12962 STEED TRACE LOOP, LITHIA, FL, 33547
Active43 days on marketListed May 30, 2026MLS #TB8513875
About this home
12962 STEED TRACE LOOP
Your Dream Home Awaits! Located in the master planned community of Hawkstone, this stunning home features 5 bedrooms, 4.5 bathrooms, and a 3-car garage. Upon arrival, the home has a striking exterior with stacked stone accents and a split 3-car garage with a side entrance. The entryway leads to an open foyer, with soaring ceilings and a grand staircase. LVP flooring throughout! The main floor has a private office (currently used as a playroom), separate formal dining room, large kitchen overlooking the family room, and a downstairs bedroom and bathroom perfect for a private guest suite. The updated kitchen showcases a beautifully tiled backsplash, quartz countertops, center island extended with added seating, walk in pantry, farmhouse sink, modern appliances with a gas cooktop/ built in oven, and a stainless-steel range hood. The second floor has a bonus room for endless possibilities with an UPSTAIRS BALCONY, screened in and with access from the primary suite. The primary suite is complete with an oversized walk-in closet, and a spacious ensuite bathroom, which features a walk-in shower tiled (to the ceiling) with dual shower heads, separate garden tub, and two vanities each with sinks. The secondary bedrooms are joined with a Jack and Jill bathroom, with the additional bedroom with its own full bath. The outside has a spacious fenced in backyard, with a screened in lanai on the main floor as well. Plenty of room for a POOL! NO backyard neighbors! *Tesla EV charger included* The Hawkstone community has so much to offer, a dog park, two pools, playgrounds, sports courts, trails, and a dock! Your opportunity awaits, call today to schedule your private viewing!
Facts & features
The home at a glance
5
Bedrooms
4.5
Bathrooms
4,228
Sqft
0.17 ac
Lot size
3
Garage
2023
Year built
Two
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,677 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,677/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.9%
$/sqft vs Lithia actives
$180 vs $220
Days on market
43 vs 30 typical
Where $180/sqft sits among the 145 Lithia actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lithia
Drive times from this address
Get to know Lithia. See the full Lithia guide →
LITHIA 33547 — neighborhood snapshot
Population
31,268
Median age
36.8
Median income
$121,769
Median home value
$477,300
Avg household
3.24
Households w/ children
4,884
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lithia market
$580K → $588K
Lithia median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
80 of 145
Lithia actives have cut their price
Median sold price, Lithia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% above the LITHIA 33547 median. See the full Lithia market guide →
Paper trail
This home's history
Reality check
What actually sold near 12962 STEED TRACE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$875,000
13163 PASTURE VIEW LOOP
5 bd · 4 ba · 4,411 sqft · $198/sqft · 50 DOM
Sold · Aug ’25$820,000
13121 PASTURE VIEW LOOP
5 bd · 4 ba · 3,929 sqft · $209/sqft · 82 DOM
Sold · Dec ’25$710,000
14607 SWISS BRIDGE DRIVE
5 bd · 4 ba · 3,929 sqft · $181/sqft · 420 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Melinda Manges Iosua
Director, Agent Recruiting · CENTURY 21 Edge
Tours, negotiation, and every question about 12962 STEED TRACE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12962 STEED TRACE LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Melinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12962 STEED TRACE LOOP FAQs
What would the monthly payment be for 12962 STEED TRACE LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,677/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12962 STEED TRACE LOOP?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12962 STEED TRACE LOOP?+
The most recent tax bill on record (2025) was $13,454. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12962 STEED TRACE LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lithia?+
At $759,500, this home is listed about 33% above the Lithia median of $569,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12962 STEED TRACE LOOP?+
Newsome High School (high), Barrington Middle School (middle), Stowers Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$759,500 runs 38% above the LITHIA 33547 median — but at 4,228 sqft it's also 59% larger than the typical Lithia listing.
02Strong assigned schools
Newsome High School, Barrington Middle School, Stowers Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Newsome High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $775,000, now $759,500 — a $16K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WESTON GROUP · Monica Guillen. MLS #TB8513875.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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