12970 STEED TRACE LOOP, LITHIA, FL, 33547
Active10 days on marketListed Jul 9, 2026MLS #TB8527699
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About this home
12970 STEED TRACE LOOP
SELLER OFFERING BUYER CONCESSIONS! STUNNING HOME! Located in the master planned community of Hawkstone, this modern 2023 built home features 5 bedrooms, 4 full bathrooms, and a 3-car garage. Upon arrival, you'll notice the many exterior upgrades which include stacked-stone, wood-look garage door, front porch with pavers, and double glass front doors which allow for plenty of natural light. Step inside, into a desirable open floorplan with a spacious foyer and a private office with French doors near the entryway. WOOD LOOK TILE FLOORS AND HIGH CEILINGS THROUGHOUT! The kitchen has many appealing features, with a large extended island with seating space & pendant lights, quartz countertops, ample cabinetry with crown molding, tiled backsplash, walk-in pantry, farmhouse sink, stainless-steel appliances with a stainless rangehood, gas cooktop, and built-in oven! There is a bedroom and full bathroom on the main floor, perfect to use as a guest suite. Upstairs, is a BONUS ROOM for plenty of extra space to use as desired. The remaining bedrooms are upstairs with one of the bedrooms having its own private bathroom, and two of the bedrooms joined with a jack and jill bathroom which has a double sink vanity so everyone can have their own bathroom space! The Primary Suite has all you could ever want, with a luxurious ensuite bathroom with tile floors and a fully tiled walk-in shower with a built-in bench & frameless glass enclosure, separate garden tub, dual vanities each with sinks, and an oversized walk-in closet. The backyard has triple sliding glass doors leading to a covered screened-in lanai with pavers and ceiling fans to comfortably enjoy Florida living. There is also a Firepit, plenty of backyard space, and a private pond view! NO REAR NEIGHBORS! Hawkstone is Zoned for A-rated Barrington Middle School and Newsome High School! This community has so much to offer with amenities that include a dog park, two pools, playgrounds, clubhouse, sports courts, and many walking/biking trails. This home is a must see! Don't miss out, call today to schedule your private viewing!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,606
Sqft
0.17 ac
Lot size
3
Garage
2023
Year built
Two
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,032 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,032/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−9.6%
$/sqft vs Lithia actives
$181 vs $221
Days on market
10 vs 30 typical
Where $181/sqft sits among the 138 Lithia actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lithia
Drive times from this address
Get to know Lithia. See the full Lithia guide →
LITHIA 33547 — neighborhood snapshot
Population
31,268
Median age
36.8
Median income
$121,769
Median home value
$477,300
Avg household
3.24
Households w/ children
4,884
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lithia market
$580K → $588K
Lithia median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
80 of 138
Lithia actives have cut their price
Median sold price, Lithia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the LITHIA 33547 median. See the full Lithia market guide →
Paper trail
This home's history
Reality check
What actually sold near 12970 STEED TRACE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$785,850
14615 SWISS BRIDGE DRIVE
5 bd · 4 ba · 3,578 sqft · $220/sqft · 0 DOM
Sold · Mar ’26$721,000
14839 RIDER PASS DRIVE
5 bd · 4 ba · 3,547 sqft · $203/sqft · 5 DOM
Sold · May ’26$800,000
14261 SWISS BRIDGE DRIVE
5 bd · 4 ba · 3,546 sqft · $226/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jonathan Santos
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 12970 STEED TRACE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12970 STEED TRACE LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Jonathan's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12970 STEED TRACE LOOP FAQs
What would the monthly payment be for 12970 STEED TRACE LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,032/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12970 STEED TRACE LOOP?+
The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12970 STEED TRACE LOOP?+
The most recent tax bill on record (2025) was $13,034. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12970 STEED TRACE LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lithia?+
At $653,900, this home is listed about 15% above the Lithia median of $569,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12970 STEED TRACE LOOP?+
Newsome High School (high), Barrington Middle School (middle), Stowers Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$653,900 runs 31% above the LITHIA 33547 median — but at 3,606 sqft it's also 35% larger than the typical Lithia listing.
02Strong assigned schools
Newsome High School, Barrington Middle School, Stowers Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Newsome High School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $654,900, now $653,900 — a $1K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of WESTON GROUP · Monica Guillen. MLS #TB8527699.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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