1320 SE 26TH TERRACE, CAPE CORAL, FL, 33904
Active79 days on marketListed May 24, 2026MLS #TB8510801
About this home
1320 SE 26TH TERRACE
Welcome to Cape Coral living at its finest. this beautifully maintain four bedroom two bath pool homes sits on an oversize lot and offers a perfect blend of comfort space in Florida lifestyle featuring an open concept floor plan with split bedrooms for added privacy. The home is designed for both every day, living and entertaining, spacious, living and dining areas closely into the kitchen and to the screen pool area creating an inviting indoor outdoor atmosphere. Tons of natural light coming through the double-paned windows and sliders. Covered 13 x 24 lanai that overlooks the 15 x 30 pool, with plenty of space to sit on your lounge chair to soak up the sun, all under a screened. The oversize backyard provides plenty of room for relaxing, entertaining or enjoying the sunshine around the private pool. The split bedroom layout offers a private primary suite separate from the guest bedrooms, making it ideal for families or visiting guest community located near shopping, dining schools and local amenities this home, combines functionality, comfort, and a desirable self Cape Coral location. Roof replaced 2018, a/c 2025, pool pump 2024, pool filter 2026, hot water heater 2017.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,773
Sqft
0.23 ac
Lot size
2
Garage
1970
Year built
One
Levels
$237
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,006 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,006/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.5%
$/sqft vs CAPE CORAL
$237 vs $245
Days on market
79 vs 51 typical
Where $237/sqft sits among the 145 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33904 — neighborhood snapshot
Population
32,925
Median age
58.6
Median income
$66,933
Median home value
$347,100
Avg household
2.21
Households w/ children
1,918
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$375K → $405K
Cape Coral median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
58 of 145
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the CAPE CORAL 33904 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 1320 SE 26TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$345,000
1615 NE 17TH STREET · same community
3 bd · 2 ba · 1,796 sqft · $192/sqft · 117 DOM
Sold · Dec ’25$390,000
1726 SE 2ND STREET · same community
3 bd · 2 ba · 1,811 sqft · $215/sqft · 75 DOM
Sold · Dec ’25$315,000
2041 NE 28TH STREET · same community
3 bd · 2 ba · 1,725 sqft · $183/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leliana Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1320 SE 26TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1320 SE 26TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leliana's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1320 SE 26TH TERRACE FAQs
What would the monthly payment be for 1320 SE 26TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,006/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1320 SE 26TH TERRACE?+
The most recent tax bill on record (2025) was $2,254. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $420,000, this home is listed about 5% below the Cape Coral median of $442,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1320 SE 26TH TERRACE?+
Pelican Elementary School (elementary), Cape Coral High School (high), Cape Elementary School (elementary), Gulf Middle School (middle), Gulf Elementary School (elementary), Ida S. Baker High School (high), Trafalgar Middle School (middle), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CAPE CORAL 33904 market on paper
$420,000 is 8% below the CAPE CORAL 33904 median of $459,000, and at $237/sqft it sits under the Cape Coral average of $294.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Pelican Elementary School, Cape Coral High School, Cape Elementary School, Gulf Middle School, Gulf Elementary School, Ida S. Baker High School, Trafalgar Middle School, Mariner High School, North Fort Myers High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of B & K REAL ESTATE & PROPERTY MANAGEMENT PA · Kimberly Smith. MLS #TB8510801.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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