388 MANGROVE SHADE CIRCLE, APOLLO BEACH, FL, 33572
Active110 days on marketListed Jul 6, 2026MLS #TB8526062
About this home
388 MANGROVE SHADE CIRCLE
SELLER INCENTIVE — UP TO $5,000 TOWARD BUYER CLOSING COSTS! Eligible buyers may qualify for 100% financing through our preferred lending partner. Ask for details! Why wait for new construction when you can have a nearly new, upgraded end-unit townhome that is already complete, move-in ready, and ready to enjoy? Built in 2024, this beautifully appointed two-story home offers the advantages of newer construction without the wait—or the added expense and hassle of completing upgrades after closing. This desirable end-unit features additional windows that fill the home with natural light, high ceilings, and a spacious open-concept floor plan designed for comfortable everyday living and entertaining. The upgraded kitchen is a true standout, featuring quartz countertops, a custom tile backsplash, upgraded hardware, reverse-osmosis faucet, and Samsung white glass appliances. Buyers also have the option to keep the existing appliances or have new stainless-steel appliances provided by the seller prior to closing. The living area opens through sliding glass doors to a screened-in lanai with ceiling fan, creating a relaxing outdoor space overlooking the well-maintained grassy area beyond. Upstairs, the spacious primary suite offers two walk-in closets and an upgraded ensuite bathroom. Additional highlights include a versatile loft, generously sized secondary bedrooms, custom shower tile, designer lighting, smart-home technology, a security system, and numerous thoughtfully selected owner upgrades. HOA fees include water, sewer, exterior grounds maintenance, a community pool, and playground, adding convenience and value. Ideally located in Apollo Beach, this home offers convenient access to shopping, dining, nature preserves, waterfront recreation, and major commuter routes. Why settle for builder-basic? This upgraded, nearly new Apollo Beach end-unit is thoughtfully finished and ready for its next owner. The seller is also offering up to $5,000 toward buyer closing costs, subject to contractual and lender approval.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,802
Sqft
0.07 ac
Lot size
1
Garage
2024
Year built
Two
Levels
$175
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,087 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,087/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.1%
$/sqft vs Apollo Beach actives
$175 vs $219
Days on market
110 vs 74 typical
Where $175/sqft sits among the 345 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$460K → $466K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
200 of 345
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 388 MANGROVE SHADE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$324,900
355 MANGROVE SHADE CIRCLE · same community
3 bd · 2.5 ba · 1,802 sqft · $180/sqft · 119 DOM
Sold · Aug ’26$317,800
444 MANGROVE SHADE CIRCLE · same community
3 bd · 2.5 ba · 1,802 sqft · $176/sqft · 43 DOM
Sold · Jul ’26$322,500
475 MANGROVE SHADE CIRCLE · same community
3 bd · 2.5 ba · 1,802 sqft · $179/sqft · 67 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 388 MANGROVE SHADE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 388 MANGROVE SHADE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
388 MANGROVE SHADE CIRCLE FAQs
What would the monthly payment be for 388 MANGROVE SHADE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,087/mo — principal and interest, the actual property-tax bill, the $197/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 388 MANGROVE SHADE CIRCLE?+
The association fee works out to $197 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 388 MANGROVE SHADE CIRCLE?+
The most recent tax bill on record (2025) was $5,047. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 388 MANGROVE SHADE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $316,000, this home is listed about 33% below the Apollo Beach median of $471,890. The market section on this page shows how the area is trending.
Which schools are assigned to 388 MANGROVE SHADE CIRCLE?+
Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the APOLLO BEACH 33572 market on paper
$316,000 is 24% below the APOLLO BEACH 33572 median of $417,500, and at $175/sqft it sits under the Apollo Beach average of $258.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $321,000, now $316,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of VREELAND REAL ESTATE LLC · Lindsay Clemmons. MLS #TB8526062.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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