CENTURY 21 Edge
$264,0003 bd2 ba1,296 sqft$204 /sqft≈$2,175 /mo all-in ↓

3087 DUANE AVENUE, OLDSMAR, FL, 34677

Active94 days on marketListed Jul 10, 2026MLS #TB8527948

Single Family ResidenceWEST OLDSMAR SEC 1

About this home

3087 DUANE AVENUE

Auction Property. EVERYONE WELCOME TO BID….AUCTION SALE HELD at the HOME on SAT OCT. 10 at 11am....Preview from 10am on sale day........ Because this is an auction sale, the home may sell for less than or more than the listed price…………REGISTER at the auction sale………….Bring photo ID..... 5% deposit due on sale day from winning bidder (personal checks accepted). ......Seller pays Title Insurance CLEAN TITLE TRANSFERES TO BUYER........AUCTION SALE TERMS AT BOTTOM OF THIS PAGE....................... Recently SOLAR POWERED w/ almost $0.00 electric bills. Home is on nearly one-third of an acre and offers ample space to enjoy, expand, or customize.. Recent additional updates include a durable metal roof, hurricane-rated windows, and elevated entryways. Inside, the home features an open layout that connects the living, dining, and kitchen areas, creating a comfortable flow for everyday living and entertaining. The private in-law suite has its own entrance, giving the home added versatility for multi-generational living, guests, work-from-home needs, or income-producing possibilities. Seller reports no known flooding of the home. The .3 acre fully fenced backyard is spacious and inviting, with mature landscaping, fruit trees, and a paved patio area ready for an outdoor kitchen, a fire pit or an Accessory Dwelling Unit. A custom-built shed/workshop adds even more usable space for storage, tools, hobbies, or a creative studio.......TERMS:....... At the end of the sale, the winning bidder will sign the contract for sale and purchase, place a 5% deposit (personal or business checks are accepted) with AMERICAN HERITAGE AUCTIONEERS to be held in escrow, balance is due within 45 days, Seller pays for Title Insurance Policy and Documentary Stamps. Clean Title is transferred free and clear of all debt. PAPPAS LAW and TITLE will close the transaction.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,296

Sqft

0.3 ac

Lot size

1969

Year built

One

Levels

$204

Per sqft

Inside

FlooringCeramic Tile · Terrazzo
AppliancesConvection Oven · Dishwasher · Dryer · Refrigerator · Washer
InteriorKitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Stone Counters · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionStucco
FoundationBlock · Crawlspace
FacesSouthwest
ExteriorAwning(s) · French Doors · Garden · Lighting · Private Mailbox · Rain Gutters · Storage

Community & fees

Taxes (2024)$4,131/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,175 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,554
FHA mortgage insurance (est.)$117
Property tax — 2024 actual bill$344
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,240Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,240
Interest rate6.00%
Loan term

Estimated payment

$2,175/mo

Principal & interest$1,554
FHA mortgage insurance (est.)$117
Property taxes (actual bill)$344
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $264K
$253KedgeAI estimate $302,203 · range $290K–$321K$334K

vs edgeAI estimate

−12.6%

$/sqft vs Oldsmar actives

$204 vs $218

Days on market

94 vs 80 typical

Where $204/sqft sits among the 148 Oldsmar actives

27
37 · this home
24
31
13
16
$137–171$171–206$206–240$240–274$274–308$308+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside West Oldsmar

Drive times from this address

Tampa Int’l Airport (TPA)≈ 25 min
Downtown Tampa≈ 28 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oldsmar. See the full Oldsmar guide →

West Oldsmar — neighborhood snapshot

Population

1,057

Median age

37

Median income

$90,345

Median home value

$486,400

Avg household

2

Households w/ children

120

For the school run

Pinellas County School District

ElementaryOldsmar Elementary School★★★★★
MiddleJoseph L. Carwise Middle School★★★★★
HighEast Lake High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oldsmar market

Seller’s marketLeans seller — 4.2 months of inventoryBuyer’s market

$400K → $360K

Oldsmar median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

85 of 148

Oldsmar actives have cut their price

Median sold price, Oldsmar, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 9% above the OLDSMAR 34677 median. See the full Oldsmar market guide →

Paper trail

This home's history

Jul 10, 2026Listed at $264,000 · 94 days on market since
1969Built · WEST OLDSMAR SEC 1

Reality check

What actually sold near 3087 DUANE AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3164 DUANE AVENUESold · Mar ’26

$325,000

3164 DUANE AVENUE · same community

3 bd · 2 ba · 1,044 sqft · $311/sqft · 160 DOM

3071 HURON AVENUESold · Sep ’26

$469,900

3071 HURON AVENUE · same community

3 bd · 2.5 ba · 1,680 sqft · $280/sqft · 65 DOM

3071 HURON AVENUESold · Nov ’25

$275,000

3071 HURON AVENUE · same community

3 bd · 2.5 ba · 1,680 sqft · $164/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 3087 DUANE AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3087 DUANE AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3087 DUANE AVENUE FAQs

What would the monthly payment be for 3087 DUANE AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,175/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3087 DUANE AVENUE?+

The most recent tax bill on record (2024) was $4,131. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Oldsmar?+

At $264,000, this home is listed about 17% below the Oldsmar median of $319,450. The market section on this page shows how the area is trending.

Which schools are assigned to 3087 DUANE AVENUE?+

Oldsmar Elementary School (elementary), Joseph L. Carwise Middle School (middle), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of AMERICAN HERITAGE REALTY, INC. · Michael Peters. MLS #TB8527948.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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