
1039 NORMANDY TRACE ROAD UNIT 1039, TAMPA, FL, 33602
Active72 days on marketListed Jun 2, 2026MLS #TB8514361
About this home
1039 NORMANDY TRACE ROAD UNIT 1039
Welcome to this desirable community in Harbour Island! Rare 1 bedroom condo with an attached garage! This unit is located on the edge of the community, giving you total privacy from your back porch. All appliances and washer/dryer are included! Enjoy this unique layout in the community that features high ceilings and plenty of natural light! This kitchen features stainless steel appliances, granite countertops, and a large breakfast bar. The spacious master bedroom includes a walk in closet! This home has the perfect screened back porch with a peaceful view and this unit is located near the community amenities. This community features a resort style pool, tennis court, fitness center, and more! Easy access to Downtown Tampa, restaurants, entertainment, Amalie Arena, and major highways. Schedule your tour today! Rent includes water and trash! No pets allowed. Unit is available immediately to move in. Unfurnished, unit is vacant with no furniture.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
815
Sqft
0 ac
Lot size
1
Garage
1991
Year built
Two
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$3 vs $299
Days on market
72 vs 43 typical
Where $3/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33602 — neighborhood snapshot
Population
19,694
Median age
35.2
Median income
$88,569
Median home value
$560,400
Avg household
1.78
Households w/ children
1,289
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
221 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 1039 NORMANDY TRACE ROAD UNIT 1039
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$370,000
1107 NORMANDY TRACE ROAD · same community
1 bd · 1 ba · 815 sqft · $454/sqft · 36 DOM
Sold · Nov ’25$415,000
611 ARBOR LAKE LANE · same community
2 bd · 2 ba · 1,068 sqft · $389/sqft · 47 DOM
Sold · Aug ’26$496,000
1027 NORMANDY TRACE ROAD · same community
2 bd · 2 ba · 1,068 sqft · $464/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1039 NORMANDY TRACE ROAD UNIT 1039 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1039 NORMANDY TRACE ROAD UNIT 1039 — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1039 NORMANDY TRACE ROAD UNIT 1039 FAQs
What would the monthly payment be for 1039 NORMANDY TRACE ROAD UNIT 1039?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1039 NORMANDY TRACE ROAD UNIT 1039?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $2,400, this home is listed about 99% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1039 NORMANDY TRACE ROAD UNIT 1039?+
Gorrie Elementary School (elementary), Wilson Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33602 market on paper
$2,400 is 100% below the TAMPA 33602 median of $585,000, and at $3/sqft it sits under the Tampa average of $344.
02Strong assigned schools
Gorrie Elementary School, Wilson Middle School, Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Gorrie Elementary School rates 5 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $2,550, now $2,400 — a $150 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE ALDRICH AGENCY REAL ESTATE LLC · Trung Tran. MLS #TB8514361.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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