CENTURY 21 Edge
$894,999$1,099,0004 bd3.5 ba3,581 sqft$250 /sqft≈$6,789 /mo all-in ↓

10706 TORCHWOOD SEA WAY, SAN ANTONIO, FL, 33576

Active120 days on marketListed Jun 15, 2026MLS #TB8517845

✦ Reduced $204KWaterfrontPrivate poolSingle Family ResidenceMIRADA PRCL 1

Come see it

Upcoming open house

Sat, Oct 17

1:00 PM – 3:00 PM

OPEN HOUSE HOSTED BY TONI BENTON OF KELLER WILLIAMS REALTY.

About this home

10706 TORCHWOOD SEA WAY

NEW BUYER INCENTIVE! Seller may offer up to $10,000 toward buyer's mortgage rate buydown and/or closing costs with an acceptable offer and fully executed contract by 10/30/26! MOVE-IN READY EAGLES COVE LIVING IN MIRADA — WONDERFULLY UPGRADED, OVERALL BETTER VALUE THAN NEW CONSTRUCTION. Why wait to build and then spend months adding the features that make a Florida home complete? This 3,581-sq.-ft. DRB Heron I offers 4 bedrooms, 3.5 baths, a 3-car garage, HEATED SALTWATER POOL, expansive screened outdoor living, OUTDOOR KITCHEN and peaceful WATER VIEWS — plus the finishing touches already in place, including fencing, gutters and window coverings. Simply move in and start enjoying the Florida lifestyle! Ideally positioned near I-75 and the Wesley Chapel area, with convenient access to Tampa Premium Outlets, AdventHealth Wesley Chapel, BayCare Hospital and the new Mary W. Sierra Family YMCA. The surrounding area continues to grow with the planned Johns Hopkins All Children's Golisano Children's Medical Center, Abbey Crossings and the anticipated Double Branch destination featuring a waterfront boardwalk planned for restaurants, specialty shops and entertainment. Inside, a dramatic floor-to-ceiling glass-enclosed EXECUTIVE OFFICE creates a statement space that can also serve as a conversation or wine room. The kitchen features an OVERSIZED QUARTZ ISLAND seating five, CEILING-HEIGHT CABINETRY with ILLUMINATED GLASS DISPLAYS, GE CAFÉ French-door wall oven, built-in microwave, induction cooktop and dishwasher, PLANTATION SHUTTERS, designer lighting, TRAY CEILINGS and a walk-in pantry. The flexible floor plan includes the primary suite, guest powder room, SECONDARY BEDROOM WITH ENSUITE BATH DOWNSTAIRS, plus an upstairs BONUS ROOM, two bedrooms, full bath and screened water-view balcony. The first-floor primary suite offers dual walk-in closets and a SPA-INSPIRED BATH with oversized FRAMELESS-GLASS SHOWER, dual shower heads, dual sinks, water closet, and quartz counters. The outdoor living space is where this home truly stands apart. A HEATED SALTWATER POOL features a dramatic 4-foot WATERFALL feature and an impressive 30-FOOT IN-POOL SEATING LEDGE extending the full length of the pool, creating the perfect setting to relax, cool off and entertain. The upgraded panoramic CLEARVIEW SCREENED ENCLOSURE showcases unobstructed water views, complemented by extended covered living space and a BUILT-IN OUTDOOR KITCHEN WITH grill. Beyond your private retreat, enjoy MIRADA'S CRYSTAL LAGOON with kayaking, paddleboarding, sandy beaches and swimming, plus community events, PLAYGROUND, DOG PARK and GOLF-CART-FRIENDLY streets. Mirada residents enjoy 25 annual guest passes to the lagoon, 25% off lagoon food, beverages and merchandise, additional happy-hour discounts, and unlimited family passes for two adults and their children under 18. High-speed internet and cable are included with HOA dues. With completed outdoor improvements, thoughtful interior upgrades and a beautifully maintained presentation, this home offers an appealing alternative to starting from scratch with new construction. Zone X per the MLS flood map. Schedule your private showing and experience the home, water views and Florida lifestyle for yourself.

