CENTURY 21 Edge
$199,9002 bd2 ba1,120 sqft$178 /sqft$1,683 /mo all-in ↓

1241 S MARTIN LUTHER KING JR AVENUE UNIT 104, CLEARWATER, FL, 33756

Active13 days on marketListed Aug 6, 2026MLS #A4702049

Priced 41% below the CLEARWATER 33756 medianCondominiumSUNSHINE TERRACE CONDO

About this home

1241 S MARTIN LUTHER KING JR AVENUE UNIT 104

Welcome to this beautifully renovated, move-in-ready condominium offering comfort, style, and an unbeatable Clearwater location. Thoughtfully redesigned from top to bottom, this inviting home features a functional floor plan with spacious living areas filled with natural light, creating the perfect setting for both year-round living and a seasonal retreat. The home has been extensively updated throughout, including a completely remodeled kitchen with stainless steel appliances, beautifully renovated bathrooms, new tile flooring, modern lighting throughout, updated HVAC, and newer windows. The beautifully updated kitchen offers ample cabinetry and counter space, while the generously sized living area provides a warm and welcoming space to relax or entertain. A versatile bonus flex room is ideal for a home office, hobby room, reading nook, or additional living space. An added convenience is the private indoor laundry area, providing everyday functionality and extra storage. The spacious bedroom offers a comfortable and peaceful retreat. Located in the desirable Sunshine Terrace 55+ community, residents enjoy a relaxed, low-maintenance lifestyle with amenities that include a heated community pool, clubhouse, and convenient elevator access. Ideally situated just minutes from world-famous Clearwater Beach, shopping, dining, parks, medical facilities, and major roadways, this home offers the perfect combination of convenience and coastal living. Whether you're searching for a full-time residence or a winter getaway, this exceptional condo is ready for you to move in and enjoy.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,120

Sqft

0 ac

Lot size

1985

Year built

One

Levels

$178

Per sqft

55+ community

Inside

FlooringTile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorLighting · Sidewalk

Community & fees

Taxes (2025)$3,099/yr
CommunityClubhouse · Pool · Sidewalks

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,683 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property tax — 2025 actual bill$258
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,997Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,997
Interest rate6.00%
Loan term

Estimated payment

$1,683/mo

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$258
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $200K
$119KedgeAI estimate $144,053 · range $124K$194K$208K

vs edgeAI estimate

+38.8%

$/sqft vs Clearwater actives

$178 vs $225

Days on market

13 vs 54 typical

Where $178/sqft sits among the 399 Clearwater actives

184 · this home
123
41
16
10
25
$117–215$215–313$313–410$410–508$508–605$605+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 1241 S MARTIN LUTHER KING JR AVENUE UNIT 104

Drive times from this address

Tampa Int’l Airport (TPA)29 min
Downtown Tampa33 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33756 — neighborhood snapshot

Population

32,928

Median age

45

Median income

$63,990

Median home value

$335,800

Avg household

2.46

Households w/ children

2,867

For the school run

Pinellas County School District

ElementaryPlumb Elementary School★★★★
HighClearwater High School★★★★★
MiddleOak Grove Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$328K$333K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

236 of 399

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 41% below the CLEARWATER 33756 median. See the full Clearwater market guide →

Paper trail

This home's history

Aug 6, 2026Listed at $199,900 · 13 days on market since
1985Built · SUNSHINE TERRACE CONDO

Reality check

What actually sold near 1241 S MARTIN LUTHER KING JR AVENUE UNIT 104

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1241 S MARTIN LUTHER KING JR AVENUE UNIT 302Sold · Mar ’26

$100,000

1241 S MARTIN LUTHER KING JR AVENUE UNIT 302 · same community

2 bd · 2 ba · 1,120 sqft · $89/sqft · 250 DOM

1247 S MARTIN LUTHER KING JR AVENUE UNIT 307Sold · Apr ’26

$135,000

1247 S MARTIN LUTHER KING JR AVENUE UNIT 307 · same community

2 bd · 2 ba · 1,120 sqft · $121/sqft · 32 DOM

1239 S MARTIN LUTHER KING JR AVENUE UNIT 103Sold · May ’26

$111,000

1239 S MARTIN LUTHER KING JR AVENUE UNIT 103 · same community

2 bd · 2 ba · 1,120 sqft · $99/sqft · 24 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 1241 S MARTIN LUTHER KING JR AVENUE UNIT 104 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1241 S MARTIN LUTHER KING JR AVENUE UNIT 104 — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1241 S MARTIN LUTHER KING JR AVENUE UNIT 104 FAQs

What would the monthly payment be for 1241 S MARTIN LUTHER KING JR AVENUE UNIT 104?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,683/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1241 S MARTIN LUTHER KING JR AVENUE UNIT 104?+

The most recent tax bill on record (2025) was $3,099. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Clearwater?+

At $199,900, this home is listed about 28% below the Clearwater median of $278,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1241 S MARTIN LUTHER KING JR AVENUE UNIT 104?+

Plumb Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FINE PROPERTIES · Debra Briscoe. MLS #A4702049.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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