111 N 12TH STREET UNIT 1325, TAMPA, FL, 33602
Active126 days on marketListed Jun 21, 2026MLS #TB8520818
About this home
111 N 12TH STREET UNIT 1325
Welcome to your urban retreat in the heart of Tampa's vibrant Channel District. This beautifully updated two-bedroom, two-bath condo combines contemporary style, thoughtful upgrades, and resort-style amenities in one of the city's most exciting neighborhoods. The kitchen features a beautiful oversized island, granite countertops, wood cabinetry, stainless steel appliances, and a disposal. The primary suite offers a walk-in closet, dual sinks, soaking tub, stand-up shower, and glass shower enclosure. The second bedroom is privately situated at the front of the unit and features a Murphy bed and double door closet, making it ideal for guests, a home office, or an additional living space with its own private bathroom. This unit has an exceptional location within the building — enjoy direct access on the same floor to the resort-style amenities, including the pool, gym, sauna, and beautifully landscaped lounge/workspace areas. Inside the unit, a wireless tuner and built-in speakers throughout deliver seamless audio for entertaining or everyday living. The HVAC system was completely replaced just 3 years ago with a recent service completed, and a 2 year old water heater. For water quality, a reverse osmosis filtration system has been installed. Ideally located near Water Street Tampa, USF Morsani College of Medicine, Sparkman Wharf, and Publix. The HOA fee includes basic cable and wireless internet, building and flood insurance, roof, pool and grounds maintenance, building maintenance, seven-day front desk staff, an on-site manager, and management office services. Experience low-maintenance luxury living with unmatched convenience in the Channel District.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,237
Sqft
0 ac
Lot size
1
Garage
2007
Year built
One
Levels
$323
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,889 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,889/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.2%
$/sqft vs THE PLACE AT CHANNELSIDE A CON
$323 vs $387
Days on market
126 vs 57 typical
Where $323/sqft sits among the 11 homes for sale in THE PLACE AT CHANNELSIDE A CON
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Channel District
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Channel District — neighborhood snapshot
Population
4,558
Median age
36
Median income
$117,680
Median home value
$706,917
Avg household
2
Households w/ children
208
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
5 of 11
THE PLACE AT CHANNELSIDE A CON have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the TAMPA 33602 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 111 N 12TH STREET UNIT 1325
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$463,500
111 N 12TH STREET UNIT 1608 · same community
2 bd · 2 ba · 1,237 sqft · $375/sqft · 50 DOM
Sold · Nov ’25$500,000
111 N 12TH STREET UNIT 1808 · same community
2 bd · 2 ba · 1,237 sqft · $404/sqft · 26 DOM
Sold · Aug ’26$585,001
912 CHANNELSIDE DRIVE UNIT 2503 · same community
2 bd · 2 ba · 1,237 sqft · $473/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kyler Lang
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 111 N 12TH STREET UNIT 1325 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 111 N 12TH STREET UNIT 1325 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
111 N 12TH STREET UNIT 1325 FAQs
What would the monthly payment be for 111 N 12TH STREET UNIT 1325?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,889/mo — principal and interest, the actual property-tax bill, the $1,122/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 111 N 12TH STREET UNIT 1325?+
The association fee works out to $1,122 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 111 N 12TH STREET UNIT 1325?+
The most recent tax bill on record (2025) was $8,295. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 111 N 12TH STREET UNIT 1325?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $399,000, this home is listed about 7% below the Tampa median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 111 N 12TH STREET UNIT 1325?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Blake High School (high), Madison Middle School (middle) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the TAMPA 33602 market on paper
$399,000 is 39% below the TAMPA 33602 median of $657,450, and at $323/sqft it sits under the Tampa average of $342.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $1,122/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
126 days on market against a Tampa median of 57 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $486,000, now $399,000 — a $87K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Sean Menke. MLS #TB8520818.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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