
10734 OSPREY LANDING WAY, THONOTOSASSA, FL, 33592
Active78 days on marketListed Aug 21, 2026MLS #TB8529300
About this home
10734 OSPREY LANDING WAY
10734 Osprey Landing Way is a 1.8-acre canal-front homesite in Stonelake Ranch, a 24/7 guard-gated community in Thonotosassa, Florida 33592, in Hillsborough County. The lot faces southeast on a primary deep-water canal. Its water views take in natural wetlands, native foliage and tall bald cypress trees. The canal connects directly to Lake Thonotosassa, an 880-acre all-sports freshwater lake that is the largest lake in Hillsborough County. That combination of acreage, gated security and boating access is rare in the Tampa Bay area. The lot's elevation gives architects more design options. It could support a custom home with a walkout lower level or a home spread across multiple levels. There is also potential for a private boat dock in the backyard, subject to approvals, with navigable water access from the canal into Lake Thonotosassa. The lake allows powerboating, waterskiing, wakeboarding, jet skiing and tubing, and it is known for trophy bass fishing. Stonelake Ranch covers 680 acres of rolling countryside and has only 160 estate sites. That keeps density low and leaves plenty of open green space and privacy between homes. Community amenities center on the Lakeside Lodge clubhouse. The Lodge has broad wraparound porches, gathering spaces, a social kitchen for private events and a fully equipped fitness center. There is also a private community boat ramp and dock access. This lot is close to the Lakeside Lodge. Inside the community, Hendry Lake is a private 37-acre, non-motorized lake that serves as a waterfowl sanctuary. It is used for kayaking, canoeing and paddleboarding. Stonelake Ranch is equestrian-friendly, and community rules allow up to one horse per acre. More than 240 acres are set aside as common area and open meadows, and a network of 40 ft wide fenced riding and walking trails winds through the property. Stonelake Ranch feels rural, but it is still well connected to the rest of Tampa Bay. I-75 and I-4 give quick access to the region's business and cultural centers. Downtown Tampa, the University of South Florida and Moffitt Cancer Center are about 20 to 25 minutes away. Publix and other grocery stores, restaurants, medical clinics, and public and private schools are about 10 to 15 minutes from the front gate. Tampa International Airport (TPA), Tampa Executive Airport, major sports venues, Gulf Coast beaches and Orlando's theme parks are all within reach for day trips and weekend getaways. Key facts: 1.8 acres, southeast-facing, on a primary deep-water canal with direct access to 880-acre Lake Thonotosassa, in a 24/7 guard-gated community with 160 homesites on 680 acres. The community is equestrian-friendly, and a clubhouse, fitness center, boat ramp and trails are included. Stonelake Ranch Approved Builders are available for appointments to help design and build a custom home on this site that fits the lot's water views and elevation. Current property taxes reflect land value only, so they will change once a home is built. Directions: Navigate to the Stonelake Ranch gate at 10400 Oak Canopy Jct, Thonotosassa, FL 33592, then continue to the property at 10734 Osprey Landing Way, Thonotosassa, FL 33592. All travel times are approximate. Buyers should verify all information, including dock permitting, elevation, flood zone, deed restrictions and building requirements.
Facts & features
The home at a glance
1.81 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,961 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,961/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Thonotosassa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Thonotosassa. See the full Thonotosassa guide →
THONOTOSASSA 33592 — neighborhood snapshot
Population
12,333
Median age
42.4
Median income
$68,802
Median home value
$288,600
Avg household
2.77
Households w/ children
1,279
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Thonotosassa market
$449K → $425K
Thonotosassa median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
Median sold price, Thonotosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 92% above the THONOTOSASSA 33592 median. See the full Thonotosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 10734 OSPREY LANDING WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$425,000
12706 MCINTOSH ROAD
4 bd · 2 ba · 1,725 sqft · $246/sqft · 171 DOM
Sold · Jun ’26$738,000
12136 MCINTOSH ROAD
3 bd · 2 ba · 2,664 sqft · $277/sqft · 260 DOM
Sold · Dec ’25$695,000
11204 LAKE SASSA DRIVE
4 bd · 2.5 ba · 2,679 sqft · $259/sqft · 122 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10734 OSPREY LANDING WAY — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10734 OSPREY LANDING WAY — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10734 OSPREY LANDING WAY FAQs
What would the monthly payment be for 10734 OSPREY LANDING WAY?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $7,961/mo — principal and interest, the actual property-tax bill, the $750/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10734 OSPREY LANDING WAY?+
The association fee works out to $750 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10734 OSPREY LANDING WAY?+
The most recent tax bill on record (2025) was $8,598. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10734 OSPREY LANDING WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Thonotosassa?+
At $950,000, this home is listed about 91% above the Thonotosassa median of $497,404. The market section on this page shows how the area is trending.
Which schools are assigned to 10734 OSPREY LANDING WAY?+
Strawberry Crest High School (high), Bailey Elementary School (elementary), Burnett Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$950,000 runs 92% above the THONOTOSASSA 33592 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $750/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Strawberry Crest High School, Bailey Elementary School, Burnett Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Strawberry Crest High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS TAMPA DOWNTOWN · Virginia Torres Bond. MLS #TB8529300.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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