8115 HARWICH PORT LANE, GIBSONTON, FL, 33534
Active101 days on marketListed Jul 16, 2026MLS #TB8528483
About this home
8115 HARWICH PORT LANE
PRICE IMPROVEMENT!!! First floor bedroom and bathroom! SELLER WILL CONTRIBUTE TOWARDS A RATE BUY DOWN with an acceptable offer! Welcome to an exceptional opportunity in Carriage Pointe! This spacious 5-bedroom, 3-bath home offers 2,674 square feet of flexible living space on a desirable corner lot. Designed for both everyday living and entertaining, the open floor plan features a generous kitchen with a large island, spacious living and dining areas, and a first-floor bedroom with a full bath—perfect for guests, a home office, or multigenerational living. Upstairs, you'll find a spacious primary suite with an ensuite bath, additional bedrooms, and flexible living space that can adapt to your lifestyle. The oversized backyard and corner-lot setting provide plenty of room to enjoy Florida outdoor living. Located in desirable Carriage Pointe, residents enjoy a community pool, playground, tennis courts, walking trails, and convenient access to I-75, shopping, dining, and area amenities. AC replaced in 2023 and water heater replaced in 2025. Seller is offering to contribute toward buyer closing costs and/or an interest-rate buydown with an acceptable offer. With five bedrooms, three full baths, generous living space, a two-car garage, and an attractive new price, this home is an opportunity you won't want to miss!
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,674
Sqft
0.17 ac
Lot size
2
Garage
2017
Year built
Two
Levels
$139
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,488 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,488/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.9%
$/sqft vs Gibsonton actives
$139 vs $179
Days on market
101 vs 35 typical
Where $139/sqft sits among the 60 Gibsonton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gibsonton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Gibsonton. See the full Gibsonton guide →
GIBSONTON 33534 — neighborhood snapshot
Population
18,018
Median age
33.1
Median income
$73,600
Median home value
$274,000
Avg household
3.14
Households w/ children
2,552
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gibsonton market
$310K → $312K
Gibsonton median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
29 of 60
Gibsonton actives have cut their price
Median sold price, Gibsonton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the GIBSONTON 33534 median. See the full Gibsonton market guide →
Paper trail
This home's history
Reality check
What actually sold near 8115 HARWICH PORT LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$384,900
8201 BILSTON VILLAGE LANE · same community
5 bd · 3 ba · 2,674 sqft · $144/sqft · 46 DOM
Sold · Feb ’26$357,000
8212 BILSTON VILLAGE LANE · same community
4 bd · 2.5 ba · 2,526 sqft · $141/sqft · 99 DOM
Sold · Apr ’26$320,000
12003 LEDBURY COMMONS DRIVE · same community
4 bd · 2 ba · 1,851 sqft · $173/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8115 HARWICH PORT LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8115 HARWICH PORT LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8115 HARWICH PORT LANE FAQs
What would the monthly payment be for 8115 HARWICH PORT LANE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,488/mo — principal and interest, the actual property-tax bill, the $11/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8115 HARWICH PORT LANE?+
The association fee works out to $11 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8115 HARWICH PORT LANE?+
The most recent tax bill on record (2025) was $7,099. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8115 HARWICH PORT LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Gibsonton?+
At $372,900, this home is listed about 20% above the Gibsonton median of $310,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8115 HARWICH PORT LANE?+
Gibsonton Elementary School (elementary), East Bay High School (high), Dowdell Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$372,900 runs 42% above the GIBSONTON 33534 median — but at 2,674 sqft it's also 61% larger than the typical Gibsonton listing.
02Time on market is leverage
101 days on market against a Gibsonton median of 35 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $405,340, now $372,900 — a $32K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Shawn Hyer. MLS #TB8528483.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Gibsonton homes, in your inbox
Like 8115 HARWICH PORT LANE but not quite? A daily digest of every new listing in Gibsonton — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Donna to ping you on any price or status change →