1247 S MARTIN LUTHER KING JUNIOR AVENUE UNIT D103, CLEARWATER, FL, 33756
Pending40 days on marketListed Jul 8, 2026MLS #TB8526880
About this home
1247 S MARTIN LUTHER KING JUNIOR AVENUE UNIT D103
Welcome to this beautifully furnished 2-bedroom, 2-bath condo in the desirable 55+ Sunshine Terrace community, ideally located in the heart of Clearwater. Offering 1,120 square feet of comfortable living space, this move-in-ready residence features an updated kitchen with granite countertops, brand-new stainless steel appliances, and ample cabinetry, all flowing seamlessly into the open living and dining area. Tile flooring throughout, impact windows, in-unit washer and dryer, and a spacious Florida room provide both comfort and convenience. The primary suite offers double closets and a private ensuite bath with a walk-in shower, while the guest bedroom includes a walk-in closet and easy access to the second full bath. Enjoy assigned covered parking, elevator access, and resort-style community amenities including a heated pool, clubhouse, and active social calendar. Conveniently located just minutes from shopping, restaurants, medical facilities, and the world-famous Clearwater Beach, this fully furnished rental is perfect for seasonal stays or anyone seeking low-maintenance Florida living. Minimum lease term is three months. Association approval is required. **Flat $1000 deposit**
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,120
Sqft
0 ac
Lot size
1986
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Clearwater actives
$2 vs $224
Days on market
40 vs 54 typical
Where $2/sqft sits among the 399 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33756 — neighborhood snapshot
Population
32,928
Median age
45
Median income
$63,990
Median home value
$335,800
Avg household
2.46
Households w/ children
2,867
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
230 of 399
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the CLEARWATER 33756 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1247 S MARTIN LUTHER KING JUNIOR AVENUE UNIT D103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$100,000
1241 S MARTIN LUTHER KING JR AVENUE UNIT 302 · same community
2 bd · 2 ba · 1,120 sqft · $89/sqft · 250 DOM
Sold · Apr ’26$135,000
1247 S MARTIN LUTHER KING JR AVENUE UNIT 307 · same community
2 bd · 2 ba · 1,120 sqft · $121/sqft · 32 DOM
Sold · May ’26$111,000
1239 S MARTIN LUTHER KING JR AVENUE UNIT 103 · same community
2 bd · 2 ba · 1,120 sqft · $99/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frantreshia Miller
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1247 S MARTIN LUTHER KING JUNIOR AVENUE UNIT D103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1247 S MARTIN LUTHER KING JUNIOR AVENUE UNIT D103 — before you fall in love.
See it in person
Schedule a tour
Live availability from Frantreshia's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1247 S MARTIN LUTHER KING JUNIOR AVENUE UNIT D103 FAQs
What would the monthly payment be for 1247 S MARTIN LUTHER KING JUNIOR AVENUE UNIT D103?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1247 S MARTIN LUTHER KING JUNIOR AVENUE UNIT D103?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Pet Deposit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $1,800, this home is listed about 99% below the Clearwater median of $277,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1247 S MARTIN LUTHER KING JUNIOR AVENUE UNIT D103?+
Plumb Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CLEARWATER 33756 market on paper
$1,800 is 99% below the CLEARWATER 33756 median of $327,400, and at $2/sqft it sits under the Clearwater average of $276.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Plumb Elementary School, Clearwater High School, Oak Grove Middle School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,850, now $1,800 — a $50 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Luke Garris. MLS #TB8526880.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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