16410 IVY LAKE DRIVE, ODESSA, FL, 33556
Active81 days on marketListed Jul 23, 2026MLS #TB8530677
About this home
16410 IVY LAKE DRIVE
Life inside the gates of Ivy Lake Estates in Odessa moves a little slower, and a little sweeter. A tropical path of lush landscaping leads to the front door, where a custom waterfall wall fills the air with the sound of water, the perfect spot to leave the day’s stress behind before you even step inside. That calm carries through the home. Ceilings soar past 11 feet, with tray ceilings in the dining room and primary suite and crown molding in the kitchen and family room. The split floor plan places four bedrooms on the main level, along with a custom-built office, while a fifth bedroom upstairs opens to a bonus loft that works as a media room or possible in-law quarters. The kitchen is made for gathering, with granite counters, an island with prep sink, gas range, breakfast bar, under-cabinet lighting, pendant lights, and a pantry with custom wood shelving, all open to the dinette and family room. Sliders span the back of the home, so you can open the house to the evening air on a cool night. The primary suite features a bay window overlooking the pool and yard, direct lanai access, his and hers walk-in closets, dual vanities, a garden tub, and a step-in shower. Outside, a heated pool with a brand-new heater and outdoor TV sits on a premium conservation lot, where the yard feels far larger than the lot because the view carries well beyond the property line. Updates include new flooring (2023/2024), HVAC and water heater (2017), and roof (2021). A three-car garage, a nearby community park and playground, and low HOA fees complete the picture.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
3,526
Sqft
0.23 ac
Lot size
3
Garage
2005
Year built
Two
Levels
$241
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,719 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,719/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.7%
$/sqft vs Odessa actives
$241 vs $278
Days on market
81 vs 78 typical
Where $241/sqft sits among the 182 Odessa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Odessa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Odessa. See the full Odessa guide →
ODESSA 33556 — neighborhood snapshot
Population
34,045
Median age
40.9
Median income
$151,034
Median home value
$589,700
Avg household
2.93
Households w/ children
4,581
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Odessa market
$725K → $738K
Odessa median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
106 of 182
Odessa actives have cut their price
Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the ODESSA 33556 median. See the full Odessa market guide →
Paper trail
This home's history
Reality check
What actually sold near 16410 IVY LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$899,000
16339 IVY LAKE DRIVE · same community
5 bd · 3 ba · 3,438 sqft · $261/sqft · 14 DOM
Sold · Apr ’26$865,000
16518 IVY LAKE DRIVE · same community
5 bd · 3 ba · 3,899 sqft · $222/sqft · 5 DOM
Sold · Sep ’26$740,000
16224 IVY LAKE DRIVE · same community
6 bd · 4.5 ba · 4,010 sqft · $185/sqft · 127 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16410 IVY LAKE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16410 IVY LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
16410 IVY LAKE DRIVE FAQs
What would the monthly payment be for 16410 IVY LAKE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,719/mo — principal and interest, the actual property-tax bill, the $145/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16410 IVY LAKE DRIVE?+
The association fee works out to $145 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16410 IVY LAKE DRIVE?+
The most recent tax bill on record (2025) was $6,106. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16410 IVY LAKE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Odessa?+
At $850,000, this home is listed about 18% above the Odessa median of $720,000. The market section on this page shows how the area is trending.
Which schools are assigned to 16410 IVY LAKE DRIVE?+
Bryant Elementary School (elementary), Farnell Middle School (middle), Sickles High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$850,000 runs 25% above the ODESSA 33556 median — but at 3,526 sqft it's also 34% larger than the typical Odessa listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Bryant Elementary School, Farnell Middle School, Sickles High School, Patricia Sullivan Metropolitan Ministries Partnership School — Bryant Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Tammy Bilder. MLS #TB8530677.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Odessa homes, in your inbox
Like 16410 IVY LAKE DRIVE but not quite? A daily digest of every new listing in Odessa — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Donna to ping you on any price or status change →