5323 WHITE SAND COVE, BRADENTON, FL, 34211
Active69 days on marketListed May 29, 2026MLS #TB8513809
About this home
5323 WHITE SAND COVE
Welcome to this beautifully upgraded 2022-built villa located in the highly sought-after gated community of Lorraine Lakes in Lakewood Ranch! This spacious 2-bedroom, 2-bath residence offers 1,557 SF of thoughtfully designed living space with an open-concept floor plan, high ceilings, and abundant natural light throughout. Recent upgrades and improvements include crown molding throughout the villa, a complete interior painting refresh, water softener system, upgraded yard fencing, extended lanai area for enhanced outdoor living, and custom garage shelving for additional storage and organization. The kitchen opens seamlessly to the main living and dining areas, creating the perfect space for entertaining or relaxing. The primary suite features a spacious walk-in closet and private bath, while the split-bedroom layout provides privacy for guests or a home office setup. Enjoy Florida living year-round from the extended screened lanai overlooking a peaceful pond view at the rear of the home - the perfect setting for morning coffee, relaxing evenings, or entertaining guests outdoors. Additional highlights include an attached 2-car garage, concrete tile roof, masonry construction, and low-maintenance living. Located within the amenity-rich Lorraine Lakes community, residents enjoy resort-style pools, clubhouse, fitness center, tennis courts, pickleball, walking trails, and more. Conveniently situated near top-rated schools, shopping, dining, golf, UTC Mall, I-75, and the Gulf Coast beaches. Move-in ready and ideally located in one of Lakewood Ranch's fastest-growing communities!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,557
Sqft
0.11 ac
Lot size
2
Garage
2022
Year built
One
Levels
$253
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,409 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,409/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.8%
$/sqft vs LORRAINE LAKES PH I
$253 vs $358
Days on market
69 vs 55 typical
Where $253/sqft sits among the 6 homes for sale in LORRAINE LAKES PH I
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
BRADENTON 34211 — neighborhood snapshot
Population
20,786
Median age
48.5
Median income
$118,565
Median home value
$601,300
Avg household
2.65
Households w/ children
1,934
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
2 of 6
LORRAINE LAKES PH I have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the BRADENTON 34211 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 5323 WHITE SAND COVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$352,000
5311 WHITE SAND COVE · same community
2 bd · 2 ba · 1,557 sqft · $226/sqft · 104 DOM
Sold · Sep ’25$400,000
16119 SUNNY DAY DRIVE · same community
2 bd · 2 ba · 1,557 sqft · $257/sqft · 41 DOM
Sold · Oct ’25$385,000
16008 SUNNY DAY DRIVE · same community
3 bd · 2 ba · 1,414 sqft · $272/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5323 WHITE SAND COVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5323 WHITE SAND COVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5323 WHITE SAND COVE FAQs
What would the monthly payment be for 5323 WHITE SAND COVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,409/mo — principal and interest, the actual property-tax bill, the $292/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5323 WHITE SAND COVE?+
The association fee works out to $292 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5323 WHITE SAND COVE?+
The most recent tax bill on record (2025) was $5,556. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5323 WHITE SAND COVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $394,000, this home is listed about 1% above the Bradenton median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5323 WHITE SAND COVE?+
Dr Mona Jain Middle School (middle), B.D. Gullett Elementary School (elementary), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the BRADENTON 34211 market on paper
$394,000 is 4% below the BRADENTON 34211 median of $409,000, and at $253/sqft it sits under the Bradenton average of $263.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Dr Mona Jain Middle School, B.D. Gullett Elementary School, Lakewood Ranch High School — Dr Mona Jain Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $399,000, now $394,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 LIST WITH BEGGINS · Otis Bass, Jr. MLS #TB8513809.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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