124 AMERICANA COURT NE UNIT 214, ST PETERSBURG, FL, 33702
Active80 days on marketListed Jun 2, 2026MLS #TB8512099
About this home
124 AMERICANA COURT NE UNIT 214
Substantial reduction on this home OFFERING DIRECT ACCESS TO TAMPA BAY and the ultimate Florida boating lifestyle, this beautifully maintained 2 BR/2 BA home is located in the highly desirable AMERICANA COVE, a gated 55+ community in St Petersburg. Sitting 9 ft above sea level this home is situated on a peaceful canal and has many updates, Roof (2025), HVAC (2022), Dock & Lift (2024), and a water purification system to mention just a few. Appliances include a Stainless-Steel LG gas stove (2 yrs old), Microwave (vented outside), and Stainless-Steel refrigerator with party drawer. The large gourmet kitchen is adjacent to the large Dining Room with plenty of room to entertain family and friends. The separate living room overlooks the waterfront and has access to the screened (15 X 15) lanai with composite decking and pull-down waterproof shades. Step outside and enjoy morning coffee, breathtaking sunrises, and frequent visits from dolphins, manatees, and native birds from the 16 X 8 fenced Balcony separate from the lanai, A great place for gardening also. No shortage of storage - beneath the lanai is an additional 15 X 15 storage area. The large Master bedroom has an ensuite bath with walk-in shower and enormous closet. The 2nd bedroom has a sofa bed and TV and can easily be used as an office as well as for overnight guests. The guest bath has a tub with shower, conveniently located across from the guest room, and has a laundry closet with washer and dryer. The home has a large carport (30 X 30) for 2 cars plus a golf cart and includes a sizable shed with work bench and a loft for all your seasonal decor. Enjoy this active community with many activities and clubs. Price includes share for the lot and ownership in the community. The low $410 HOA includes water, sewer, trash pickup, and lawn mowing/edging, heated pool, fitness room, billiards, club house, shuffle, bocce, boat launch/marina and fishing pier, and access to Tampa Bay. Community is 10 minutes to downtown St Petersburg, 15 minutes to 2 airports and 20 minutes from the beaches. This is community living at its finest! Check it out!!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,404
Sqft
0.13 ac
Lot size
2009
Year built
One
Levels
$285
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,101 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,468/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.8%
$/sqft vs MOBEL AMERICANA MOBILE HOME PARK UNREC
$285 vs $186
Days on market
80 vs 57 typical
Where $285/sqft sits among the 38 homes for sale in MOBEL AMERICANA MOBILE HOME PARK UNREC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Mobel Americana
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Mobel Americana — neighborhood snapshot
Population
682
Median age
66
Median income
$68,843
Median home value
$312,800
Avg household
2
Households w/ children
49%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
20 of 38
MOBEL AMERICANA MOBILE HOME PARK UNREC have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% above the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 124 AMERICANA COURT NE UNIT 214
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$145,000
6714 AMERICANA DRIVE NE UNIT 183 · same community
3 bd · 2 ba · 1,296 sqft · $112/sqft · 45 DOM
Sold · Jul ’26$305,000
622 MOUNT OAK AVENUE NE UNIT 733 · same community
2 bd · 2 ba · 1,242 sqft · $246/sqft · 165 DOM
Sold · Apr ’26$244,000
6707 MOUNT PLEASANT ROAD NE UNIT 57 · same community
3 bd · 2 ba · 1,620 sqft · $151/sqft · 283 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 124 AMERICANA COURT NE UNIT 214 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 124 AMERICANA COURT NE UNIT 214 — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
124 AMERICANA COURT NE UNIT 214 FAQs
What would the monthly payment be for 124 AMERICANA COURT NE UNIT 214?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,101/mo — principal and interest, estimated property taxes, the $410/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 124 AMERICANA COURT NE UNIT 214?+
The association fee works out to $410 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 124 AMERICANA COURT NE UNIT 214?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 124 AMERICANA COURT NE UNIT 214?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $399,900, this home is listed about 7% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 124 AMERICANA COURT NE UNIT 214?+
Shore Acres Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$399,900 runs 82% above the ST PETERSBURG 33702 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Shore Acres Elementary School, Meadowlawn Middle School, Northeast High School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $415,000, now $399,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BAREFOOT REALTY GROUP · Roxanne Noling. MLS #TB8512099.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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