CENTURY 21 Edge
$445,000$485,0003 bd2 ba1,488 sqft$299 /sqft≈$3,449 /mo all-in ↓

9813 51ST AVENUE N, ST PETERSBURG, FL, 33708

Active89 days on marketListed Jul 15, 2026MLS #TB8528371

✦ Priced 14% below the ST PETERSBURG 33708 median✦ Reduced $40KSingle Family ResidenceBAY PINES ESTATES

About this home

9813 51ST AVENUE N

Well-Maintained Home in Desirable Bay Pines Estates Welcome to Bay Pines Estates, one of St. Petersburg’s desirable residential neighborhoods, where location and everyday Florida living come together. This 3-bedroom, 2-bath home offers 1,488 square feet of comfortable living space, with new flooring throughout and a roof replaced in 2022. The home has been well cared for, giving its next owner a great foundation to enjoy as-is or personalize over time. Outside, enjoy a resurfaced driveway, a one-car garage, and a yard with room to make it your own. Conveniently located near Gulf beaches, shopping, dining, parks, and the Pinellas Trail, this home puts you close to the best of the St. Petersburg lifestyle. With an established neighborhood setting and no HOA or CDD fees, this is an opportunity to own in a sought-after area and make the space your own. Come see what makes Bay Pines Estates such a great place to call home!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,488

Sqft

0.14 ac

Lot size

1

Garage

1959

Year built

One

Levels

$299

Per sqft

Inside

FlooringTile
AppliancesConvection Oven · Dishwasher · Refrigerator
InteriorCeiling Fan(s)
LaundryNone
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorthwest
ExteriorIrrigation System · Private Yard

Community & fees

Taxes (2025)$5,665/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,449 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,620
FHA mortgage insurance (est.)$197
Property tax — 2025 actual bill$472
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,575Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,575
Interest rate6.00%
Loan term

Estimated payment

$3,449/mo

Principal & interest$2,620
FHA mortgage insurance (est.)$197
Property taxes (actual bill)$472
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $445K
$419KedgeAI estimate $449,947 · range $436K–$478K$497K

vs edgeAI estimate

−1.1%

$/sqft vs St Petersburg actives

$299 vs $313

Days on market

89 vs 72 typical

Where $299/sqft sits among the 400 St Petersburg actives

151
135 · this home
44
29
9
32
$116–262$262–407$407–553$553–698$698–844$844+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Drive times from this address

Downtown Tampa≈ 37 min
Tampa Int’l Airport (TPA)≈ 37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33708 — neighborhood snapshot

Population

15,306

Median age

61.1

Median income

$83,773

Median home value

$463,700

Avg household

1.9

Households w/ children

600

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller — 4.4 months of inventoryBuyer’s market

$380K → $402K

St Petersburg median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

246 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 14% below the ST PETERSBURG 33708 median. See the full St Petersburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $445,000 ▼ $40K
Jul 15, 2026Listed at $485,000 · 89 days on market since
1959Built · BAY PINES ESTATES

Reality check

What actually sold near 9813 51ST AVENUE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5473 97TH WAY NSold · Jun ’26

$575,000

5473 97TH WAY N · same community

3 bd · 2 ba · 1,529 sqft · $376/sqft · 106 DOM

9725 48TH PLACE NSold · Aug ’26

$489,000

9725 48TH PLACE N · same community

3 bd · 3 ba · 1,442 sqft · $339/sqft · 39 DOM

4990 99TH STREET NSold · Mar ’26

$440,000

4990 99TH STREET N · same community

3 bd · 2 ba · 1,438 sqft · $306/sqft · 2 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 9813 51ST AVENUE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9813 51ST AVENUE N — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9813 51ST AVENUE N FAQs

What would the monthly payment be for 9813 51ST AVENUE N?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,449/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9813 51ST AVENUE N?+

The most recent tax bill on record (2025) was $5,665. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in St Petersburg?+

At $445,000, this home is listed about 6% above the St Petersburg median of $420,000. The market section on this page shows how the area is trending.

Which schools are assigned to 9813 51ST AVENUE N?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ST PETERSBURG 33708 market on paper

$445,000 is 14% below the ST PETERSBURG 33708 median of $515,000, and at $299/sqft it sits under the St Petersburg average of $368.

02Strong assigned schools

Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $485,000, now $445,000 — a $40K cut. The full history is in the market section below.

Listing courtesy of REALTY ONE GROUP ADVANTAGE · Nicholas Davis. MLS #TB8528371.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New St Petersburg homes, in your inbox

Like 9813 51ST AVENUE N but not quite? A daily digest of every new listing in St Petersburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.

By checking this box, I provide my prior express written consent to CENTURY 21 Edge, directly or through its affiliated real estate agents, to contact me at the telephone number(s) and email address I provide regarding my inquiry, real estate services, and marketing or promotional communications, including property listings, market updates, open houses, home value reports, and related real estate information. I authorize calls and text messages made using an automatic telephone dialing system or other automated technology and calls using prerecorded or artificial voice. I also consent to receive marketing and promotional emails. Consent is not a condition of purchasing any property, goods, or services. Message and data rates may apply. Message frequency varies. Reply STOP to opt out of text messages or HELP for help. I may unsubscribe from marketing emails using the unsubscribe link in any marketing email. I may revoke my consent to calls or text messages at any time using any reasonable method. Calls with CENTURY 21 Edge may be recorded. See our Privacy Policy, Terms of Use, and SMS Terms.

Just watching this one home? Ask Iain to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated October 12, 2026 at 5:43 PM UTC. The listing information on this page last changed on October 12, 2026 at 5:43 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on October 12, 2026 at 5:43 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: October 12, 2026 at 5:43 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.