Facts & features

The home at a glance

4

Bedrooms

3.5

Bathrooms

3,581

Sqft

0.18 ac

Lot size

3

Garage

2024

Year built

Two

Levels

$250

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesBar Fridge · Convection Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Exhaust Fan · Microwave · Range Hood
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesNorthwest
ParkingDriveway · Garage Door Opener · Ground Level · Split Garage
ExteriorOutdoor Grill · Outdoor Kitchen · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$91/mo
Taxes (2025)$16,472/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
CommunityCommunity Mailbox · Deed Restrictions · Dog Park · Golf Carts OK · Irrigation-Reclaimed Water · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,789 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,829
PMI (est., until 20% equity)$336
Property tax — 2025 actual bill$1,373
HOA fee — from the listing$91
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $89,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $89,500
Interest rate6.00%
Loan term

Estimated payment

$6,789/mo

Principal & interest$4,829
PMI (est., until 20% equity)$336
Property taxes (actual bill)$1,373
HOA / condo fee$91
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $895K
$852KedgeAI estimate $985,805 · range $887K–$1.1M$1.1M

vs edgeAI estimate

−9.2%

$/sqft vs San Antonio actives

$250 vs $200

Days on market

120 vs 50 typical

Where $250/sqft sits among the 154 San Antonio actives

37
50
33
14 · this home
6
14
$157–181$181–205$205–228$228–252$252–275$275+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside San Antonio

Drive times from this address

Downtown Tampa≈ 40 min
Tampa Int’l Airport (TPA)≈ 51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know San Antonio. See the full San Antonio guide →

SAN ANTONIO 33576 — neighborhood snapshot

Population

6,415

Median age

61.1

Median income

$77,950

Median home value

$330,500

Avg household

2.21

Households w/ children

337

For the school run

Pasco County School District

ElementarySan Antonio Elementary School★★★★★
HighPasco High School★★★★★
MiddlePasco Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The San Antonio market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$360K → $304K

San Antonio median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

82 of 154

San Antonio actives have cut their price

Median sold price, San Antonio, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 156% above the SAN ANTONIO 33576 median. See the full San Antonio market guide →

Paper trail

This home's history

CurrentPrice reduced to $894,999 ▼ $204K
Jun 15, 2026Listed at $1,099,000 · 120 days on market since
2024Built · MIRADA PRCL 1

Reality check

What actually sold near 10706 TORCHWOOD SEA WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

10523 TORCHWOOD SEA WAYSold · Dec ’25

$734,972

10523 TORCHWOOD SEA WAY · same community

6 bd · 4.5 ba · 3,048 sqft · $241/sqft · 0 DOM

33870 TWILIGHT SEA PLACESold · Jul ’26

$709,990

33870 TWILIGHT SEA PLACE

5 bd · 4 ba · 3,563 sqft · $199/sqft · 138 DOM

9522 SEAGRASS PORT PASSSold · Aug ’26

$630,000

9522 SEAGRASS PORT PASS

5 bd · 4 ba · 3,531 sqft · $178/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 10706 TORCHWOOD SEA WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10706 TORCHWOOD SEA WAY — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

10706 TORCHWOOD SEA WAY FAQs

What would the monthly payment be for 10706 TORCHWOOD SEA WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,789/mo — principal and interest, the actual property-tax bill, the $91/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 10706 TORCHWOOD SEA WAY?+

The association fee works out to $91 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 10706 TORCHWOOD SEA WAY?+

The most recent tax bill on record (2025) was $16,472. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10706 TORCHWOOD SEA WAY?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in San Antonio?+

At $894,999, this home is listed about 132% above the San Antonio median of $385,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10706 TORCHWOOD SEA WAY?+

San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$894,999 runs 156% above the SAN ANTONIO 33576 median — but at 3,581 sqft it's also nearly twice the size of the typical San Antonio listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

120 days on market against a San Antonio median of 50 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,099,000, now $894,999 — a $204K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Toni Benton. MLS #TB8517845.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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