CENTURY 21 Edge

CRESCENT LANE, LUTZ, FL, 33548

Active36 days on marketListed Jun 5, 2026MLS #TB8514870

Priced 78% below the Crystal Lakes medianCRYSTAL LAKES REV

About this home

CRESCENT LANE

Rare opportunity to own almost 1/2 acre in the heart of Lutz. This parcel is a 0.31-acre lot and is being offered for sale with the adjacent property and newer built home located directly behind this parcel on Quail, MLS #TB8514549. This lot already has Existing improvements in place with the Garage and carports. This unique property features a detached garage and carport, providing valuable space for vehicle storage, equipment, hobbies, recreational vehicles, or future use. Zoned for residential use, the lot offers an excellent opportunity to build a custom home, create a private retreat, or secure land for future investment in a highly desirable area with NO deed restrictions, NO CDD fees, No tell me what to do rules here. Purchasing both properties together creates a unique opportunity to control additional land, enhance privacy, expand outdoor living space, create room for recreational vehicle or boat storage, establish a workshop area, accommodate multi-generational living needs, or simply enjoy the flexibility that comes with owning a larger combined footprint. Opportunities to acquire neighboring properties in this location are increasingly rare and may provide possibilities that would not otherwise be available with either property alone. Conveniently located near shopping, dining, parks, schools, and major commuter routes including SR 54, US-41, I-75, and the Veterans Expressway, this property offers the perfect balance of accessibility and tranquility. Please note that there are currently no utilities connected to the property. Buyers should verify zoning, building requirements, utility availability, and intended uses with Hillsborough County. Whether purchased independently or together with the neighboring residence, this property presents a rare chance to secure valuable land in one of Lutz's most sought-after locations.

Facts & features

The home at a glance

0.31 ac

Lot size

Inside

Outside & construction

Community & fees

Taxes (2025)$1,925/yr

Utilities & systems

UtilitiesOther
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,112 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$736
FHA mortgage insurance (est.)$55
Property tax — 2025 actual bill$160
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,375
Interest rate6.00%
Loan term

Estimated payment

$1,112/mo

Principal & interest$736
FHA mortgage insurance (est.)$55
Property taxes (actual bill)$160
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Crystal Lakes

Map of CRESCENT LANE inside its neighborhood boundary

Get to know Lutz. See the full Lutz guide →

Crystal Lakes — neighborhood snapshot

Population

2,109

Median age

42

Median income

$142,505

Median home value

$550,793

Avg household

3

Households w/ children

253

For the school run

Hillsborough County School District

ElementaryLutz K-8 School★★★★
MiddleBuchanan Middle School★★★★
HighSteinbrenner High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$580K$487K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 78% below the Crystal Lakes median. See the full Lutz market guide →

Paper trail

This home's history

Jun 5, 2026Listed at $125,000 · 36 days on market since

Reality check

What actually sold near CRESCENT LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17850 SIMMONS ROADSold · Jul ’26

$1,000

17850 SIMMONS ROAD

2 bd · 1.5 ba · 1,152 sqft · $1/sqft · 0 DOM

918 CRENSHAW LAKE ROADSold · Nov ’25

$330,000

918 CRENSHAW LAKE ROAD

2 bd · 1 ba · 1,316 sqft · $251/sqft · 15 DOM

17830 SIMMONS ROADSold · Aug ’25

$480,000

17830 SIMMONS ROAD

3 bd · 2 ba · 1,446 sqft · $332/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about CRESCENT LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for CRESCENT LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

CRESCENT LANE FAQs

What would the monthly payment be for CRESCENT LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,112/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on CRESCENT LANE?+

The most recent tax bill on record (2025) was $1,925. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lutz?+

At $125,000, this home is listed about 74% below the Lutz median of $489,999. The market section on this page shows how the area is trending.

Which schools are assigned to CRESCENT LANE?+

Lutz K-8 School (elementary), Buchanan Middle School (middle), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REAL BROKER, LLC · Katrina Madewell. MLS #TB8514870.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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