210 SMOKEY HILL AVENUE, RUSKIN, FL, 33570
Active55 days on marketListed Jun 19, 2026MLS #TB8511011
About this home
210 SMOKEY HILL AVENUE
WELCOME HOME TO WATERFRONT FLORIDA LIVING WITHOUT THE WATERFRONT PRICE TAG! If you're searching for a move-in-ready home that offers space, comfort, and exceptional value, 210 Smokey Hill Avenue deserves a spot at the top of your list. Priced at $365,000, this beautifully maintained 4-bedroom, 2-bathroom home offers 2,010 square feet of thoughtfully designed living space, a 2-car garage, and one of the most impressive outdoor living areas you'll find in this price range. Imagine starting your mornings overlooking peaceful pond views and ending your evenings entertaining family and friends on the massive 1,000-square-foot screened lanai. Whether you're hosting game days, backyard barbecues, holiday gatherings, or simply enjoying Florida's beautiful weather, this home was designed for making memories. Inside, the open-concept layout keeps everyone connected. The spacious eat-in kitchen features granite countertops, abundant cabinetry, and overlooks the living area, ensuring you'll never miss a conversation while preparing meals or entertaining guests. The private primary suite is the perfect retreat, complete with a walk-in closet and an en suite bathroom featuring a relaxing soaker tub and separate shower. Three additional bedrooms provide plenty of space for family, guests, a home office, or hobbies. Even better? The solar panels will be PAID OFF at closing, giving the new owner the benefit of energy efficiency and potentially lower utility costs from day one—without taking on an additional loan payment. Located just minutes from shopping, dining, entertainment, schools, and major commuter routes, this home offers the perfect balance of convenience and tranquility. Homes offering this much space, outdoor living, and energy-saving features at $365,000 are becoming increasingly difficult to find. Schedule your private showing today before someone else calls it home.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,010
Sqft
0.13 ac
Lot size
2
Garage
2006
Year built
One
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,938 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,938/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.6%
$/sqft vs Ruskin actives
$167 vs $182
Days on market
55 vs 53 typical
Where $167/sqft sits among the 281 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33570 — neighborhood snapshot
Population
33,676
Median age
36.7
Median income
$69,048
Median home value
$255,400
Avg household
2.86
Households w/ children
4,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$315K → $330K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
140 of 281
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% below the RUSKIN 33570 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 210 SMOKEY HILL AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$279,900
2332 POTOMAC MARK PLACE · same community
4 bd · 2 ba · 2,010 sqft · $139/sqft · 56 DOM
Sold · May ’26$310,000
2310 POTOMAC MARK PLACE · same community
3 bd · 2 ba · 2,082 sqft · $149/sqft · 91 DOM
Sold · Dec ’25$300,000
2341 ROANOKE SPRINGS DRIVE · same community
3 bd · 2 ba · 1,578 sqft · $190/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 210 SMOKEY HILL AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 210 SMOKEY HILL AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
210 SMOKEY HILL AVENUE FAQs
What would the monthly payment be for 210 SMOKEY HILL AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,938/mo — principal and interest, the actual property-tax bill, the $18/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 210 SMOKEY HILL AVENUE?+
The association fee works out to $18 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 210 SMOKEY HILL AVENUE?+
The most recent tax bill on record (2025) was $7,679. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 210 SMOKEY HILL AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $335,000, this home is listed about 4% below the Ruskin median of $350,000. The market section on this page shows how the area is trending.
Which schools are assigned to 210 SMOKEY HILL AVENUE?+
Ruskin Elementary School (elementary), Lennard High School (high), Shields Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Courtney Casey. MLS #TB8511011.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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