
3842 HEADSAIL DRIVE, NEW PORT RICHEY, FL, 34652
Pending48 days on marketListed Jun 30, 2026MLS #TB8524065
About this home
3842 HEADSAIL DRIVE
Completely remodeled POOL home located in the Gulf Harbors community - known for its community-owned PRIVATE BEACH. This home has a 1 car garage, newer Air Conditioner (2025), fresh paint, newer stainless steel kitchen appliances (2025), newer Washer and Dryer (2025), newer soft-touch Kitchen cabinets and soft-touch Bathroom cabinets (2025). Check out the gorgeous granite counter-tops, modern lighted bathroom mirrors, and modern lights and fans in the bedrooms and baths. The beautiful terrazzo floors have been restored and polished to offer a uniquely amazing, easy-care floor throughout the home. This home features a large living space and an enclosed, air conditioned Florida room looking out on the sparkling in-ground pool, fenced in back yard and open green space behind the house. A circular drive provides plenty of parking at this one of a kind neighborhood of (mostly) waterfront properties.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,792
Sqft
0.17 ac
Lot size
1
Garage
1970
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Port Richey actives
$1 vs $193
Days on market
48 vs 52 typical
Where $1/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flor-a-mar
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Flor-a-mar — neighborhood snapshot
Population
2,712
Median age
56
Median income
$96,857
Median home value
$435,193
Avg household
2
Households w/ children
136
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $270K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
208 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the NEW PORT RICHEY 34652 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 3842 HEADSAIL DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$680,000
4937 SOUTHSHORE DRIVE · same community
3 bd · 2 ba · 1,880 sqft · $362/sqft · 6 DOM
Sold · Aug ’25$90,000
4518 GARNET DRIVE UNIT 201 · same community
2 bd · 2 ba · 1,550 sqft · $58/sqft · 26 DOM
Sold · Apr ’26$600,000
3315 SEAWAY DRIVE · same community
3 bd · 3 ba · 2,291 sqft · $262/sqft · 104 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3842 HEADSAIL DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3842 HEADSAIL DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3842 HEADSAIL DRIVE FAQs
What would the monthly payment be for 3842 HEADSAIL DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $179/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3842 HEADSAIL DRIVE?+
The listing reports pets: Pet Deposit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $2,600, this home is listed about 99% below the New Port Richey median of $284,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3842 HEADSAIL DRIVE?+
Gulf High School (high), Gulf Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the NEW PORT RICHEY 34652 market on paper
$2,600 is 99% below the NEW PORT RICHEY 34652 median of $216,250, and at $1/sqft it sits under the New Port Richey average of $214.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $2,900, now $2,600 — a $300 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MCBRIDE KELLY & ASSOCIATES · Robert Pfeiffer, Pa. MLS #TB8524065.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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