8809 49TH AVENUE E, PALMETTO, FL, 34221
Active127 days on marketListed May 16, 2026MLS #TB8509330
About this home
8809 49TH AVENUE E
JUST REDUCED! ELIGIBLE BUYERS CAN RECEIVE A LENDER CREDIT EQUAL TO 1% OF THEIR LOAN AMOUNT TO HELP COVER CLOSING COSTS! Welcome to a home where luxury, comfort, and unforgettable memories come together. This fully remodeled 5-bedroom, 3.5-bath residence offers over 3,000 square feet of thoughtfully designed living space with custom craftsmanship and designer finishes rarely found at this price point. From the moment you enter, soaring ceilings, architectural details, custom millwork, tongue-and-groove accents, elegant lighting, and built-in features create an immediate sense of sophistication and warmth. At the heart of the home is a chef-inspired kitchen designed for gathering, featuring a stunning 10-foot by 5-foot quartz island with dramatic 2-inch countertops, custom cabinetry, and premium finishes that flow seamlessly into the open living and dining areas. A fully customized walk-in prep pantry with additional cabinetry, floating shelves, workspace, and prep sink adds exceptional functionality. Whether you're hosting family holidays or quiet evenings at home, every space was designed to bring people together. The flexible floor plan includes a private office, spacious secondary living areas, a custom fireplace feature wall with built-ins, beautifully upgraded bathrooms, and an upstairs kitchenette with quartz counters, sink, microwave, and refrigerator—perfect for guests, extended family, or multi-generational living. The luxurious primary suite offers custom closet systems and elevated finishes, creating a peaceful retreat at the end of each day. Additional highlights include a 3-car garage, extensive designer trim work, architectural ceiling treatments, and true turnkey condition. Ideally located in the rapidly growing Moccasin Wallow corridor near BayCare Hospital, new shopping and dining, major infrastructure improvements, and the future Seaire Lagoon development. Roof 2013, AC 2022. More than just a beautifully renovated home, this is a place to build your future, entertain effortlessly, and enjoy the lifestyle you've worked so hard to achieve.
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
3,083
Sqft
0.19 ac
Lot size
3
Garage
2013
Year built
Two
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,247 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,247/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.9%
$/sqft vs Palmetto actives
$195 vs $204
Days on market
127 vs 61 typical
Where $195/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Woods Of Moccasin Wallow
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
Woods Of Moccasin Wallow — neighborhood snapshot
Population
476
Median age
40
Median income
$82,841
Median home value
$443,100
Avg household
3
Households w/ children
63%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palmetto market
$359K → $376K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
237 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 63% above the PALMETTO 34221 median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 8809 49TH AVENUE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$570,000
7116 56TH TERRACE E
5 bd · 4 ba · 3,174 sqft · $180/sqft · 67 DOM
Sold · Jan ’26$415,000
8978 FOUNDERS CIRCLE
4 bd · 3.5 ba · 2,909 sqft · $143/sqft · 56 DOM
Sold · May ’26$460,000
8999 FOUNDERS CIRCLE
5 bd · 3.5 ba · 2,909 sqft · $158/sqft · 245 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jillian Kobylesky
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8809 49TH AVENUE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8809 49TH AVENUE E — before you fall in love.
See it in person
Schedule a tour
Live availability from Jillian's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8809 49TH AVENUE E FAQs
What would the monthly payment be for 8809 49TH AVENUE E?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,247/mo — principal and interest, the actual property-tax bill, the $73/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8809 49TH AVENUE E?+
The association fee works out to $73 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8809 49TH AVENUE E?+
The most recent tax bill on record (2024) was $6,625. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8809 49TH AVENUE E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $599,900, this home is listed about 52% above the Palmetto median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8809 49TH AVENUE E?+
Buffalo Creek Middle School (middle), James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$599,900 runs 63% above the PALMETTO 34221 median — but at 3,083 sqft it's also 59% larger than the typical Palmetto listing.
02Time on market is leverage
127 days on market against a Palmetto median of 61 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $729,000, now $599,900 — a $129K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC. · Oleg Shypitsyn. MLS #TB8509330.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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