CENTURY 21 Edge
$2,788,0006 bd5 ba4,608 sqft$605 /sqft≈$18,099 /mo all-in ↓

732 NE OAK STREET, ST PETERSBURG, FL, 33701

Active101 days on marketListed Jun 20, 2026MLS #TB8513524

Private poolSingle Family ResidenceBAY SHORE REV

About this home

732 NE OAK STREET

Every Realtor and buyer knows that the one thing you can never change is location. At 732 Oak Street NE, that advantage is already yours. Situated just one block from downtown, you'll enjoy the perfect blend of neighborhood charm, a beautiful home, outstanding amenities, and a vibrant urban lifestyle. Imagine strolling with ease to downtown's acclaimed restaurants, waterfront parks, museums, boutiques, and entertainment venues. It is Location. Location. Location!! Meticulously restored and maintained to its Colonial-style Beauty. The main residence offers 5 B/R- 4 Bath and exquisite outdoor living spaces. Adding tremendous value and flexibility is the detached garage studio; whether you envision a private executive office, luxurious accommodation for visiting family and friends, a comfortable mother-in-law suite, or an income-producing rental opportunity. This separate living space offers endless possibilities. Combining historic charm with modern functionality. The main residence has been retrofitted to accommodate a future elevator installation. While the garage apartment was constructed with the capability for a chair lift.) Entering, you will be taken to the beautiful great room that features a grand piano, a fireplace, and a spacious formal living room. Whether enjoying the beautiful sounds of the piano, celebrating holidays with family, or hosting special occasions with friends, this is where memories are made The kitchen offers: two (2) refrigerators, two dishwashers, and two built-in ovens, built to accommodate a kosher lifestyle. Thermador Gas stove with grill, a wet bar, and a walk-in pantry. This is an amazing chef’s delight or a place for everyday meals. The dining room can accommodate up to 14+ guests, with a view of your stunning lanai, which we will get back to. The second floor has two Primary suites. The main ensuite has a private balcony, a relaxing claw tub, a walk-in shower with a built-in steam room, dual sinks, and a massive walk-in closet. The second primary suite is large for a king bed with furnishings, with a shower/tub combo and plenty of space. The hall Bathroom doubles as a large-size laundry room. Bedrooms (1) and (2) are comfortable and have French door access to the balcony. Now to your backyard, your oasis! This enclosed area features custom solid one-piece Redwood Rafters and risers and a 10-ft-deep heated saltwater pool. Mounted on the pool, which fountains into the pool, is an exquisite statue brought by the owners on Prince Edward Island. Travertine pavers; a cozy seating area with a gas fireplace. This area is kept comfortable year-round by unique double ceiling fans throughout, while offering a panoramic view of a magnificent century-old oak tree The oversized two-car garage is complemented by an additional parking pad, providing convenient extra space for guests and ensuring ample parking for family and friends. This well-loved residence has loving renovations from the current and past owners.

Facts & features

The home at a glance

6

Bedrooms

5

Bathrooms

4,608

Sqft

0.22 ac

Lot size

2

Garage

1904

Year built

Two

Levels

$605

Per sqft

Private poolFireplaceCity viewNegotiablePets allowed

Inside

FlooringCarpet · Porcelain Tile · Travertine · Hardwood
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Indoor Grill · Microwave · Range · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofBuilt-Up · Slate
ConstructionVinyl Siding · Wood Frame
FoundationCrawlspace
ViewCity
FacesEast
ExteriorBalcony · French Doors · Irrigation System · Lighting · Outdoor Grill · Sprinkler Metered

Community & fees

Taxes (2025)$22,191/yr
PetsYes
CommunityDog Park · Golf Carts OK · Park · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Sprinkler Meter · Sprinkler Well · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$18,099 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$15,044
PMI (est., until 20% equity)$1,046
Property tax — 2025 actual bill$1,849
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $278,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $278,800
Interest rate6.00%
Loan term

Estimated payment

$18,099/mo

Principal & interest$15,044
PMI (est., until 20% equity)$1,046
Property taxes (actual bill)$1,849
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.8M
$1.6MedgeAI estimate $1,862,193 · range $1.7M–$2.0M$2.9M

vs edgeAI estimate

+49.7%

$/sqft vs St Petersburg actives

$605 vs $299

Days on market

101 vs 51 typical

Where $605/sqft sits among the 400 St Petersburg actives

168
125
38
24 · this home
9
36
$129–274$274–419$419–564$564–709$709–854$854+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Historic Old Northeast

Drive times from this address

Downtown Tampa≈ 29 min
Tampa Int’l Airport (TPA)≈ 29 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Historic Old Northeast — neighborhood snapshot

Population

6,785

Median age

52

Median income

$89,071

Median home value

$707,667

Avg household

2

Households w/ children

502

For the school run

Pinellas County School District

ElementaryNorth Shore Elementary School★★★★★
MiddleJohn Hopkins Middle School★★★★★
HighSt. Petersburg High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller — 4.3 months of inventoryBuyer’s market

$380K → $402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

268 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 272% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jun 20, 2026Listed at $2,788,000 · 101 days on market since
1904Built · BAY SHORE REV

Reality check

What actually sold near 732 NE OAK STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

650 BEACH DRIVE NESold · Sep ’26

$1,750,000

650 BEACH DRIVE NE · same community

3 bd · 3.5 ba · 2,770 sqft · $632/sqft · 4 DOM

146 8TH AVENUE NESold · Nov ’25

$925,000

146 8TH AVENUE NE · same community

3 bd · 2.5 ba · 2,085 sqft · $444/sqft · 165 DOM

534 1ST STREET NSold · Jun ’26

$1,200,000

534 1ST STREET N · same community

3 bd · 2.5 ba · 2,006 sqft · $598/sqft · 91 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 732 NE OAK STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 732 NE OAK STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

732 NE OAK STREET FAQs

What would the monthly payment be for 732 NE OAK STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,099/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 732 NE OAK STREET?+

The most recent tax bill on record (2025) was $22,191. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 732 NE OAK STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $2,788,000, this home is listed about 572% above the St Petersburg median of $415,000. The market section on this page shows how the area is trending.

Which schools are assigned to 732 NE OAK STREET?+

North Shore Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · Dino Cappelli. MLS #TB8513524.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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