
923 GOLF ISLAND DRIVE, APOLLO BEACH, FL, 33572
Active Under Contract33 days on marketListed Sep 30, 2026MLS #TB8532434
About this home
923 GOLF ISLAND DRIVE
Under contract-accepting backup offers. APOLLO BEACH WATERFRONT – NEWLY RENOVATED EXECUTIVE POOL HOME – HIGH ELEVATION - NO CDD OR HOA FEES: Live like you're on vacation and experience year-round waterfront living in this beautifully updated custom-built executive pool home, ideally located in the highly desirable Golf & Sea Village community. Perfectly positioned on an oversized lot with 100 feet of canal frontage, this exceptional property offers panoramic views of the St. Andrews Canal and the ultimate Florida boating lifestyle. Your waterfront adventures begin from your own backyard with a large dock and an 8,000 lb. boat lift, providing quick, easy access to Tampa Bay, the Gulf of Mexico, and beyond. Designed for comfort and entertaining, this bright, spacious 3-bedroom, 2-bath home offers 1,644 square feet of living space plus a 2-car garage. As you step through the front door, soaring 10-foot ceilings and abundant natural light welcome you, highlighting the open-concept great room, dining area, and kitchen within the thoughtfully designed split-floor plan. The recently remodeled chef-inspired kitchen is the nucleus of this home, featuring stainless-steel appliances, white solid-wood soft-close cabinetry with 42-inch upper cabinets and crown molding, gleaming granite countertops, breakfast bar seating, pendant lighting, and a closet pantry. Its seamless flow into the dining and living areas creates the perfect atmosphere for gatherings and everyday living. The great room provides a warm and inviting space to relax while enjoying stunning water views. The spacious primary retreat offers a water view, abundant natural light, private access to the outdoor living area, a walk-in closet, and plenty of room for a king-size bedroom set. It also features an additional mini-split A/C system. The luxurious, newly renovated en-suite bath features double vanities with quartz countertops, solid wood cabinetry, a private water closet, and a beautifully designed walk-in shower. The secondary bedrooms are bright, offer generous accommodations, and feature an additional mini-split A/C system. Bedroom #3 offers private access to the outdoor living area. A conveniently located, newly renovated guest bath and a well-appointed laundry room add to the home’s functionality. Wood-look luxury vinyl flooring throughout enhances the home’s warmth and elegance. Step outside to your private tropical oasis, where the true essence of Florida living comes to life. A covered lanai opens seamlessly into a large screened enclosure that surrounds a beautiful heated pool and spa, creating the perfect setting for relaxing days, unforgettable evenings, and infinite memories by the water. Located with convenient access to everything the Tampa Bay area has to offer, this beautiful home is situated on a quiet cul-de-sac street, on a large 100'x113' lot with mature trees & landscaping. St. Andrews Canal is a 150' wide, deep-water canal. This exceptional waterfront property combines luxury, comfort, and boating convenience in one remarkable home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,644
Sqft
0.25 ac
Lot size
2
Garage
1985
Year built
One
Levels
$487
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,363 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,363/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2%
$/sqft vs Apollo Beach actives
$487 vs $219
Days on market
33 vs 70 typical
Where $487/sqft sits among the 350 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
26,495
Median age
44.3
Median income
$122,130
Median home value
$472,800
Avg household
2.62
Households w/ children
3,187
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$490K → $479K
Apollo Beach median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
198 of 350
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 923 GOLF ISLAND DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$845,000
806 EAGLE LANE · same community
3 bd · 2 ba · 1,976 sqft · $428/sqft · 9 DOM
Sold · Aug ’26$391,250
303 BLACKROCK LANE
3 bd · 2 ba · 1,512 sqft · $259/sqft · 141 DOM
Sold · Nov ’25$335,000
610 WINTERSIDE DRIVE
3 bd · 2 ba · 1,797 sqft · $186/sqft · 126 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Bridget McLennon
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 923 GOLF ISLAND DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 923 GOLF ISLAND DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
923 GOLF ISLAND DRIVE FAQs
What would the monthly payment be for 923 GOLF ISLAND DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,363/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 923 GOLF ISLAND DRIVE?+
The most recent tax bill on record (2025) was $10,422. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 923 GOLF ISLAND DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $799,990, this home is listed about 72% above the Apollo Beach median of $466,000. The market section on this page shows how the area is trending.
Which schools are assigned to 923 GOLF ISLAND DRIVE?+
Apollo Beach K-8 School (elementary), Lennard High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$799,990 runs 97% above the APOLLO BEACH 33572 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Apollo Beach K-8 School, Lennard High School, Patricia Sullivan Metropolitan Ministries Partnership School — Apollo Beach K-8 School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Amie Samuel-Hall. MLS #TB8532434.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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