CENTURY 21 Edge
$950,0003 bd3 ba2,017 sqft$471 /sqft≈$7,981 /mo all-in ↓

3805 GULF BOULEVARD UNIT 203, ST PETE BEACH, FL, 33706

Active102 days on marketListed Jul 2, 2026MLS #TB8523219

WaterfrontCondominiumBELLA MARGUERITE CONDO

About this home

3805 GULF BOULEVARD UNIT 203

Awake to this Sunrise in your Bella Marguerite Waterfront Home, the intimate 19-residence waterfront community where luxury, privacy, and the ease of coastal living come together effortlessly. Here, every day feels like a vacation — framed by shimmering water, lush tropical landscaping, and the unmistakable charm of St. Pete Beach’s barrier-island lifestyle. This three-bedroom, three-bath residence is one of the most enviable opportunities in the entire enclave — strategically and beautifully positioned at its price point, offering unmatched value compared to surrounding properties in one of the most prestigious coastal settings in St. Pete Beach. Perfectly located just blocks from a main pedestrian beach-access point, you can stroll to the sand with your morning coffee, enjoy sunset walks along the shoreline, or bike to the Pier and Pass-a-Grille. This is the definition of carefree beach living — elegance, serenity, and proximity to one of the most celebrated stretches of coastline in the country. From the moment you step into the foyer, your eyes are drawn to the ceiling-to-floor sliding glass doors showcasing panoramic intracoastal views of Boca Ciega Bay. Wake up to magnificent sunrises from the living room and primary bedroom balconies on the east side, and wind down with spectacular sunsets from the expansive covered terrace on the west — a rare dual-exposure luxury enjoyed by only a select few homes. This beautifully designed residence features a true three-bedroom layout, each with its own bath, plus a dedicated home office framed with French doors — ideal for remote work, creative pursuits, or quiet reflection. The thoughtful three-way split floor plan ensures privacy for guests and family, making the home as functional as it is elegant. Refined finishes elevate the home throughout: • Coffered and tray ceilings • Crown molding • Plantation shutters • A gourmet kitchen with granite countertops, stainless appliances, pantry, and a large island — the perfect gathering space for entertaining or relaxed coastal living Outside, the heated pool and your private cabana (H) create the ideal setup for storing beach gear, enjoying a poolside snooze, or embracing the relaxed rhythm of island life. With two parking spaces (one covered) and ample guest parking, convenience is seamlessly woven into the lifestyle. Bella Marguerite is a professionally managed, impeccably maintained community — lush, intimate, and ideally situated minutes from Pass-a-Grille, boutique shopping, waterfront dining, and everything that makes St. Pete Beach one of the Gulf Coast’s most desirable destinations. This is vacation living without the stress — a rare opportunity to claim a residence that blends luxury, location, and the effortless charm of the beach lifestyle. And at this best-positioned price in the surrounding area, it stands out above the rest. Contact us today for your private viewing. You do not want to miss this home — or this casual yet elegant beach lifestyle.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,017

Sqft

1.03 ac

Lot size

1

Garage

2006

Year built

One

Levels

$471

Per sqft

WaterfrontPool & Water viewPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesBuilt-In Oven · Cooktop · Disposal · Ice Maker · Microwave · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Natural Gas

Outside & construction

RoofBuilt-Up
ConstructionBlock · Metal Frame · Stucco
FoundationSlab
ViewPool · Water
FacesEast
ParkingAssigned · Common · Covered · Golf Cart Parking · Guest · Reserved · Under Building
ExteriorBalcony · Irrigation System · Lighting · Outdoor Shower · Sidewalk · Sprinkler Metered

Community & fees

HOA fee$1,100/mo
Taxes (2025)$14,860/yr
PetsYes
CommunityBay/Harbor Front · Water Access · Waterfront · Buyer Approval Required · Community Mailbox · Gated Community - No Guard · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Natural Gas Connected · Phone Available · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,981 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property tax — 2025 actual bill$1,238
Condo fee — from the listing$1,100
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $95,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $95,000
Interest rate6.00%
Loan term

Estimated payment

$7,981/mo

Principal & interest$5,126
PMI (est., until 20% equity)$356
Property taxes (actual bill)$1,238
HOA / condo fee$1,100
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $950K
$912KedgeAI estimate $1,092,758 · range $990K–$1.2M$1.3M

vs edgeAI estimate

−13.1%

$/sqft vs St Pete Beach actives

$471 vs $483

Days on market

102 vs 96 typical

Where $471/sqft sits among the 157 St Pete Beach actives

43
50 · this home
27
13
10
14
$258–395$395–531$531–667$667–804$804–940$940+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Pete Beach

Drive times from this address

Downtown Tampa≈ 39 min
Tampa Int’l Airport (TPA)≈ 39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Pete Beach. See the full St Pete Beach guide →

ST PETE BEACH 33706 — neighborhood snapshot

Population

15,347

Median age

62.2

Median income

$97,364

Median home value

$616,800

Avg household

1.79

Households w/ children

453

For the school run

Pinellas County School District

ElementaryAzalea Elementary School★★★★★
MiddleAzalea Middle School★★★★★
HighBoca Ciega High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Pete Beach market

Seller’s marketBalanced — 5.4 months of inventoryBuyer’s market

$679K → $553K

St Pete Beach median sold, yr/yr

93.7%

Sale-to-list ratio (12 mo)

82 of 157

St Pete Beach actives have cut their price

Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 107% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →

Paper trail

This home's history

Jul 2, 2026Listed at $950,000 · 102 days on market since
2006Built · BELLA MARGUERITE CONDO

Reality check

What actually sold near 3805 GULF BOULEVARD UNIT 203

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3805 GULF BOULEVARD UNIT 401Sold · Mar ’26

$1,100,000

3805 GULF BOULEVARD UNIT 401 · same community

3 bd · 3 ba · 2,224 sqft · $495/sqft · 233 DOM

2003 GULF WAYSold · Dec ’25

$3,430,000

2003 GULF WAY

4 bd · 3.5 ba · 2,006 sqft · $1,710/sqft · 9 DOM

2653 W VINA DEL MAR BOULEVARDSold · May ’26

$660,000

2653 W VINA DEL MAR BOULEVARD

4 bd · 3 ba · 2,001 sqft · $330/sqft · 150 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Pedro Ribeiro Gloria

Your agent

Pedro Ribeiro Gloria

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3805 GULF BOULEVARD UNIT 203 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3805 GULF BOULEVARD UNIT 203 — before you fall in love.

See it in person

Schedule a tour

Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3805 GULF BOULEVARD UNIT 203 FAQs

What would the monthly payment be for 3805 GULF BOULEVARD UNIT 203?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,981/mo — principal and interest, the actual property-tax bill, the $1,100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3805 GULF BOULEVARD UNIT 203?+

The association fee works out to $1,100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3805 GULF BOULEVARD UNIT 203?+

The most recent tax bill on record (2025) was $14,860. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3805 GULF BOULEVARD UNIT 203?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Pete Beach?+

At $950,000, this home is listed about 76% above the St Pete Beach median of $539,900. The market section on this page shows how the area is trending.

Which schools are assigned to 3805 GULF BOULEVARD UNIT 203?+

Azalea Elementary School (elementary), Azalea Middle School (middle), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$950,000 runs 107% above the ST PETE BEACH 33706 median — but at 2,017 sqft it's also 60% larger than the typical St Pete Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $1,100/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Azalea Elementary School, Azalea Middle School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Ashtin Brock. MLS #TB8523219.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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