CENTURY 21 Edge
Short-Term Rental Eligible
$417,000$420,0003 bd2 ba1,722 sqft$242 /sqft$3,238 /mo all-in ↓

2250 SPRINGWOOD CIR W, CLEARWATER, FL, 33763

Active58 days on marketListed Jul 24, 2026MLS #TB8530034

Reduced $3KSingle Family ResidenceSPRING LAKE OF CLEARWATER

About this home

2250 SPRINGWOOD CIR W

Welcome to Springwood Circle in Clearwater! This beautifully maintained home offers the perfect blend of comfort, efficiency, and Florida living. Featuring a spacious split floor plan, this home is ideal for both everyday living and entertaining, and is conveniently located just minutes from downtown Dunedin. The generously sized primary suite includes a versatile office or private sitting room, providing approximately 100 additional square feet of air-conditioned space. It is the perfect area for working from home, reading, relaxing, or creating your own private retreat. The well-appointed kitchen features granite countertops and stainless-steel appliances. The family room features a fully functioning wood-burning fireplace and the secondary living space flows into the dining area, which opens to the screened-in patio. The spacious patio features durable ceramic tile flooring, creating a comfortable and inviting outdoor living space. The home also offers additional square feet of additional roof-line area over the patio that has been insulated, providing an excellent opportunity to potentially enclose the screened patio in the future and create additional living space, subject to applicable permits and approvals. The additional bedrooms in the front of the home provide flexibility for family and guests. The large split garage includes attic space for additional storage. Step outside to enjoy the beautifully landscaped yard, featuring an olive tree, cherry trees, well-established grapevines, pineapple plants, and raised garden beds—perfect for gardening enthusiasts or anyone who enjoys growing fresh herbs, fruits, and vegetables. There is a fully paid-off solar panel system. There are no solar loan payments to assume, and the solar panels are included with the home and will belong to the new owner. Enjoy the potential energy savings and long-term value of solar ownership without taking on an existing solar loan. For added peace of mind, the home has recently received a favorable home inspection report, reflecting the care and maintenance invested by the current owners. The inspection report is available for review by interested buyers. A termite protection contract has been maintained since 2017 and is transferable to the new owner, providing an additional layer of protection and peace of mind. The home is equipped with a Puragain whole-house water filtration system installed in 2024. The filters were recently replaced this month and are expected to provide approximately two more years of service. Impact windows help significantly reduce exterior road noise, allowing you to enjoy a quieter, more peaceful home—even with Keene Road nearby. Residents also enjoy desirable HOA amenities, including tennis courts, a playground, clubhouse, pool, and spa, as well as beautiful lakes and common areas perfect for walking and enjoying the outdoors. Conveniently located just minutes from Clearwater's award-winning beaches, downtown Dunedin, shopping, dining, parks, golf courses, and major commuter routes, this home offers the best of Florida living in a desirable location. Don't miss this move-in-ready gem—schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,722

Sqft

0.14 ac

Lot size

2

Garage

1988

Year built

One

Levels

$242

Per sqft

FireplacePets allowed

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Filtration System
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · High Ceilings · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryIn Garage · Washer Hookup
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco · Wood Frame
FoundationSlab
FacesEast
ParkingGarage Door Opener · Split Garage
ExteriorPrivate Mailbox · Rain Gutters · Sliding Doors

Community & fees

HOA fee$142/mo
Taxes (2025)$3,555/yr
PetsYes
CommunityClubhouse · Deed Restrictions · Fitness Center · Golf Carts OK · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,238 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,455
FHA mortgage insurance (est.)$184
Property tax — 2025 actual bill$296
HOA fee — from the listing$142
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,595Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,595
Interest rate6.00%
Loan term

Estimated payment

$3,238/mo

Principal & interest$2,455
FHA mortgage insurance (est.)$184
Property taxes (actual bill)$296
HOA / condo fee$142
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $417K
$392KedgeAI estimate $469,635 · range $408K$504K$524K

vs edgeAI estimate

−11.2%

$/sqft vs Clearwater actives

$242 vs $224

Days on market

58 vs 53 typical

Where $242/sqft sits among the 400 Clearwater actives

176
124 · this home
54
12
10
24
$119–213$213–307$307–401$401–495$495–589$589+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Spring Lake, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunitySpring Lake
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$2,100/mo median

MarketClearwater
Annual gross at median$25,200
Gross yield on this price6.0%
Homes for rent right now325

Live Clearwater rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Spring Lakes Of Clearwater

Drive times from this address

Tampa Int’l Airport (TPA)31 min
Downtown Tampa35 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Spring Lake is a short-term-rental community. See the full guide →

Spring Lakes Of Clearwater — neighborhood snapshot

Population

492

Median age

34

Median income

$86,250

Median home value

$368,000

Avg household

3

Households w/ children

85%

For the school run

Pinellas County School District

MiddleDunedin Highland Middle School★★★★
HighDunedin High School★★★★★
ElementaryGarrison-Jones Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$328K$336K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

248 of 400

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 164% above the CLEARWATER 33763 median. See the full Clearwater market guide →

Paper trail

This home's history

CurrentPrice reduced to $417,000 $3K
Jul 24, 2026Listed at $420,000 · 58 days on market since
1988Built · SPRING LAKE OF CLEARWATER

Reality check

What actually sold near 2250 SPRINGWOOD CIR W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1888 SPRINGBUSH LANESold · Apr ’26

$470,000

1888 SPRINGBUSH LANE · same community

4 bd · 3.5 ba · 1,757 sqft · $268/sqft · 124 DOM

1876 SPRINGBUSH LANESold · Apr ’26

$420,000

1876 SPRINGBUSH LANE · same community

3 bd · 2 ba · 1,602 sqft · $262/sqft · 150 DOM

2195 SPRINGRAIN DRIVESold · Dec ’25

$490,000

2195 SPRINGRAIN DRIVE · same community

3 bd · 2 ba · 1,602 sqft · $306/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2250 SPRINGWOOD CIR W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2250 SPRINGWOOD CIR W — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

2250 SPRINGWOOD CIR W FAQs

What would the monthly payment be for 2250 SPRINGWOOD CIR W?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,238/mo — principal and interest, the actual property-tax bill, the $142/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2250 SPRINGWOOD CIR W?+

The association fee works out to $142 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2250 SPRINGWOOD CIR W?+

The most recent tax bill on record (2025) was $3,555. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 2250 SPRINGWOOD CIR W be rented short-term?+

Yes — this home sits inside Spring Lake, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 2250 SPRINGWOOD CIR W?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clearwater?+

At $417,000, this home is listed about 49% above the Clearwater median of $279,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2250 SPRINGWOOD CIR W?+

Dunedin Highland Middle School (middle), Dunedin High School (high), Garrison-Jones Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$417,000 runs 164% above the CLEARWATER 33763 median — but at 1,722 sqft it's also 36% larger than the typical Clearwater listing.

02Zoned for nightly rentals

Spring Lake is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Strong assigned schools

Dunedin Highland Middle School, Dunedin High School, Garrison-Jones Elementary School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $420,000, now $417,000 — a $3K cut. The full history is in the market section below.

Listing courtesy of ORCHARD BROKERAGE, LLC · Monica Gura. MLS #TB8530034.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Clearwater homes, in your inbox

Like 2250 SPRINGWOOD CIR W but not quite? A daily digest of every new listing in Clearwater — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask Gianfranco to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated September 20, 2026 at 8:25 PM UTC. The listing information on this page last changed on September 20, 2026 at 8:25 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on September 20, 2026 at 8:25 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: September 20, 2026 at 8:25 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.