3273 HARBOR LAKE DRIVE, LARGO, FL, 33770
Active138 days on marketListed Jun 22, 2026MLS #TB8522009
About this home
3273 HARBOR LAKE DRIVE
3 Bedroom, 3 Bath Largo home with 2461 sq ft of living space. Great Largo location - just 5-10 minutes to area beaches. Large circular driveway, perfect if you have a boat. Corner lot offers plenty of room. Freshly painted and ready for your finishing touches. Grand foyer entrance features a unique stone half wall capped with granite. Extra wide 2 car garage with full bathroom. Fenced yard to keep the kiddos corralled. Large laundry room with storage and utility sink. Lovely wood laminate flooring throughout is sure to accentuate your décor. Light filled living area with adjacent dining room and glass sliders leading to the Florida room. Dining area off the kitchen for meal time! Updated kitchen with plenty of cabinet and counter space, granite counters, kitchen island and tile backsplash. Stainless steel kitchen appliances include side-by-side refrigerator, glass-top stove, and dishwasher. Finished Florida room its great for entertaining. Large master suite with duel closets and private bathroom. The master bath features a sunken shower/tub combo. Secondary bedrooms both have walk-in closets. Window blinds for light control and privacy. Ceiling fans will be sending you a cool breeze. Central heat & air for to keep you comfy year round. Washer/Dryer CONNECTIONS for your convenience. Convenient to plenty of shops, schools and dining. Utilities are separate and tenant responsibility. Lawn care is separate and tenant responsibility. DONT FORGET TO CHECK OUT THE FULL WALKTHROUGH VIDEO AT OUR WEBSITE!! Please note the grill flu has been barded up, the indoor grill cannot be used.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,461
Sqft
0.22 ac
Lot size
2
Garage
1964
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$185 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Largo actives
$1 vs $218
Days on market
138 vs 49 typical
Where $1/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harbor Lake Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Harbor Lake Estates — neighborhood snapshot
Population
232
Median age
48
Median income
$93,750
Median home value
$276,700
Avg household
2
Households w/ children
23%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$321K → $360K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
214 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the LARGO 33770 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 3273 HARBOR LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$474,500
3370 HARBOR LAKE DR · same community
3 bd · 2 ba · 1,500 sqft · $316/sqft · 41 DOM
Sold · Mar ’26$366,500
3294 HARBOR LAKE DRIVE · same community
2 bd · 2 ba · 1,283 sqft · $286/sqft · 20 DOM
Sold · Jul ’26$595,000
12140 MURRAY AVENUE
3 bd · 2 ba · 2,472 sqft · $241/sqft · 112 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 3273 HARBOR LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3273 HARBOR LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3273 HARBOR LAKE DRIVE FAQs
What would the monthly payment be for 3273 HARBOR LAKE DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3273 HARBOR LAKE DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Monthly Pet Fee, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $3,095, this home is listed about 99% below the Largo median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3273 HARBOR LAKE DRIVE?+
Ridgecrest Elementary School (elementary), Largo Middle School (middle), Largo High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LARGO 33770 market on paper
$3,095 is 98% below the LARGO 33770 median of $185,900, and at $1/sqft it sits under the Largo average of $247.
02Time on market is leverage
138 days on market against a Largo median of 49 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $3,195, now $3,095 — a $100 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SENSIBLE PROPERTY MANAGMENT · David Lowrey. MLS #TB8522009.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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