
1520 S CHURCH AVENUE, TAMPA, FL, 33629
Active19 days on marketListed Jul 29, 2026MLS #TB8532539
About this home
1520 S CHURCH AVENUE
Welcome to this beautifully updated 4-bedroom, 3-bathroom home offering nearly 2,000 square feet in the highly desirable South Tampa neighborhood of Palma Ceia West. Located in a non-flood zone and zoned for top-rated Grady Elementary, Coleman Middle, and Plant High School, this home is just minutes from Sprouts Farmers Market, Publix, shopping, dining, and everything South Tampa has to offer. Designed for both everyday living and entertaining, the spacious floor plan features an expansive living room at the rear of the home, complete with a cozy gas fireplace. This versatile space is perfect as a family room, game room, or home gym. The updated kitchen is the heart of the home, showcasing solid wood cabinetry, soft-close drawers and doors, quartz countertops, a center island, and stainless steel appliances. Bamboo flooring flows throughout, creating a warm and inviting atmosphere, while energy-efficient LED lighting and double-pane windows enhance both comfort and efficiency. The primary suite features dual quartz vanities and a well-appointed bath. All bathrooms include quartz countertops and solid wood cabinetry. The fourth bedroom, complete with an ensuite bathroom, offers excellent flexibility as a guest suite or mother-in-law quarters. A rare bonus is the detached concrete block outbuilding with electricity and its own window A/C unit. Whether you're looking for a private home office, art studio, hobby room, workout space, or additional storage, this versatile space offers endless possibilities. Major updates include a 2017 roof, a new main sewer line in 2020, and a 2016 HVAC system. Ready for immediate occupancy, this home also offers a proven rental history, making it an excellent opportunity for both owner-occupants and investors alike. Homes in this location, with this combination of space, schools, and updates, don't come along often. Schedule your private showing today before this one is gone!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,916
Sqft
0.22 ac
Lot size
1
Garage
1955
Year built
One
Levels
$431
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,071 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,071/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−11.6%
$/sqft vs Tampa actives
$431 vs $301
Days on market
19 vs 42 typical
Where $431/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palma Ceia West
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Palma Ceia West — neighborhood snapshot
Population
1,595
Median age
44
Median income
$157,620
Median home value
$714,530
Avg household
3
Households w/ children
218
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $438K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
228 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 24% below the TAMPA 33629 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 1520 S CHURCH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$1,058,000
709 S HIMES AVENUE · same community
3 bd · 2.5 ba · 2,122 sqft · $499/sqft · 9 DOM
Sold · Mar ’26$936,562
3603 W MORRISON AVENUE · same community
3 bd · 2.5 ba · 2,228 sqft · $420/sqft · 5 DOM
Sold · Jul ’26$193,000
215 SW ALPINE PLACE · same community
3 bd · 2 ba · 1,140 sqft · $169/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Moe Thouk Oo
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1520 S CHURCH AVENUE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1520 S CHURCH AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Moe's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1520 S CHURCH AVENUE FAQs
What would the monthly payment be for 1520 S CHURCH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,071/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1520 S CHURCH AVENUE?+
The most recent tax bill on record (2025) was $13,803. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $825,000, this home is listed about 83% above the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1520 S CHURCH AVENUE?+
Mabry Elementary School (elementary), Coleman Middle School (middle), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAMPA 33629 market on paper
$825,000 is 24% below the TAMPA 33629 median of $1,082,000.
02Strong assigned schools
Mabry Elementary School, Coleman Middle School, Plant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Mabry Elementary School rates 5 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $835,000, now $825,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Rae Anna Conforti PA. MLS #TB8532539.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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