6859 W MERRIVALE LANE, HOMOSASSA, FL, 34446
Active71 days on marketListed Jun 4, 2026MLS #TB8515894
About this home
6859 W MERRIVALE LANE
Imagine a peaceful slice of Florida just waiting to bring your vision to life—welcome to 6859 W Merrivale Lane, a gem tucked within the Oakdale Estates. This blank canvas of 0.21 acres, framed by the dimensions of 75 by 120 feet, offers the ideal foundation for your dream home. Whether you're envisioning a cozy retreat or a modern sanctuary surrounded by nature, this property gives you the freedom to build to your heart's content. Situated on a paved road with 75 feet of frontage, access is smooth and straightforward, making every return home feel like a breeze. The lot lies in a flood zone X, offering peace of mind and fewer insurance concerns. This is land that whispers potential—elevated, dry, and ready for construction with essential utilities like electricity and public water already available at the site. A well will be required to complete your water system, and septic installation will be necessary to finish out the infrastructure—standard and manageable steps toward creating your personalized space. With no HOA to dictate your design choices, you're free to construct your haven exactly as you envision it. Whether that means adding a workshop, extra storage, or even space for your pets to roam (yes, pets are welcome!), the possibilities are only limited by your imagination. There's no association telling you how often you can rent it out or whether your architectural style fits a mold—this is freedom to build, live, and invest your way. Beyond the bounds of this lot, you're surrounded by the quiet charm of a growing community. Adjacent state-owned land adds to the privacy and natural beauty, making this not just a place to live, but a place to thrive in connection with the land. The setting is serene, the road is paved, and the sunrises are yours to savor. Whether you're looking to break ground now or invest for the future, 6859 W Merrivale Lane is more than just a lot—it's a launchpad for possibility. Secure your spot in the sunshine and start imagining the life you could build here. The ground is ready. Are you?
Facts & features
The home at a glance
0.21 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$360 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$360/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Homosassa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34446 — neighborhood snapshot
Population
18,797
Median age
61
Median income
$60,625
Median home value
$231,700
Avg household
2.19
Households w/ children
1,261
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $303K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 88% below the HOMOSASSA 34446 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 6859 W MERRIVALE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$216,500
7013 W POLARIS COURT
2 bd · 1.5 ba · 640 sqft · $338/sqft · 65 DOM
Sold · Sep ’25$90,000
11351 S ANN POINT
2 bd · 1 ba · 720 sqft · $125/sqft · 101 DOM
Sold · Apr ’26$240,000
10627 S TARTAN POINT
2 bd · 1.5 ba · 822 sqft · $292/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6859 W MERRIVALE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6859 W MERRIVALE LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
6859 W MERRIVALE LANE FAQs
What would the monthly payment be for 6859 W MERRIVALE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $360/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6859 W MERRIVALE LANE?+
The most recent tax bill on record (2024) was $121. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6859 W MERRIVALE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Homosassa?+
At $30,000, this home is listed about 91% below the Homosassa median of $342,725. The market section on this page shows how the area is trending.
Which schools are assigned to 6859 W MERRIVALE LANE?+
Lecanto High School (high), Lecanto Primary School (elementary), Lecanto Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC. · Suzanne Byrnes. MLS #TB8515894.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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