1325 E LAURA STREET, PLANT CITY, FL, 33563
Active107 days on marketListed Jul 23, 2026MLS #TB8530921
About this home
1325 E LAURA STREET
Virtually Staged. PRICED BELOW FHA APPROVED APPRAISAL @ $291,000 - NEW ROOF, New ROOF 2026! Welcome home to this spacious and versatile 3-bedroom, 3-bath residence (with in-law suite or possible rental) where every bedroom features its own private, updated bathroom. Designed for comfort and functionality, the home offers two separate living areas, a large open kitchen with an oversized walk-in pantry, and a convenient inside laundry room. The upstairs retreat is truly special, featuring new carpet, a private bedroom, its own flex living space perfect for a desk area or craft space, two walk-in closets, and a beautifully updated bath with a step-in shower. Throughout the main living areas you'll find new luxury vinyl plank flooring, while fresh interior and exterior paint create a bright, clean, move-in ready feel. You can feel at east with major improvements completed: NEW ROOF 2026, 2024 Water Heater, Some plumbing upgrades, Completely Updated Electrical and panel box and concrete block exterior, New AC fan Motor, Updated Flooring and NEW PAINT inside & out! Natural light fills the home thanks to a large NEW skylight in the main living room and abundant windows throughout. Outdoor living is equally inviting with a spacious rear patio and a covered front porch with tile flooring, perfect for relaxing and entertaining. A standout feature is the private-entry in-law suite, offering excellent flexibility for multigenerational living, guests, or potential rental income. The property's R-1 zoning allows for garage apartment rentals, creating additional investment opportunities. Enjoy the convenience of being within walking distance of highly sought-after Lincoln Elementary and Marshall Middle Magnet Schools as well as minutes from major access roads. Downtown Plant City is just one mile away and offers trendy restaurants, Food Truck Fridays, annual parades, and community events. The city's new sports and recreation facility is also just a short walk away. Outdoor enthusiasts or families with kids or dogs will appreciate having five fabulous parks + dog park all within two miles of the property. Ask about down payment assistance or other special loan programs with reduced fees that you may qualify for! This home PASSED FHA inspections with several major updates already completed and appraisal value at $291,000 if you need to add in closing costs into the agreement. This rare combination of space, updates, location, and income potential makes this home one you won't want to miss!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,163
Sqft
0.12 ac
Lot size
1930
Year built
Two
Levels
$127
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,585 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,585/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10%
$/sqft vs Plant City actives
$127 vs $210
Days on market
107 vs 43 typical
Where $127/sqft sits among the 276 Plant City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plant City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Plant City. See the full Plant City guide →
PLANT CITY 33563 — neighborhood snapshot
Population
25,896
Median age
37.9
Median income
$60,131
Median home value
$226,900
Avg household
2.65
Households w/ children
3,030
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Plant City market
$351K → $346K
Plant City median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
155 of 276
Plant City actives have cut their price
Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the PLANT CITY 33563 median. See the full Plant City market guide →
Paper trail
This home's history
Reality check
What actually sold near 1325 E LAURA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$379,000
1505 E LAURA STREET · same community
4 bd · 2.5 ba · 1,669 sqft · $227/sqft · 26 DOM
Sold · Jan ’26$295,000
1315 E DR MARTIN LUTHER KING JR BOULEVARD · same community
3 bd · 2 ba · 912 sqft · $323/sqft · 75 DOM
Sold · Sep ’25$295,000
403 E CAROLINA AVENUE
3 bd · 2 ba · 2,126 sqft · $139/sqft · 32 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arbel Joseph
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1325 E LAURA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1325 E LAURA STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Arbel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1325 E LAURA STREET FAQs
What would the monthly payment be for 1325 E LAURA STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,585/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1325 E LAURA STREET?+
The most recent tax bill on record (2025) was $4,991. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Plant City?+
At $274,900, this home is listed about 30% below the Plant City median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1325 E LAURA STREET?+
Burney Elementary School (elementary), Marshall Middle Magnet School (middle), Plant City High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PLANT CITY 33563 market on paper
$274,900 is 11% below the PLANT CITY 33563 median of $309,963, and at $127/sqft it sits under the Plant City average of $235.
02Time on market is leverage
107 days on market against a Plant City median of 43 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $299,900, now $274,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BLUE SUN REALTY LLC · Angela Inzerillo. MLS #TB8530921.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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