507 SURREY LANE, LUTZ, FL, 33549
Active55 days on marketListed Jun 15, 2026MLS #TB8517387
About this home
507 SURREY LANE
This spacious 4-bedroom, 2-bath pool home is located in the charming Surrey Chase neighborhood on a beautiful half-acre lot with no direct backyard neighbors. The kitchen offers abundant cabinetry, granite countertops, stainless steel appliances, pendant lighting, and a breakfast bar for casual dining. The roomy kitchen nook features glass sliders that open to the pool and lanai. The formal dining room includes plantation shutters and overlooks the front yard, while the formal living room features crown moulding and triple glass sliders leading to the lanai. The family room boasts a cozy wood-burning fireplace with brick surround, a vaulted ceiling, and opens to the kitchen. The large primary suite offers crown moulding, two walk-in closets, and glass sliders overlooking the pool. The en-suite bath features dual sinks, a soaking tub, and a frameless glass walk-in shower. The secondary bedrooms are spacious, and the large laundry room includes a utility sink plus extra space perfect for crafting, storage, or a hobby area. Designed for entertaining, this home offers multiple glass sliders, a screen-enclosed lanai, and an oversized pool overlooking a private, park-like backyard oasis filled with lush landscaping and mature shade trees. Additional features include custom attic shelving for extra storage. Conveniently located near shopping, dining, and US-41.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,769
Sqft
0.51 ac
Lot size
2
Garage
1992
Year built
One
Levels
$244
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,494 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,494/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.1%
$/sqft vs Lutz actives
$244 vs $243
Days on market
55 vs 41 typical
Where $244/sqft sits among the 264 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33549 — neighborhood snapshot
Population
18,816
Median age
44.1
Median income
$85,066
Median home value
$339,400
Avg household
2.58
Households w/ children
2,040
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $528K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
154 of 264
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the LUTZ 33549 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 507 SURREY LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$910,000
1105 FLORES DE AVILA
3 bd · 2.5 ba · 2,838 sqft · $321/sqft · 2 DOM
Sold · Nov ’25$588,294
16502 WINDSOR PARK DRIVE
4 bd · 3 ba · 2,658 sqft · $221/sqft · 108 DOM
Sold · Nov ’25$594,900
17605 KAMBRIDGE POINT DRIVE
4 bd · 3 ba · 2,616 sqft · $227/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 507 SURREY LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 507 SURREY LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
507 SURREY LANE FAQs
What would the monthly payment be for 507 SURREY LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,494/mo — principal and interest, the actual property-tax bill, the $50/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 507 SURREY LANE?+
The association fee works out to $50 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 507 SURREY LANE?+
The most recent tax bill on record (2025) was $4,666. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 507 SURREY LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $675,000, this home is listed about 37% above the Lutz median of $491,000. The market section on this page shows how the area is trending.
Which schools are assigned to 507 SURREY LANE?+
Oakstead Elementary School (elementary), Sunlake High School (high), Charles S. Rushe Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$675,000 runs 41% above the LUTZ 33549 median — but at 2,769 sqft it's also 29% larger than the typical Lutz listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Oakstead Elementary School, Sunlake High School, Charles S. Rushe Middle School — Oakstead Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $715,000, now $675,000 — a $40K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Steven Moran. MLS #TB8517387.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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