4220 W UNION STREET, TAMPA, FL, 33607
Active82 days on marketListed Jul 22, 2026MLS #TB8528587
About this home
4220 W UNION STREET
Virtually Staged. Price Improvement! Searching for the combination of complete peace of mind and unparalleled convenience in Tampa? This turnkey 4BD/3BA mid-century block home is insurance-friendly, featuring a New Roof, HVAC, Windows (except one), and Electrical Panel. Minutes from Tampa International Airport the proposed New Rays Stadium, The Raymond James Stadium, and 15 minutes to Downtown, it is the ultimate opportunity offering modern comfort and a prime location. Welcome to a beautifully remodelled mid-century modern residence updated in a modern style. Tucked into the quiet Lincoln Gardens neighborhood, an established community that is also undergoing an exciting transformation with new homes commanding up to $900,000. This is driven by being positioned close to high-end dining/shopping, easy access to travel, and major sports venues: Raymond James Stadium, the proposed Rays Stadium, and George Steinbrenner Field. Step inside to a bright interior lit by natural light designed for the rhythm of modern life. The interior features a refreshed kitchen with durable granite countertops, stainless steel appliances, and wood cabinets. With four bedrooms and three full bathrooms, there is plenty of room for a growing household or a dedicated home office. The amazing value in this home lies in its renewal. Every major big-ticket item has been taken care of: a brand-new Roof, new high-efficiency Windows, a new HVAC system, and an updated Electrical Panel. Along with new luxury vinyl plank flooring throughout plus fresh paint inside and out! You can move right in without the stress or expense of upcoming maintenance. Outside, the generous lot features a large, securely fenced backyard shaded by mature trees. It is a fantastic canvas for outdoor entertaining, pet lovers, or a future pool. Directly beyond your property line sits the Loretta Ingraham Recreation Center, serving as an incredible, free lifestyle extension equipped with a pool, fitness room, and summer camps. Positioned at the center of everything, you are a mere two minutes from the premier shopping and dining at International Plaza, five minutes from the terminal at Tampa International Airport, and fifteen minutes from downtown Tampa. Looking for white sand beaches? Clearwater Beach is an easy forty-minute drive away. The seller contracted a licensed and insured company to address an issue revealed during the previous contract. Contact the listing agent for details, a copy of the contract, and the lifetime warranty. The work has been completed and a permit is in process. Your chance to enjoy this rapidly rising neighborhood awaits. Seller is open to lease to own options. Reach out for more information. *Virtual Sod Added, no other virtual staging added. Make an appointment today to tour this gem and make it yours!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,500
Sqft
0.13 ac
Lot size
1969
Year built
One
Levels
$309
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,530 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,530/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.1%
$/sqft vs Tampa actives
$309 vs $289
Days on market
82 vs 64 typical
Where $309/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Carver City / Lincoln Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Carver City / Lincoln Gardens — neighborhood snapshot
Population
4,898
Median age
33
Median income
$84,441
Median home value
$226,546
Avg household
2
Households w/ children
248
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
231 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% above the TAMPA 33607 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4220 W UNION STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$795,000
4017 W DE LEON STREET
3 bd · 2 ba · 1,712 sqft · $464/sqft · 9 DOM
Sold · Jun ’26$585,000
3210 W HORATIO STREET UNIT 14
3 bd · 2.5 ba · 1,740 sqft · $336/sqft · 24 DOM
Sold · Apr ’26$695,000
4521 W AZEELE STREET
3 bd · 2 ba · 1,748 sqft · $398/sqft · 265 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Pedro Ribeiro Gloria
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4220 W UNION STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4220 W UNION STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Pedro's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4220 W UNION STREET FAQs
What would the monthly payment be for 4220 W UNION STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,530/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4220 W UNION STREET?+
The most recent tax bill on record (2025) was $5,203. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4220 W UNION STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $464,000, this home is listed about 7% above the Tampa median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4220 W UNION STREET?+
Jefferson High School (high), Pierce Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary), Dickenson Elementary School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Cristy Holt. MLS #TB8528587.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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