CENTURY 21 Edge
$355,000$399,0003 bd2 ba1,095 sqft$324 /sqft≈$3,172 /mo all-in ↓

4402 W TRILBY AVENUE, TAMPA, FL, 33616

Active100 days on marketListed Jul 17, 2026MLS #TB8528687

✦ Priced 21% below the TAMPA 33616 median✦ Reduced $44KSingle Family ResidenceGANDY GARDENS 2

About this home

4402 W TRILBY AVENUE

Virtually Staged. Welcome to this charming and affordable 3-bedroom, 2-bath home in the heart of South Tampa! Thoughtfully updated, this home features a refreshed kitchen and renovated bathrooms, offering modern style and move-in-ready convenience. Outside of the three spacious bedrooms this home also features an office directly off the master bedroom making it perfect for working from home. Step outside to enjoy the spacious and fully fenced backyard, perfect for pets, entertaining, gardening, or simply relaxing in your own private outdoor retreat. Ideally located near highly rated schools, the Westshore Marina District, Michelin Star dining, Macdill AFB, parks, and everything South Tampa has to offer. Whether you're a first-time homebuyer, looking for a solid investment property, or seeking a great Airbnb opportunity, this home checks all the boxes.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,095

Sqft

0.14 ac

Lot size

1955

Year built

One

Levels

$324

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile · Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Stone Counters · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
FacesNorth
ParkingCovered · Driveway · Parking Pad
ExteriorRain Gutters · Sliding Doors

Community & fees

Taxes (2025)$5,010/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,172 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,437
FHA mortgage insurance (est.)$157
Property tax — 2025 actual bill$418
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,425Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,425
Interest rate7.50%
Loan term

Estimated payment

$3,172/mo

Principal & interest$2,437
FHA mortgage insurance (est.)$157
Property taxes (actual bill)$418
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $355K
$319KedgeAI estimate $354,113 · range $332K–$390K$405K

vs edgeAI estimate

+0.3%

$/sqft vs Tampa actives

$324 vs $262

Days on market

100 vs 57 typical

Where $324/sqft sits among the 400 Tampa actives

138
146
51 · this home
29
11
25
$145–234$234–324$324–414$414–503$503–593$593+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Gandy/sun Bay South

Drive times from this address

Downtown Tampa≈ 10 min
Tampa Int’l Airport (TPA)≈ 20 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Gandy/sun Bay South — neighborhood snapshot

Population

21,434

Median age

39

Median income

$80,354

Median home value

$420,811

Avg household

2

Households w/ children

1,986

For the school run

Hillsborough County School District

ElementaryLanier Elementary School★★★★★
HighRobinson High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller — 4.2 months of inventoryBuyer’s market

$413K → $430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

215 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 21% below the TAMPA 33616 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $355,000 ▼ $44K
Jul 17, 2026Listed at $399,000 · 100 days on market since
1955Built · GANDY GARDENS 2

Reality check

What actually sold near 4402 W TRILBY AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4420 W OKLAHOMA AVENUESold · Apr ’26

$295,000

4420 W OKLAHOMA AVENUE · same community

3 bd · 1 ba · 1,106 sqft · $267/sqft · 8 DOM

4421 LEILA AVENUESold · May ’26

$230,000

4421 LEILA AVENUE · same community

4 bd · 1 ba · 1,062 sqft · $217/sqft · 165 DOM

4430 W TRILBY AVENUESold · Sep ’26

$379,000

4430 W TRILBY AVENUE · same community

3 bd · 2 ba · 1,060 sqft · $358/sqft · 190 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Chad Creech

Your agent

Chad Creech

President, Commercial and Development Services · CENTURY 21 Edge

Tours, negotiation, and every question about 4402 W TRILBY AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4402 W TRILBY AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4402 W TRILBY AVENUE FAQs

What would the monthly payment be for 4402 W TRILBY AVENUE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,172/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4402 W TRILBY AVENUE?+

The most recent tax bill on record (2025) was $5,010. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4402 W TRILBY AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tampa?+

At $355,000, this home is listed about 17% below the Tampa median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4402 W TRILBY AVENUE?+

Lanier Elementary School (elementary), Robinson High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the TAMPA 33616 market on paper

$355,000 is 21% below the TAMPA 33616 median of $447,000, and at $324/sqft it sits under the Tampa average of $342.

02Strong assigned schools

Lanier Elementary School, Robinson High School, Patricia Sullivan Metropolitan Ministries Partnership School — Lanier Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $399,000, now $355,000 — a $44K cut. The full history is in the market section below.

Listing courtesy of FLORIDA EXECUTIVE REALTY 2 · Connor Loyd. MLS #TB8528687.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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