CENTURY 21 Edge
$4,500,0003 bd2.5 ba5,100 sqft$882 /sqft$35,271 /mo all-in ↓

288 BEACH DRIVE NE UNIT PH-2A, ST PETERSBURG, FL, 33701

Active66 days on marketListed Jun 8, 2026MLS #TB8516539

Private poolCondominiumCLOISTER OF BEACH DRIVE CONDO

About this home

288 BEACH DRIVE NE UNIT PH-2A

A property like this almost never becomes available. The entire 14th floor of The Cloisters of Beach Drive. One residence. 5,100 SF of sunrise-to-sunset views — Tampa Bay, the Vinoy Club & Yacht Basin, the St. Pete Pier, and the downtown skyline on every side. Pull off Beach Drive, through the gate, parked in seconds — four assigned covered ground-level spaces, all yours. In downtown St. Petersburg, that alone is worth remarking on. The elevator opens directly into your private foyer — your floor, accessible only by key fob, to no one but you. Wake up to Tampa Bay and morning light through surrounding windows — the soaking tub looks out at open water, nothing between you and the horizon. Seven private balconies: front and left face open water and the marina; rear balconies face the city skyline and the sunset. Primary suite includes a floor-to-ceiling custom cherry wood closet. 3 bedrooms, 2.5 baths. Solid walnut hardwood floors throughout. Ten-foot ceilings and crown molding. Skylights in the living space. U-shaped gourmet kitchen with gas range, walk-in pantry, and bar seating. Formal dining room with chandelier and city views. Executive home office with custom built-ins. Dedicated laundry room. Motorized window treatments, surround sound, HVAC 2023/2024. Ground-floor storage included. The Cloisters was designed by architect Randy Wedding — former Mayor of St. Petersburg and the architect behind the restoration of the Vinoy Renaissance Hotel. It is the first luxury residential building on Beach Drive. Boutique 32-unit building — not a marketing word, but a building small enough that privacy is structural. Concierge on-site Monday through Friday. In 25 years, this unit has changed hands once. That is not an accident. Dedicated backup generator keeps the elevator running during outages; most new towers in St. Pete do not have this. Lap pool, club room. Tower roof replaced 2024. HOA includes water, sewer, natural gas, trash, cable, and 100 Mbps internet, plus building master insurance and exterior maintenance. $823,420 in reserves as of April 2026. 2024 audit accepted with no qualifications. Flood Zone X — no lender-required flood insurance. $30.77M insured property value, $15M umbrella, zero prior NFIP flood claims. Milestone structural inspection passed June 2024 (Karins Engineering) — no significant concerns. No litigation. No association approval required. Florida levies no state income tax. There is one Beach Drive in St. Petersburg. It runs along the waterfront, through Straub Park, past the Museum of Fine Arts, and ends at the Pier. This building is on it. Birch & Vine is a one-minute walk. Walk & Bike Score 95. Salvador Dalí Museum 15 minutes. Tampa International Airport 25 minutes. Gulf beaches 20 minutes.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

5,100

Sqft

4

Garage

1999

Year built

One

Levels

$882

Per sqft

Private poolFireplaceCity & Park/Greenbelt & Water view

Inside

FlooringHardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · Elevator · High Ceilings · Skylight(s) · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Same Floor As Condo Unit
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBuilt-Up
ConstructionConcrete
FoundationSlab
ViewCity · Park/Greenbelt · Water
FacesEast
ParkingAssigned · Covered · Garage Door Opener · Ground Level · Under Building
ExteriorBalcony · Sidewalk · Sliding Doors

Community & fees

HOA fee$6,891/mo
Taxes (2025)$27,007/yr
PetsNumber Limit, Size Limit
CommunityClubhouse

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Natural Gas Connected · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$35,271 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$24,282
PMI (est., until 20% equity)$1,688
Property tax — 2025 actual bill$2,251
Condo fee — from the listing$6,891
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $450,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $450,000
Interest rate6.00%
Loan term

Estimated payment

$35,271/mo

Principal & interest$24,282
PMI (est., until 20% equity)$1,688
Property taxes (actual bill)$2,251
HOA / condo fee$6,891
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Petersburg actives

$882 vs $336

Days on market

66 vs 58 typical

Where $882/sqft sits among the 400 St Petersburg actives

134
138
59
28
11
30 · this home
$134–271$271–408$408–545$545–682$682–818$818+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Downtown St Petersburg

Map of 288 BEACH DRIVE NE UNIT PH-2A inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)27 min
Downtown Tampa28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

Downtown St Petersburg — neighborhood snapshot

Population

3,169

Median age

60

Median income

$50,655

Median home value

$619,783

Avg household

1

Households w/ children

55%

For the school run

Pinellas County School District

MiddleJohn Hopkins Middle School★★★★★
HighSt. Petersburg High School★★★★★
ElementaryNorth Shore Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.2 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

227 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 484% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jun 8, 2026Listed at $4,500,000 · 66 days on market since
1999Built · CLOISTER OF BEACH DRIVE CONDO

Reality check

What actually sold near 288 BEACH DRIVE NE UNIT PH-2A

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

288 BEACH DRIVE NE UNIT 6BSold · Jun ’26

$1,399,000

288 BEACH DRIVE NE UNIT 6B · same community

3 bd · 2.5 ba · 2,600 sqft · $538/sqft · 171 DOM

288 BEACH DRIVE NE UNIT 12CSold · Jan ’26

$1,296,000

288 BEACH DRIVE NE UNIT 12C · same community

3 bd · 2 ba · 2,065 sqft · $628/sqft · 161 DOM

288 BEACH DRIVE NE UNIT 9ASold · Jul ’26

$1,195,000

288 BEACH DRIVE NE UNIT 9A · same community

2 bd · 2 ba · 1,842 sqft · $649/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri Petrelli

Your agent

Gianfranco Di Flumeri Petrelli

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 288 BEACH DRIVE NE UNIT PH-2A — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 288 BEACH DRIVE NE UNIT PH-2A — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

288 BEACH DRIVE NE UNIT PH-2A FAQs

What would the monthly payment be for 288 BEACH DRIVE NE UNIT PH-2A?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $35,271/mo — principal and interest, the actual property-tax bill, the $6,891/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 288 BEACH DRIVE NE UNIT PH-2A?+

The association fee works out to $6,891 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 288 BEACH DRIVE NE UNIT PH-2A?+

The most recent tax bill on record (2025) was $27,007. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 288 BEACH DRIVE NE UNIT PH-2A?+

The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $4,500,000, this home is listed about 934% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.

Which schools are assigned to 288 BEACH DRIVE NE UNIT PH-2A?+

John Hopkins Middle School (middle), St. Petersburg High School (high), North Shore Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$4,500,000 runs 484% above the ST PETERSBURG 33701 median — but at 5,100 sqft it's also nearly 4 times the size of the typical St Petersburg listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Know the monthly fee

The association fee is $6,891/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

Listing courtesy of CORCORAN DWELLINGS · William Reis. MLS #TB8516539.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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