3505 N 16TH STREET, TAMPA, FL, 33605
Active119 days on marketListed Jun 16, 2026MLS #TB8519647
About this home
3505 N 16TH STREET
Welcome to 3505 N 16th St — a stunning, top-to-bottom updated gem with a built-in income stream. This 4-bedroom, 3-bathroom home delivers the perfect blend of modern luxury and worry-free living — with the added bonus of a fully rented ADU that helps pay your way. Every major system has been updated, including roof, HVAC, plumbing, and electrical. From the moment you step through the front door, you're greeted by a breathtaking, fully upgraded kitchen with contemporary finishes and ample prep space — that flows effortlessly into an expansive, light-filled living room. The open-concept layout is absolutely perfect for entertaining family and friends. Down the hall, the spacious primary suite and additional bedrooms offer comfort and privacy, while dedicated washer and dryer hookups and premium flooring throughout round out the home. The separate 1 bedroom 1 bath mother in law/adu was previously rented for $1,500/mth. There is also a large covered carport ideal for those rainy days! Perfectly situated in a rapidly growing area, you're just minutes from highly-rated local schools, vibrant parks, diverse dining, and major commuter routes for effortless travel. Whether you're a homeowner looking to offset your mortgage or an investor chasing turn-key income, this is a rare opportunity to own a property where everything has been done for you. Don't miss it!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,295
Sqft
0.1 ac
Lot size
1952
Year built
One
Levels
$247
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,406 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,406/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+19.3%
$/sqft vs Tampa actives
$247 vs $289
Days on market
119 vs 64 typical
Where $247/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside College Hill
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
College Hill — neighborhood snapshot
Population
4,104
Median age
32
Median income
$24,525
Median home value
$182,097
Avg household
3
Households w/ children
462
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
221 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the TAMPA 33605 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 3505 N 16TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$140,000
3505 N 16TH STREET · same community
3 bd · 2 ba · 1,295 sqft · $108/sqft · 3 DOM
Sold · Jun ’26$430,000
2226 E 10TH AVENUE
3 bd · 2 ba · 1,281 sqft · $336/sqft · 16 DOM
Sold · Dec ’25$290,000
2226 E 10TH AVENUE
3 bd · 2 ba · 1,281 sqft · $226/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3505 N 16TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3505 N 16TH STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3505 N 16TH STREET FAQs
What would the monthly payment be for 3505 N 16TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,406/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3505 N 16TH STREET?+
The most recent tax bill on record (2025) was $2,654. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $319,990, this home is listed about 26% below the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3505 N 16TH STREET?+
Middleton High School (high), Potter Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Carissa White. MLS #TB8519647.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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