919 NORMANDY TRACE ROAD, TAMPA, FL, 33602
Active124 days on marketListed Jun 11, 2026MLS #TB8518169
About this home
919 NORMANDY TRACE ROAD
Virtually Staged. Seller offering up to $10,000 toward Buyer Closing Costs or Interest Rate Buy Down with an acceptable contract by October 15, 2026. Get ready to fall in love — and move right in — to this beautifully updated 2-bedroom, 2-bath Harbour Island residence with peek-a-boo water views across a tranquil pond and the coveted lifestyle of Tampa’s premier island oasis. Recent exterior improvements have given the community a crisp, modern feeling that today’s buyers will appreciate the moment they arrive. Inside, the home lives light, bright, and effortlessly stylish with continuous wood flooring throughout the living, dining, kitchen, and both bedrooms. Natural light pours in, highlighting the neutral palette, white cabinetry, granite countertops, high ceilings, and crown molding. Step onto the screened, covered balcony — your private perch for watching cruise ships glide by. Major upgrades include a new impact-rated sliding door and bedroom windows, enhancing energy efficiency, peace of mind, and creating a noticeably quiet interior environment. The spacious great room features a custom-built feature wall, adding warmth and a perfect backdrop for your television. Both bedrooms offer custom walk-in closets, fully updated baths, and generous space for king-size beds. A standout advantage at this price point is the private, attached one-car garage with built-in shelving for exceptional storage — plus the convenience of being directly adjacent to ample guest parking, ideal for a second vehicle or visiting guests. Island Walk residents enjoy resort-style amenities including a gorgeous pool, spa, fitness center, clubroom, playground, and tennis courts currently being renovated. All within Harbour Island’s 24-hour gated, master-planned community offering unmatched access to restaurants, arts, entertainment, and waterfront experiences. Walk to five restaurants and Starbucks on the island, or cross the bridge to Water Street Tampa, Sparkman Wharf, Benchmark International Arena, or Tampa’s scenic Riverwalk. This residence delivers exceptional value and is competitively positioned among current offerings.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,183
Sqft
0 ac
Lot size
1
Garage
1991
Year built
Two
Levels
$414
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,079 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,079/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.6%
$/sqft vs Tampa actives
$414 vs $289
Days on market
124 vs 64 typical
Where $414/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harbour Island
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Harbour Island — neighborhood snapshot
Population
4,423
Median age
37
Median income
$146,297
Median home value
$516,867
Avg household
2
Households w/ children
316
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
220 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 919 NORMANDY TRACE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$500,000
913 NORMANDY TRACE ROAD UNIT 913 · same community
2 bd · 2 ba · 1,183 sqft · $423/sqft · 7 DOM
Sold · Nov ’25$415,000
611 ARBOR LAKE LANE · same community
2 bd · 2 ba · 1,068 sqft · $389/sqft · 47 DOM
Sold · Aug ’26$496,000
1027 NORMANDY TRACE ROAD · same community
2 bd · 2 ba · 1,068 sqft · $464/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 919 NORMANDY TRACE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 919 NORMANDY TRACE ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
919 NORMANDY TRACE ROAD FAQs
What would the monthly payment be for 919 NORMANDY TRACE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,079/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 919 NORMANDY TRACE ROAD?+
The most recent tax bill on record (2025) was $9,847. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 919 NORMANDY TRACE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $489,500, this home is listed about 13% above the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 919 NORMANDY TRACE ROAD?+
Gorrie Elementary School (elementary), Wilson Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Plant High School (high) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TAMPA 33602 market on paper
$489,500 is 30% below the TAMPA 33602 median of $699,000.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Gorrie Elementary School, Wilson Middle School, Patricia Sullivan Metropolitan Ministries Partnership School, Plant High School — Gorrie Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $499,500, now $489,500 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Traci Burns. MLS #TB8518169.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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