
12025 PROCTOR LOOP UNIT 3, NEW PORT RICHEY, FL, 34654
Active62 days on marketListed Jun 5, 2026MLS #TB8516101
About this home
12025 PROCTOR LOOP UNIT 3
Welcome to Baywood Meadows, where comfort, convenience, and scenic waterfront views come together in this beautifully updated first-floor condominium. This move-in-ready 2-bedroom, 1-bath home has been thoughtfully renovated and features a stunning new kitchen, updated bathroom, fresh interior paint, updated flooring, and modern finishes throughout. Step inside to discover a bright and inviting open floor plan with soaring ceilings and abundant natural light. The beautifully remodeled kitchen offers updated cabinetry, countertops, appliances, and ample workspace, making it perfect for both everyday living and entertaining. The spacious living area flows seamlessly through elegant French doors to a screened lanai overlooking tranquil water views and a picturesque fountain—an ideal setting to enjoy your morning coffee or unwind at the end of the day. The primary bedroom also enjoys private access to the screened porch and offers generous space for a king-sized bed. Additional conveniences include an in-unit washer and dryer, covered carport parking, and a private storage closet. Baywood Meadows offers residents a wonderful array of amenities, including a community pool, clubhouse, tennis courts, shuffleboard, and recreational facilities. Conveniently located near shopping, dining, medical facilities, parks, and Gulf Coast beaches, this updated condo provides the perfect blend of maintenance-free living and Florida lifestyle. Whether you’re looking for a full-time residence, seasonal retreat, or investment opportunity, this beautifully updated waterfront condo is ready for its next owner. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,008
Sqft
0.01 ac
Lot size
1984
Year built
One
Levels
$124
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,112 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,112/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.6%
$/sqft vs New Port Richey actives
$124 vs $200
Days on market
62 vs 48 typical
Where $124/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
NEW PORT RICHEY 34654 — neighborhood snapshot
Population
24,357
Median age
44.4
Median income
$64,210
Median home value
$257,500
Avg household
2.55
Households w/ children
2,304
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $280K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
220 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 12025 PROCTOR LOOP UNIT 3
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$195,000
10537 FRAN STREET
3 bd · 2 ba · 1,040 sqft · $188/sqft · 106 DOM
Sold · Dec ’25$135,000
10615 LISLE STREET
3 bd · 2 ba · 960 sqft · $141/sqft · 4 DOM
Sold · Sep ’25$117,500
10623 LISLE STREET
3 bd · 2 ba · 960 sqft · $122/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12025 PROCTOR LOOP UNIT 3 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12025 PROCTOR LOOP UNIT 3 — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12025 PROCTOR LOOP UNIT 3 FAQs
What would the monthly payment be for 12025 PROCTOR LOOP UNIT 3?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,112/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12025 PROCTOR LOOP UNIT 3?+
The most recent tax bill on record (2025) was $1,939. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12025 PROCTOR LOOP UNIT 3?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $124,900, this home is listed about 55% below the New Port Richey median of $279,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12025 PROCTOR LOOP UNIT 3?+
Moon Lake Elementary School (elementary), River Ridge Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX CHAMPIONS · Kim Doukas. MLS #TB8516101.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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