4306 JOSEPH STREET, PORT CHARLOTTE, FL, 33948
Active79 days on marketListed May 29, 2026MLS #TB8513654
About this home
4306 JOSEPH STREET
This elegant home can be rented with or without furniture. Experience luxury in this stunning brand new construction, boasting 4 beds and 2 baths, nestled in a serene neighborhood. Park with ease in the attached 2 car garage or on the elegant driveway adorned with pavers. Revel in the cleverly designed two-way split floor plan offering privacy and space for everyone. Embrace modern living with waterproof vinyl flooring throughout, ensuring both style and durability. Entertain effortlessly in the chic kitchen featuring granite countertops, upgraded cabinets, and a charming backsplash. Unwind in the lavish master bedroom complete with a spacious walk-in closet. With all appliances (excluding washer and dryer)included and a dedicated laundry room, convenience is key. Plus, enjoy the freedom of no HOA, no CDD, and no restrictions. Your oasis awaits!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,636
Sqft
0.23 ac
Lot size
2
Garage
2024
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Port Charlotte actives
$2 vs $209
Days on market
79 vs 59 typical
Where $2/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside O'hara
Get to know Port Charlotte. See the full Port Charlotte guide →
O'hara — neighborhood snapshot
Population
5,202
Median age
58
Median income
$75,856
Median home value
$383,125
Avg household
2
Households w/ children
392
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
200 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 91% below the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 4306 JOSEPH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$589,000
17156 SEASHORE AVENUE · same community
3 bd · 2 ba · 1,978 sqft · $298/sqft · 26 DOM
Sold · Sep ’25$475,000
17368 SKIPPER LANE
3 bd · 2 ba · 1,640 sqft · $290/sqft · 90 DOM
Sold · Jul ’26$300,000
18319 ARAPAHOE CIRCLE
3 bd · 2 ba · 1,657 sqft · $181/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4306 JOSEPH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4306 JOSEPH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4306 JOSEPH STREET FAQs
What would the monthly payment be for 4306 JOSEPH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 4306 JOSEPH STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $2,600, this home is listed about 99% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4306 JOSEPH STREET?+
Murdock Middle School (middle), Meadow Park Elementary School (elementary), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PARADISE REALTY AND INVESTMENT · Yury Sanchez. MLS #TB8513654.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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