
346 RANCH ROAD, TARPON SPRINGS, FL, 34688
Active93 days on marketListed Jul 18, 2026MLS #TB8530153
About this home
346 RANCH ROAD
One of the most compelling acreage opportunities in Pinellas County, this private retreat in the desirable Keystone area offers the space, privacy, and flexibility that are increasingly difficult to find—just minutes from Florida’s Gulf Coast. Professionally decorated and thoughtfully refreshed, the 4-bedroom, 3-bath home is now complemented by additional land clearing that showcases more of the usable homesite while preserving the beauty and privacy of the surrounding woods. The open floor plan features spacious living areas, a wood-burning fireplace, quartz countertops, shaker cabinetry, stainless steel appliances, and an oversized 2-car garage. The primary suite opens to the covered patio, creating a peaceful place to enjoy your morning coffee or unwind at the end of the day. The outdoor possibilities are what truly set this property apart. Approximately 1.3 acres are buildable, providing generous room for a pool, outdoor living, RV, boat, trailers, and future improvements. The remaining 4.39 wooded acres create a private natural setting where deer and other native wildlife are frequent visitors. Enjoy walking trails, ATV adventures, dirt bikes, or simply the peace and privacy of your own wooded retreat. A picturesque seasonal creek meanders along the southern edge of the property, adding character and an additional layer of privacy. The existing 4-stall stable offers exceptional versatility. Use it for horses, convert it into a workshop or hobby space, or explore the possibilities of a future barn with guest quarters or an apartment. Whether you envision an equestrian property, a multigenerational family retreat, a weekend getaway, or a property with short-term rental potential, this acreage gives you room to make it your own. Located in unincorporated Pinellas County, where short-term rentals are permitted, this property offers flexibility for an Airbnb, vacation rental, or multigenerational living arrangement. Families will appreciate the A-rated school district and East Lake High School zoning. Despite its peaceful, country-like setting, the location is remarkably convenient: approximately 15 minutes to Fred Howard Park, Sunset Beach, and the historic Tarpon Springs Sponge Docks; 20 minutes to Downtown Dunedin; 30 minutes to Clearwater Beach; and roughly 35 minutes to Tampa International Airport and St. Pete-Clearwater International Airport. Shopping, dining, golf, parks, medical facilities, and major commuter routes are all nearby. For added peace of mind, the home previously experienced soil settlement at the rear of the property. The foundation has since been professionally reinforced and stabilized by a licensed foundation repair contractor, and the repair includes a transferable lifetime warranty. Schedule your private showing and explore the acreage, the possibilities, and the value this property offers.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,239
Sqft
5.69 ac
Lot size
2
Garage
1982
Year built
One
Levels
$335
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,227 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,227/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+25.5%
$/sqft vs Tarpon Springs actives
$335 vs $247
Days on market
93 vs 72 typical
Where $335/sqft sits among the 275 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Keystone Ranchettes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
Keystone Ranchettes — neighborhood snapshot
Population
630
Median age
46
Median income
$120,926
Median home value
$462,294
Avg household
3
Households w/ children
94%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $415K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
151 of 275
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the TARPON SPRINGS 34688 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 346 RANCH ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$935,000
1054 RANCH ROAD · same community
4 bd · 2 ba · 1,952 sqft · $479/sqft · 4 DOM
Sold · Nov ’25$635,000
965 COBBLESTONE LANE
4 bd · 2 ba · 2,257 sqft · $281/sqft · 9 DOM
Sold · Aug ’26$605,000
785 CENTERWOOD DRIVE
4 bd · 2 ba · 2,300 sqft · $263/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 346 RANCH ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 346 RANCH ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
346 RANCH ROAD FAQs
What would the monthly payment be for 346 RANCH ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,227/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 346 RANCH ROAD?+
The most recent tax bill on record (2025) was $8,867. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 346 RANCH ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $750,000, this home is listed about 76% above the Tarpon Springs median of $427,000. The market section on this page shows how the area is trending.
Which schools are assigned to 346 RANCH ROAD?+
Brooker Creek Elementary School (elementary), East Lake High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$750,000 runs 54% above the TARPON SPRINGS 34688 median — but at 2,239 sqft it's also 35% larger than the typical Tarpon Springs listing.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Brooker Creek Elementary School, East Lake High School, Tarpon Springs Middle School — Brooker Creek Elementary School rates 5 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $799,000, now $750,000 — a $49K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Gary Ubaldini. MLS #TB8530153.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tarpon Springs homes, in your inbox
Like 346 RANCH ROAD but not quite? A daily digest of every new listing in Tarpon Springs — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Iain to ping you on any price or status change →


