandon actives

$187 vs $209

Days on market

152 vs 63 typical

Where $187/sqft sits among the 282 Brandon actives

45
50 · this home
67
47
39
34
$141–167$167–192$192–217$217–242$242–268$268+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Brandon

Drive times from this address

Downtown Tampa≈ 19 min
Tampa Int’l Airport (TPA)≈ 32 min
Walt Disney World≈ 74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Brandon. See the full Brandon guide →

BRANDON 33511 — neighborhood snapshot

Population

60,399

Median age

38

Median income

$77,383

Median home value

$324,900

Avg household

2.63

Households w/ children

7,399

The numbers that matter

The Brandon market

Seller’s marketLeans seller — 3.6 months of inventoryBuyer’s market

$375K → $365K

Brandon median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

163 of 282

Brandon actives have cut their price

Median sold price, Brandon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 3% below the BRANDON 33511 median. See the full Brandon market guide →

Paper trail

This home's history

CurrentPrice reduced to $350,000 ▼ $75K
May 12, 2026Listed at $425,000 · 152 days on market since
2001Built · BLOOMINGDALE TRAILS

Reality check

What actually sold near 3511 GRAY WHETSTONE STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3519 GRAY WHETSTONE STREETSold · Jan ’26

$420,000

3519 GRAY WHETSTONE STREET · same community

3 bd · 2 ba · 1,780 sqft · $236/sqft · 6 DOM

3518 GRAY WHETSTONE STREETSold · Mar ’26

$415,000

3518 GRAY WHETSTONE STREET · same community

4 bd · 2 ba · 1,780 sqft · $233/sqft · 19 DOM

1415 SADDLE GOLD COURTSold · Jul ’26

$430,000

1415 SADDLE GOLD COURT · same community

4 bd · 2 ba · 2,061 sqft · $209/sqft · 63 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Elizabeth Elliott

Your agent

Elizabeth Elliott

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3511 GRAY WHETSTONE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3511 GRAY WHETSTONE STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Elizabeth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3511 GRAY WHETSTONE STREET FAQs

What would the monthly payment be for 3511 GRAY WHETSTONE STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,113/mo — principal and interest, the actual property-tax bill, the $230/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3511 GRAY WHETSTONE STREET?+

The association fee works out to $230 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3511 GRAY WHETSTONE STREET?+

The most recent tax bill on record (2025) was $6,091. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3511 GRAY WHETSTONE STREET?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Brandon?+

At $350,000, this home is listed about 6% below the Brandon median of $372,750. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Under the BRANDON 33511 market on paper

$350,000 is 3% below the BRANDON 33511 median of $359,900, and at $187/sqft it sits under the Brandon average of $217.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

152 days on market against a Brandon median of 63 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $425,000, now $350,000 — a $75K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Mindy McCabe. MLS #TB8506807.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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