8609 MALLARD RESERVE DRIVE UNIT 203, TAMPA, FL, 33614
Pending48 days on marketListed Jun 30, 2026MLS #TB8524573
About this home
8609 MALLARD RESERVE DRIVE UNIT 203
Move-In Ready Condo at The Grand Reserve in Tampa. 1 Bedroom, 1 Bathroom, 2nd Floor, Renovated Condo is Turn-Key and Features: New Flooring, Remodeled Bathroom, Updated kitchen w/large pantry, granite countertops, stainless steel refrigerator and dishwasher, and an oversized balcony with access from the living and bedroom...plus storage, garden view and more! The Grand Reserve Condominiums in Tampa is a gated community with great amenities Clubhouse, laundry facility, resort style swimming Pool & Spa, cabanas, Fitness Center, lighted Tennis courts, gazebo and walking trails. You are just South of Carrollwood and steps away from the heart of Tampa's shopping, dining, arts & culture, Raymond J. Stadium, Veterans and 275, Downtown Tampa, Tampa International Airport and a short drive to the beautiful Gulf coast beaches and St. Petersburg. Call today for your private showing!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
684
Sqft
1988
Year built
One
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,321 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,321/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.7%
Days on market
48 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Grand Reserve, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,250/mo median
Live Tampa rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Grand Reserve
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Grand Reserve is a short-term-rental community. See the full guide →
TAMPA 33614 — neighborhood snapshot
Population
46,218
Median age
40
Median income
$51,143
Median home value
$295,700
Avg household
2.52
Households w/ children
4,623
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $438K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 43% below the TAMPA 33614 median. See the full Tampa market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 8609 MALLARD RESERVE DRIVE UNIT 203 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8609 MALLARD RESERVE DRIVE UNIT 203 — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8609 MALLARD RESERVE DRIVE UNIT 203 FAQs
What would the monthly payment be for 8609 MALLARD RESERVE DRIVE UNIT 203?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,321/mo — principal and interest, the actual property-tax bill, the $438/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8609 MALLARD RESERVE DRIVE UNIT 203?+
The association fee works out to $438 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8609 MALLARD RESERVE DRIVE UNIT 203?+
The most recent tax bill on record (2025) was $29. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 8609 MALLARD RESERVE DRIVE UNIT 203 be rented short-term?+
Yes — this home sits inside Grand Reserve, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 8609 MALLARD RESERVE DRIVE UNIT 203?+
The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $113,900, this home is listed about 75% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 8609 MALLARD RESERVE DRIVE UNIT 203?+
Crestwood Elementary School (elementary), Leto High School (high), Pierce Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33614 market on paper
$113,900 is 43% below the TAMPA 33614 median of $199,950, and at $167/sqft it sits under the Tampa average of $345.
02Zoned for nightly rentals
Grand Reserve is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Garden & Pool views
The garden and pool view is part of what you're buying — views hold value independently of the structure.
Listing courtesy of THE REALTY GROUP LLC · Carlos Pinedo. MLS #TB8524573.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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