3132 BRUNSWICK CIRCLE, PALM HARBOR, FL, 34684
Pending57 days on marketListed Jun 7, 2026MLS #TB8516680
About this home
3132 BRUNSWICK CIRCLE
Golf course community in Highland Lakes, offering tons of activities to include olympic sized pool, hot tub, no greens fee 27 hole golf course, bocce, tennis, shuffleboard, club house, auditorium, dinners & dances, wood shop, ceramics & art studio, RV & boat storage and access to Lake Tarpon. Large single family, one story, 3 bedroom, 2 bath, 2 car garage home. Features include updated kitchen and bathrooms, insulated windows, freshly painted interior, inside laundry room with washer and dryer, ceiling fans, bonus room, open rear patio overlooking greenbelt, no near rear neighbors, tile and laminate flooring throughout. Situated near schools, churches, shopping centers and major thoroughfares.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,858
Sqft
0.21 ac
Lot size
2
Garage
1981
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$181 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$181/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Highland Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
Highland Lakes — neighborhood snapshot
Population
5,270
Median age
69
Median income
$65,822
Median home value
$287,444
Avg household
2
Households w/ children
226
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$420K → $445K
Palm Harbor median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3132 BRUNSWICK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3132 BRUNSWICK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3132 BRUNSWICK CIRCLE FAQs
What would the monthly payment be for 3132 BRUNSWICK CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $181/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3132 BRUNSWICK CIRCLE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Pet Deposit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $2,900, this home is listed about 99% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3132 BRUNSWICK CIRCLE?+
Joseph L. Carwise Middle School (middle), Highland Lakes Elementary School (elementary), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PALM HARBOR 34684 market on paper
$2,900 is 99% below the PALM HARBOR 34684 median of $250,000, and at $2/sqft it sits under the Palm Harbor average of $269.
02Park/Greenbelt & Trees/Woods views
The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Joseph L. Carwise Middle School, Highland Lakes Elementary School, Palm Harbor University High — Joseph L. Carwise Middle School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of LAND SHARK PROPERTIES LLC · Rhonda Fritzler. MLS #TB8516680.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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