CENTURY 21 Edge
$124,900$134,9002 bd1 ba1,008 sqft$124 /sqft$1,112 /mo all-in ↓

12025 PROCTOR LOOP UNIT 3, NEW PORT RICHEY, FL, 34654

Active62 days on marketListed Jun 5, 2026MLS #TB8516101

Priced 32% below the NEW PORT RICHEY 34654 medianReduced $10KCondominiumBAYWOOD MEADOWS PH 1

About this home

12025 PROCTOR LOOP UNIT 3

Welcome to Baywood Meadows, where comfort, convenience, and scenic waterfront views come together in this beautifully updated first-floor condominium. This move-in-ready 2-bedroom, 1-bath home has been thoughtfully renovated and features a stunning new kitchen, updated bathroom, fresh interior paint, updated flooring, and modern finishes throughout. Step inside to discover a bright and inviting open floor plan with soaring ceilings and abundant natural light. The beautifully remodeled kitchen offers updated cabinetry, countertops, appliances, and ample workspace, making it perfect for both everyday living and entertaining. The spacious living area flows seamlessly through elegant French doors to a screened lanai overlooking tranquil water views and a picturesque fountain—an ideal setting to enjoy your morning coffee or unwind at the end of the day. The primary bedroom also enjoys private access to the screened porch and offers generous space for a king-sized bed. Additional conveniences include an in-unit washer and dryer, covered carport parking, and a private storage closet. Baywood Meadows offers residents a wonderful array of amenities, including a community pool, clubhouse, tennis courts, shuffleboard, and recreational facilities. Conveniently located near shopping, dining, medical facilities, parks, and Gulf Coast beaches, this updated condo provides the perfect blend of maintenance-free living and Florida lifestyle. Whether you’re looking for a full-time residence, seasonal retreat, or investment opportunity, this beautifully updated waterfront condo is ready for its next owner. Schedule your private showing today!

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

1,008

Sqft

0.01 ac

Lot size

1984

Year built

One

Levels

$124

Per sqft

Pets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Stone Counters · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofConcrete
ConstructionBlock · Stucco
FoundationConcrete Perimeter · Slab
FacesNorth
ExteriorPrivate Entrance · Sliding Doors

Community & fees

Taxes (2025)$1,939/yr
PetsYes
CommunityBuyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Pool · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,112 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$735
FHA mortgage insurance (est.)$55
Property tax — 2025 actual bill$162
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,372Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,372
Interest rate6.00%
Loan term

Estimated payment

$1,112/mo

Principal & interest$735
FHA mortgage insurance (est.)$55
Property taxes (actual bill)$162
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $125K
$117KedgeAI estimate $126,936 · range $122K$138K$144K

vs edgeAI estimate

−1.6%

$/sqft vs New Port Richey actives

$124 vs $200

Days on market

62 vs 48 typical

Where $124/sqft sits among the 400 New Port Richey actives

93 · this home
149
91
17
14
36
$97–156$156–215$215–274$274–333$333–392$392+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside New Port Richey

Map of 12025 PROCTOR LOOP UNIT 3

Drive times from this address

Tampa Int’l Airport (TPA)42 min
Downtown Tampa46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know New Port Richey. See the full New Port Richey guide →

NEW PORT RICHEY 34654 — neighborhood snapshot

Population

24,357

Median age

44.4

Median income

$64,210

Median home value

$257,500

Avg household

2.55

Households w/ children

2,304

For the school run

Pasco County School District

ElementaryMoon Lake Elementary School★★★★
MiddleRiver Ridge Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The New Port Richey market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$280K$280K

New Port Richey median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

220 of 400

New Port Richey actives have cut their price

Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 32% below the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →

Paper trail

This home's history

CurrentPrice reduced to $124,900 $10K
Jun 5, 2026Listed at $134,900 · 62 days on market since
1984Built · BAYWOOD MEADOWS PH 1

Reality check

What actually sold near 12025 PROCTOR LOOP UNIT 3

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10537 FRAN STREETSold · Nov ’25

$195,000

10537 FRAN STREET

3 bd · 2 ba · 1,040 sqft · $188/sqft · 106 DOM

10615 LISLE STREETSold · Dec ’25

$135,000

10615 LISLE STREET

3 bd · 2 ba · 960 sqft · $141/sqft · 4 DOM

10623 LISLE STREETSold · Sep ’25

$117,500

10623 LISLE STREET

3 bd · 2 ba · 960 sqft · $122/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 12025 PROCTOR LOOP UNIT 3 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12025 PROCTOR LOOP UNIT 3 — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

12025 PROCTOR LOOP UNIT 3 FAQs

What would the monthly payment be for 12025 PROCTOR LOOP UNIT 3?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,112/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12025 PROCTOR LOOP UNIT 3?+

The most recent tax bill on record (2025) was $1,939. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12025 PROCTOR LOOP UNIT 3?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in New Port Richey?+

At $124,900, this home is listed about 55% below the New Port Richey median of $279,900. The market section on this page shows how the area is trending.

Which schools are assigned to 12025 PROCTOR LOOP UNIT 3?+

Moon Lake Elementary School (elementary), River Ridge Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX CHAMPIONS · Kim Doukas. MLS #TB8516101.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New New Port Richey homes, in your inbox

Like 12025 PROCTOR LOOP UNIT 3 but not quite? A daily digest of every new listing in New Port Richey — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Cindy to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 6, 2026 at 3:51 PM UTC. The listing information on this page last changed on August 6, 2026 at 3:51 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 6, 2026 at 3:51 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 6, 2026 at 3:51 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.