
288 BEACH DRIVE NE UNIT PH-2A, ST PETERSBURG, FL, 33701
Active66 days on marketListed Jun 8, 2026MLS #TB8516539
About this home
288 BEACH DRIVE NE UNIT PH-2A
A property like this almost never becomes available. The entire 14th floor of The Cloisters of Beach Drive. One residence. 5,100 SF of sunrise-to-sunset views — Tampa Bay, the Vinoy Club & Yacht Basin, the St. Pete Pier, and the downtown skyline on every side. Pull off Beach Drive, through the gate, parked in seconds — four assigned covered ground-level spaces, all yours. In downtown St. Petersburg, that alone is worth remarking on. The elevator opens directly into your private foyer — your floor, accessible only by key fob, to no one but you. Wake up to Tampa Bay and morning light through surrounding windows — the soaking tub looks out at open water, nothing between you and the horizon. Seven private balconies: front and left face open water and the marina; rear balconies face the city skyline and the sunset. Primary suite includes a floor-to-ceiling custom cherry wood closet. 3 bedrooms, 2.5 baths. Solid walnut hardwood floors throughout. Ten-foot ceilings and crown molding. Skylights in the living space. U-shaped gourmet kitchen with gas range, walk-in pantry, and bar seating. Formal dining room with chandelier and city views. Executive home office with custom built-ins. Dedicated laundry room. Motorized window treatments, surround sound, HVAC 2023/2024. Ground-floor storage included. The Cloisters was designed by architect Randy Wedding — former Mayor of St. Petersburg and the architect behind the restoration of the Vinoy Renaissance Hotel. It is the first luxury residential building on Beach Drive. Boutique 32-unit building — not a marketing word, but a building small enough that privacy is structural. Concierge on-site Monday through Friday. In 25 years, this unit has changed hands once. That is not an accident. Dedicated backup generator keeps the elevator running during outages; most new towers in St. Pete do not have this. Lap pool, club room. Tower roof replaced 2024. HOA includes water, sewer, natural gas, trash, cable, and 100 Mbps internet, plus building master insurance and exterior maintenance. $823,420 in reserves as of April 2026. 2024 audit accepted with no qualifications. Flood Zone X — no lender-required flood insurance. $30.77M insured property value, $15M umbrella, zero prior NFIP flood claims. Milestone structural inspection passed June 2024 (Karins Engineering) — no significant concerns. No litigation. No association approval required. Florida levies no state income tax. There is one Beach Drive in St. Petersburg. It runs along the waterfront, through Straub Park, past the Museum of Fine Arts, and ends at the Pier. This building is on it. Birch & Vine is a one-minute walk. Walk & Bike Score 95. Salvador Dalí Museum 15 minutes. Tampa International Airport 25 minutes. Gulf beaches 20 minutes.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
5,100
Sqft
4
Garage
1999
Year built
One
Levels
$882
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$35,271 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$35,271/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$882 vs $336
Days on market
66 vs 58 typical
Where $882/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Downtown St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Downtown St Petersburg — neighborhood snapshot
Population
3,169
Median age
60
Median income
$50,655
Median home value
$619,783
Avg household
1
Households w/ children
55%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
227 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 484% above the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 288 BEACH DRIVE NE UNIT PH-2A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,399,000
288 BEACH DRIVE NE UNIT 6B · same community
3 bd · 2.5 ba · 2,600 sqft · $538/sqft · 171 DOM
Sold · Jan ’26$1,296,000
288 BEACH DRIVE NE UNIT 12C · same community
3 bd · 2 ba · 2,065 sqft · $628/sqft · 161 DOM
Sold · Jul ’26$1,195,000
288 BEACH DRIVE NE UNIT 9A · same community
2 bd · 2 ba · 1,842 sqft · $649/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Gianfranco Di Flumeri Petrelli
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 288 BEACH DRIVE NE UNIT PH-2A — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 288 BEACH DRIVE NE UNIT PH-2A — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
288 BEACH DRIVE NE UNIT PH-2A FAQs
What would the monthly payment be for 288 BEACH DRIVE NE UNIT PH-2A?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $35,271/mo — principal and interest, the actual property-tax bill, the $6,891/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 288 BEACH DRIVE NE UNIT PH-2A?+
The association fee works out to $6,891 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 288 BEACH DRIVE NE UNIT PH-2A?+
The most recent tax bill on record (2025) was $27,007. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 288 BEACH DRIVE NE UNIT PH-2A?+
The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $4,500,000, this home is listed about 934% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 288 BEACH DRIVE NE UNIT PH-2A?+
John Hopkins Middle School (middle), St. Petersburg High School (high), North Shore Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$4,500,000 runs 484% above the ST PETERSBURG 33701 median — but at 5,100 sqft it's also nearly 4 times the size of the typical St Petersburg listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $6,891/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
Keep looking
Similar homes nearby
Listing courtesy of CORCORAN DWELLINGS · William Reis. MLS #TB8516539.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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