1531 MCCREA DRIVE, LUTZ, FL, 33549
Active54 days on marketListed Jun 11, 2026MLS #TB8518541
About this home
1531 MCCREA DRIVE
This beautifully maintained 5-bedroom, 4-bath home in the gated Wyndgate community offers nearly 3,600 square feet of living space on a generous 5,025-square-foot lot, blending comfort, style, and functionality. The home features a fully remodeled kitchen with all brand-new appliances, making it the perfect centerpiece for both everyday living and entertaining. Enjoy the spacious open-concept layout, abundant natural light, and plenty of room for family gatherings. Step outside to a large backyard with endless possibilities for outdoor enjoyment. Nestled in a quiet, gated neighborhood and conveniently located near top-rated schools, shopping, dining, and major highways, this exceptional home delivers the perfect combination of space, privacy, and location. Schedule your private tour today!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,593
Sqft
0.35 ac
Lot size
3
Garage
2002
Year built
Two
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$189 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$189/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lutz actives
$1 vs $244
Days on market
54 vs 46 typical
Where $1/sqft sits among the 268 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside University
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
University — neighborhood snapshot
Population
58,530
Median age
33
Median income
$34,230
Median home value
$44,919
Avg household
2
Households w/ children
4,879
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$541K → $600K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
154 of 268
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LUTZ 33549 median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 1531 MCCREA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$444,000
16208 SWENSON TERRACE · same community
4 bd · 2 ba · 2,082 sqft · $213/sqft · 10 DOM
Sold · Aug ’25$755,000
806 LINWOOD TERRACE
4 bd · 3 ba · 3,598 sqft · $210/sqft · 95 DOM
Sold · Nov ’25$1,097,500
16608 LIVINGSTON AVENUE
6 bd · 4 ba · 4,012 sqft · $274/sqft · 123 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Lacie Springstead
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1531 MCCREA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1531 MCCREA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1531 MCCREA DRIVE FAQs
What would the monthly payment be for 1531 MCCREA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $189/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1531 MCCREA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $3,995, this home is listed about 99% below the Lutz median of $490,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1531 MCCREA DRIVE?+
Miles Elementary School (elementary), Buchanan Middle School (middle), Gaither High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CRE INVESTMENT REALTY · Kamel Issa. MLS #TB8518541.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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