1960 UNION STREET UNIT 5, CLEARWATER, FL, 33763
Active107 days on marketListed Jul 9, 2026MLS #TB8526137
About this home
1960 UNION STREET UNIT 5
Virtually Staged. NEW, LOWER PRICE! This price is outstanding for the neighborhood, and it’s the kind of deal you don’t want to let slip by. Opportunities like this don’t come around often. This nicely maintained first-floor residence features 2 spacious bedrooms, 2 full bathrooms, a dedicated dining area, and a comfortable family room. Charming French doors lead to an enclosed patio with its own exterior door, offering easy access to the outdoors. The primary suite includes a private bath with a walk-in shower and a generous walk-in closet. The second bedroom is also nicely sized and conveniently located near the guest bathroom, which offers a tub/shower combination. The value here is truly exceptional for this neighborhood — a price point that stands out and one you won’t want to miss. Bedroom dimensions are approximately 12' x 14' and 10' x 12', and both rooms include ceiling fans. Additional features include a full-size indoor washer and dryer, a 10' x 10' dining area, abundant closet space, neutral décor throughout that's very light and bright with easy-care tile flooring—no carpet anywhere. Built with durable block construction and situated in an X flood zone, this home also offers outdoor water spigots and a small front courtyard area. Assigned parking is conveniently located directly in front of the unit, with handicap parking nearby for added accessibility. Residents enjoy a refreshing community pool, and the adjoining Oak Lake offers a peaceful dock perfect for fishing. The location is truly unbeatable—just minutes from charming downtown Dunedin, Honeymoon Island, shopping, dining, and everyday conveniences. This move-in-ready condo delivers comfort, convenience, and an exceptional location, making it an ideal choice for year-round living or a seasonal retreat.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
893
Sqft
0 ac
Lot size
1976
Year built
One
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,464 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,464/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2.6%
$/sqft vs Clearwater actives
$168 vs $242
Days on market
107 vs 61 typical
Where $168/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33763 — neighborhood snapshot
Population
21,278
Median age
53.8
Median income
$53,552
Median home value
$215,900
Avg household
2.12
Households w/ children
1,898
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $324K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
222 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the CLEARWATER 33763 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1960 UNION STREET UNIT 5
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$271,000
1609 SCOTT STREET
2 bd · 1 ba · 936 sqft · $290/sqft · 4 DOM
Sold · May ’26$300,000
1712 CARLISLE STREET
2 bd · 1.5 ba · 840 sqft · $357/sqft · 15 DOM
Sold · Nov ’25$106,000
1799 N HIGHLAND AVENUE UNIT 31
2 bd · 1.5 ba · 813 sqft · $130/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Colleen Brown
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1960 UNION STREET UNIT 5 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1960 UNION STREET UNIT 5 — before you fall in love.
See it in person
Schedule a tour
Live availability from Colleen's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1960 UNION STREET UNIT 5 FAQs
What would the monthly payment be for 1960 UNION STREET UNIT 5?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,464/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1960 UNION STREET UNIT 5?+
The most recent tax bill on record (2025) was $2,503. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1960 UNION STREET UNIT 5?+
The listing reports pets: Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $149,950, this home is listed about 50% below the Clearwater median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1960 UNION STREET UNIT 5?+
Leila Davis Elementary School (elementary), Countryside High School (high), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLEARWATER 33763 market on paper
$149,950 is 11% below the CLEARWATER 33763 median of $168,950, and at $168/sqft it sits under the Clearwater average of $295.
02Strong assigned schools
Leila Davis Elementary School, Countryside High School, Safety Harbor Middle School — Leila Davis Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $159,900, now $149,950 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Ellen Lincoln. MLS #TB8526137.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Clearwater homes, in your inbox
Like 1960 UNION STREET UNIT 5 but not quite? A daily digest of every new listing in Clearwater — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Colleen to ping you on any price or status change →