7425 BAY ISLAND DRIVE S UNIT 107, ST PETERSBURG, FL, 33707
Active45 days on marketListed Jul 6, 2026MLS #TB8525393
About this home
7425 BAY ISLAND DRIVE S UNIT 107
Waterfront oasis in a tropical paradise; complete low-maintenance, full-of-enjoyment lifestyle here at Bay Island. Located in the little City of South Pasadena, FL; nestled between St Petersburg and St Pete Beach - you have the best of all worlds being only minutes to the pristine beaches of the Gulf, and under a 20 minute drive to the emersed culture of Downtown St Petersburg. Upon entering this first floor unit, you will LOVE the open-concept/layout of the Kitchen, Dining, Living space. You'll notice the beautifully newly installed luxury vinyl tile in the main living space, with a fully renovated kitchen and bath. The Kitchen comes complete with white shaker cabinets, beautiful stone countertops, and brand-new stainless steel appliances. Enjoy your early morning coffee, or late afternoon night cap on the breeze filled patio that is just off your back Hurricane Rated sliding glass doors. Take an early am or pm walk around the 1.5 mile sea wall that has amazing views of Boca Ciega Bay all the way around, pop into the His/Hers gym for a quick workout, or stop in the sauna, then enjoy your afternoons by one of the 5 pools/2 spas, or at the clubhouse where there is a pickleball league, a full-scale billard, a library, card-room and entertainment room upstairs for regularly scheduled events!! The HOA dues cover all of you main utilities including Cable, Internet, Sewer, Trash, Water, Exterior Insurance and Maintenance and much much more. The cost of living in this lifestyle abundant community is quite low compared to single family homes and inflation on utilities. Oh and don't forget to enjoy the Sunday morning markets at Corey Avenue; or the frequent live music events at the clubhouse, or at Horan Park - both just a short walk from this community. You will absolutely love your decision to come live in Paradise!!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
765
Sqft
0.61 ac
Lot size
1972
Year built
One
Levels
$234
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,344 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,344/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−50.5%
$/sqft vs St Petersburg actives
$234 vs $343
Days on market
45 vs 57 typical
Where $234/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33707 — neighborhood snapshot
Population
24,456
Median age
59.8
Median income
$68,560
Median home value
$344,600
Avg household
1.88
Households w/ children
1,331
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
232 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% below the ST PETERSBURG 33707 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 7425 BAY ISLAND DRIVE S UNIT 107
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$165,000
7425 BAY ISLAND DRIVE S UNIT 203 · same community
2 bd · 2 ba · 1,050 sqft · $157/sqft · 16 DOM
Sold · Aug ’26$430,000
6700 SUNSET WAY UNIT 206
2 bd · 1 ba · 770 sqft · $558/sqft · 26 DOM
Sold · May ’26$413,500
6700 SUNSET WAY UNIT 303
2 bd · 1 ba · 770 sqft · $537/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 7425 BAY ISLAND DRIVE S UNIT 107 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7425 BAY ISLAND DRIVE S UNIT 107 — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7425 BAY ISLAND DRIVE S UNIT 107 FAQs
What would the monthly payment be for 7425 BAY ISLAND DRIVE S UNIT 107?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,344/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7425 BAY ISLAND DRIVE S UNIT 107?+
The most recent tax bill on record (2025) was $615. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7425 BAY ISLAND DRIVE S UNIT 107?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $179,000, this home is listed about 58% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7425 BAY ISLAND DRIVE S UNIT 107?+
Gulfport Montessori Elementary School (elementary), Boca Ciega High School (high), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MAR-KEY PROPERTY SERVICES LLC · Katie Leavitt, Gen. MLS #TB8525393.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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