4810 GUARDIAN AVENUE, HOLIDAY, FL, 34690
Active89 days on marketListed Jul 21, 2026MLS #TB8531101
About this home
4810 GUARDIAN AVENUE
Seller is offering $5000 towards buyers closing costs. This 3-bedroom, 2-bathroom home is move-in ready and packed with valuable updates! Enjoy a beautifully remodeled kitchen, two updated bathrooms, luxury vinyl flooring, and a freshly painted interior. The versatile converted garage with a private entrance provides additional flexibility for extended family, guests, a home office, family room, hobby space, income-producing space, or extra living area. Buyers, here are some important updates you’ll love: A/C — 2024, Water heater — 2023, New drainfield — 2024, Kitchen & bathrooms fully renovated — 2024, Luxury vinyl flooring, Fresh interior paint, New roof to be installed before closing, Appliances included, Washer & dryer hookups, Driveway accommodates up to 3 vehicles, Large yard with plenty of space for entertaining, NO FLOOD ZONE and NO HOA, Conveniently located near shopping, dining, parks, schools, medical facilities, and the Gulf Coast, with easy access to Tarpon Springs, beaches, fishing, boating, and more. With major updates already completed and flexible living space to fit today’s lifestyle, this home is ready for its next owner. ***This home qualifies for the PASCO COUNTY DOWN PAYMENT ASSISTANCE up to $50,000 toward buying this home, For income-eligible first-time buyers —no home owned in the last three years. The funds can go to a larger down payment, points to lower the rate, and nearly all closing costs. Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,200
Sqft
0.14 ac
Lot size
1966
Year built
One
Levels
$233
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,167 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,167/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+35.4%
$/sqft vs Holiday actives
$233 vs $187
Days on market
89 vs 64 typical
Where $233/sqft sits among the 287 Holiday actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Holiday
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Holiday. See the full Holiday guide →
HOLIDAY 34690 — neighborhood snapshot
Population
12,447
Median age
44.9
Median income
$46,167
Median home value
$152,200
Avg household
2.25
Households w/ children
931
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Holiday market
$233K → $220K
Holiday median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
177 of 287
Holiday actives have cut their price
Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% above the HOLIDAY 34690 median. See the full Holiday market guide →
Paper trail
This home's history
Reality check
What actually sold near 4810 GUARDIAN AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$210,000
4816 VISION AVENUE · same community
2 bd · 1 ba · 1,200 sqft · $175/sqft · 28 DOM
Sold · Jan ’26$204,000
1542 DERRICK STREET · same community
2 bd · 1 ba · 1,188 sqft · $172/sqft · 60 DOM
Sold · Mar ’26$245,000
4940 PICTURE AVENUE · same community
3 bd · 1.5 ba · 1,276 sqft · $192/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4810 GUARDIAN AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4810 GUARDIAN AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4810 GUARDIAN AVENUE FAQs
What would the monthly payment be for 4810 GUARDIAN AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,167/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4810 GUARDIAN AVENUE?+
The most recent tax bill on record (2025) was $2,812. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4810 GUARDIAN AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Holiday?+
At $279,999, this home is listed about 19% above the Holiday median of $235,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4810 GUARDIAN AVENUE?+
Sunray Elementary School (elementary), Paul R. Smith Middle School (middle), Anclote High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY, LLC · Lilibeth Garcia. MLS #TB8531101.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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