1832 TONKA TERRACE, WESLEY CHAPEL, FL, 33543
Active11 days on marketListed Jul 31, 2026MLS #TB8531484
About this home
1832 TONKA TERRACE
Welcome home to this beautiful 4-bedroom, 3-bathroom, 3-car garage home located in the highly desirable Union Park community. From the moment you arrive, you'll appreciate the inviting curb appeal and well-maintained landscaping. Step inside to discover a thoughtfully designed floor plan with a neutral color palette and spacious living areas. The secondary bedrooms are conveniently located toward the front of the home, with a nearby full bathroom for the comfort and convenience of family and guests. Continuing down the hallway, you'll find a well-appointed laundry room complete with a washer and dryer, along with a convenient folding bench. Just off the garage, a dedicated drop zone with a coat rack and additional storage provides the perfect place to keep everyday essentials organized. At the heart of the home is a spacious open-concept kitchen and living area, ideal for everyday living and entertaining. The large kitchen features a full stainless steel appliance package, granite countertops, a generous walk-in pantry, and a center island offering additional counter space and seating. The kitchen also provides ample room for a dining table, creating a comfortable space for casual meals and gatherings. Just off the kitchen is a flexible dining area that could also be utilized as a den, home office, or additional living space. Sliding glass doors lead to a large porch, offering the perfect spot to relax and enjoy your morning coffee or unwind in the evenings. A spacious bedroom located just off the kitchen features its own full bathroom, making it an ideal option for guests or multi-generational living. The generously sized primary suite offers a peaceful retreat with a walk-in closet and private ensuite bathroom featuring a dual vanity and large walk-in shower. Conveniently located just minutes from premier shopping, dining, entertainment, and major roadways, this home offers the perfect combination of comfort, convenience, and location. Don't miss your opportunity to make this beautiful Union Park home your own—schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,544
Sqft
0.18 ac
Lot size
3
Garage
2016
Year built
One
Levels
$195
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,084 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,084/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.9%
$/sqft vs Wesley Chapel actives
$195 vs $205
Days on market
11 vs 47 typical
Where $195/sqft sits among the 400 Wesley Chapel actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Union Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
Union Park — neighborhood snapshot
Population
2,752
Median age
39
Median income
$104,318
Median home value
$366,000
Avg household
3
Households w/ children
387
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $430K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
204 of 400
Wesley Chapel actives have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the WESLEY CHAPEL 33543 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 1832 TONKA TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$460,000
32599 NATURAL BRIDGE ROAD · same community
4 bd · 2.5 ba · 2,377 sqft · $194/sqft · 153 DOM
Sold · Apr ’26$710,000
1781 TONKA TERRACE · same community
4 bd · 3.5 ba · 3,093 sqft · $230/sqft · 13 DOM
Sold · May ’26$726,000
32697 NATURAL BRIDGE ROAD · same community
4 bd · 3 ba · 3,318 sqft · $219/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1832 TONKA TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1832 TONKA TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1832 TONKA TERRACE FAQs
What would the monthly payment be for 1832 TONKA TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,084/mo — principal and interest, the actual property-tax bill, the $89/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1832 TONKA TERRACE?+
The association fee works out to $89 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1832 TONKA TERRACE?+
The most recent tax bill on record (2025) was $8,420. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1832 TONKA TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $495,000, this home is listed about 13% above the Wesley Chapel median of $437,250. The market section on this page shows how the area is trending.
Which schools are assigned to 1832 TONKA TERRACE?+
Dr. John Long Middle School (middle), Double Branch Elementary School (elementary), Wiregrass Ranch High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Dawn Walls. MLS #TB8531484.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Wesley Chapel homes, in your inbox
Like 1832 TONKA TERRACE but not quite? A daily digest of every new listing in Wesley Chapel — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Cindy to ping you on any price or status change →