381 69TH STREET N, CLEARWATER, FL, 33764
Active122 days on marketListed Jun 24, 2026MLS #TB8523055
About this home
381 69TH STREET N
Virtually Staged. $30,000 PRICE REDUCTION! Discover your Florida oasis at 381 69th St N in Clearwater, FL 33764 — a beautifully updated one-story single-family pool home offering the perfect blend of modern comfort and effortless coastal living. This inviting 3-bedroom, 2-bathroom residence features a fresh, open floor plan illuminated by natural light. Inside, you'll find stylish wood-look tile flooring throughout, a brand new 2026 roof, and fresh interior and exterior paint for a move-in ready feel. The heart of the home is the gorgeous updated kitchen, complete with stainless steel appliances and ample space for gathering. Both bathrooms have been tastefully refreshed, providing contemporary comfort for family and guests alike. 2021 AC and 2016 water heater. Step outside to your private backyard retreat: an in-ground pool and spa surrounded by a fenced yard, an oversized covered patio ideal for entertaining or relaxing, and a convenient pool house. Whether you're hosting summer barbecues or unwinding with sunset views, this outdoor space is designed for year-round enjoyment in Florida's sunshine. Located in a desirable Clearwater neighborhood, this home places you just minutes from world-class attractions. Relax on the sugar-white sands of Clearwater Beach (approximately 5-7 miles away), one of America's top-rated beaches, or explore Caledes Island State Park for nature trails and wildlife. Families love Pier 60 for daily festivals, fishing, and waterfront dining. Within a short drive (under 20 miles), discover Dunedin's charming downtown with Scottish heritage, breweries, and the Pinellas Trail; Tampa's vibrant scene including Busch Gardens, the Florida Aquarium, and Ybor City (about 20-25 minutes away); plus top golf courses, shopping at Countryside Mall, and easy access to St. Petersburg's cultural hotspots like the Dali Museum. Boasting no HOA in a convenient location near major routes, this updated gem offers the Florida lifestyle you've been dreaming of!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,392
Sqft
0.16 ac
Lot size
1955
Year built
One
Levels
$264
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,291 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,291/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.5%
$/sqft vs Clearwater actives
$264 vs $248
Days on market
122 vs 61 typical
Where $264/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33764 — neighborhood snapshot
Population
27,365
Median age
50.8
Median income
$64,573
Median home value
$302,500
Avg household
2.15
Households w/ children
2,246
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $324K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
224 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 79% above the CLEARWATER 33764 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 381 69TH STREET N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$175,000
1100 BELCHER ROAD S UNIT 604
2 bd · 2 ba · 1,376 sqft · $127/sqft · 68 DOM
Sold · Jul ’26$412,000
3834 14TH AVENUE SE
3 bd · 2 ba · 1,413 sqft · $292/sqft · 47 DOM
Sold · Jan ’26$384,000
3317 WHISPERING DRIVE S
3 bd · 2 ba · 1,348 sqft · $285/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 381 69TH STREET N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 381 69TH STREET N — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
381 69TH STREET N FAQs
What would the monthly payment be for 381 69TH STREET N?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,291/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 381 69TH STREET N?+
The most recent tax bill on record (2025) was $5,308. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 381 69TH STREET N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $367,900, this home is listed about 23% above the Clearwater median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 381 69TH STREET N?+
Belcher Elementary School (elementary), Oak Grove Middle School (middle), Largo High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$367,900 runs 79% above the CLEARWATER 33764 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
122 days on market against a Clearwater median of 61 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $397,900, now $367,900 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of TAMPA BAY PREMIER REALTY · Don Suda. MLS #TB8523055.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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